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losing job after mortgages after letter of offer

  • 20-10-2023 3:35pm
    #1
    emily007
    Registered Users, Users Awaiting Email Confirmation Posts: 2 ✭


    Me and my partner got our letter of offer for our mortgage but I was told I’ll be losing my job after. We bank with aib and our mortgage is with AIb. Will they ask for updated payslip before drawn down

    Post edited by Spear on


Comments

  • #2
    lmk123
    Registered Users, Registered Users 2 Posts: 351 ✭✭lmk123


    Probably not if you drawdown within 6 months



  • #3
    emily007
    Registered Users, Users Awaiting Email Confirmation Posts: 2 ✭emily007


    Was scared they might notice in my bank statement that my salary hasn’t been coming in or when they see I got a redundant

    thank you for your reply btw



  • #4
    lbunnae
    Registered Users Posts: 1,755 ✭✭✭lbunnae


    During COVID the banks brought in a policy of asking for an updated payslip before drawdown. I think some kept it up , I'm not sure if all.



  • #5
    Princess Calla
    Registered Users, Registered Users 2 Posts: 5,954 ✭✭✭Princess Calla


    If you were made redundant I presume you got some type of redundancy package, so that will be a nice lump sum.

    Try to find a job between now and drawdown, it doesn't have to be your dream career just something that shows a regular wage coming in.



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