Debit Card for 12 year old

lmahoney79

I know that I can open an account for my 12 year old but can I get a Visa Debit Card for him?

looksee

Depends on the bank but you will have to go with him and apply in-bank.

NIMAN

Not sure of the answer when it comes to BOI, but I was in similar situation at the start of this school year and went the Revolut route.

It's ideal. You can see their spending and control/ transfer funds to it easily from your main account.

lmahoney79

https://www.boards.ie/discussion/comment/120680292#Comment_120680292

But I'm not a Revolut customer....do I need to be for him to revolut?

midnightblue

https://www.boards.ie/discussion/comment/120680309#Comment_120680309

You'll need to be one to set up a Revolut <18 account for him.

Permanent TSB have a Teen MyCash Account with a debit card.

Not sure if you'll have to hold on until hes 13.

FishOnABike

Both AIB and BOI have 2nd level student accounts with a debit card available for the account too. Most, if not all, Irish retail banks should have an account type specifically for 2nd level students.

It will probably be easiest to open his account in the same bank as you use yourself as they will already have verified your identity as a customer.

You will probably need some form of ID for him when opening his account.

lmahoney79

https://www.boards.ie/discussion/comment/120680400#Comment_120680400

Yeah I saw that but the BOI website said over 14 only to get a debit card. So wanted to check if I went into branch with him, can I get a card for my 12 year old.

FishOnABike

https://www.boards.ie/discussion/comment/120680419#Comment_120680419

According to their website

"If you’re aged under 14 you’ll get …

Your very own 2nd Level current account with your debit card BUT you’ll need your parent/legal guardian’s consent to apply for the account and you’ll need to complete the application for the account in your local branch"

https://personalbanking.bankofireland.com/bank/current-accounts/2nd-level-current-account/features-benefits/

so it seems once you complete the application in branch, he should have a current account with a debit card.

Up to a certain age some banks don't issue contactless payment cards, a PIN is needed for every transaction. I'm not sure if this applies to BOI.

looksee

BoI have contactless.

Bank of Ireland Reps

https://www.boards.ie/discussion/2058299333/debit-card-for-12-year-old

Hi there, thanks for your post here on Boards.ie.

You should be able to request a visa debit card for a second level account if the account holder is under the age of 14. A parent/ guardian must call into their local BOI branch and my colleagues can discuss this further.

If you have already applied for this account online then you can provide the application reference number in branch.

Thanks, Eve