Should I be claiming on my learner driver insurance

areWeThereYet67

That's right I've done it, checked all my blindspots go turn right and bam collision out of nowehere. No one hurt just some damage on the other drivers wing and my bumper, damage is 2700 and because its my fault I'd be fronting the whole amount. I can pay it off but wont have too much money left to spare at the moment. Question is should I pay for it out of pocket or claim on insurance with a 400 euro excess fee, not sure if I'll be in the country/own a car to really be punished for the increase in premiums, not a great situation all around but what do ye all think is the best way about this

Eggs For Dinner

Where another vehicle is involved, leave everything to your insurer. You are obliged to do this under your contract. If you fail to do this and a problem arises, such as an injury claim coming in, you will be in a whole heap of bother. If you try and settle the 3rd party's damages privately, you will have no say in the invoice that is presented to you. If yo go through your insurance, they will assess and verify the quantum

A person has 2 years to notify their intention to lodge any injury claim, a minor has 2 years from when they reach 18 years of age.

Mr Disco

https://www.boards.ie/discussion/2058323070/should-i-be-claiming-on-my-learner-driver-insurance

How old are you? What did the licensed driver with you do to help?

areWeThereYet67

https://www.boards.ie/discussion/comment/121383379#Comment_121383379

I'm in my early 20s. The licensed driver didn't see the incoming either but was also watching a van reverse illegally (I think) into the junction