Go after someone's insurance over a parking dent ?

mondeo

Grumpy old bastid slammed his door off my car today as I sat in the car park. I wound down my window and told him to be careful and my intention was to leave it at that. He said he couldn't give a "monkey's" and slammed his car door and drove off... Have his reg on dash cam as he pulled out from beside me. Worth the hassle going after his insurance for repair ? His attitude is driving me to go after him, I'd really just have left it otherwise. He will give a monkeys when his insurance goes up. Grumpy old fecker.

HBC08

https://www.boards.ie/discussion/2058326559/go-after-someones-insurance-over-a-parking-dent

I'd say if possible go after him for it.

He'll be more careful next time if nothing else.

teediddlyeye

Wouldn't be bothered by a small dent tbh, I'd go after it purely to put manners on him.

mondeo

https://www.boards.ie/discussion/comment/121484591#Comment_121484591

This is my position on this. Just to let him know he can't give me the finger and just drove off like he did.

mondeo

https://www.boards.ie/discussion/comment/121484640#Comment_121484640

The camera was off as I was parked at the time, when he got into his car I turned the ignition on to capture him pulling out. Wasn't expecting him to tell me to F off and if I was expecting it I would have turned the camera on before I said a word to him. I guess the shopping center camera was beside us and maybe would have caught the incident.

Sono

I would absolutely go after him, amazing how people can not give a shite about hitting another door in a carpark, it’s as if it’s acceptable! Best of luck.

Robert Jackson

https://www.boards.ie/discussion/2058326559/go-after-someones-insurance-over-a-parking-dent

If you are able to claim against him why not go for it teach him to change his attitude in future my sister had a similar incident with some young lad about 19 who thought he was the big man she wasn't going to bother at first as it was just a tiny dent in her bumper but because he mouthed off she took the appropriate action and it turned out that the clown was driving with no insurance so yes absolutely definitely look into it

PsychoPete

100% go after him. I had a very similar experience, old fella hit his door off mine and dented the door. Asked him to cover the cost of pdr as it isn't that expensive but got mouthy with me so I went after his insurance. Doesn't matter how small the dent is, if someone does damage to your car then they should be made pay for it

Oscar_Madison

While I’m in agreement with the posters above, only thing on my mind is “claims on your insurance” - if you put in a claim, even though you’re not at all at fault, does it impact premiums or limit you when looking for insurance elsewhere for 4-5 years after the claim - ie the question “have you had any claims on your insurance in the last 5 years?”

If someone can clarify that this would all be well on that aspect because it’s not your fault, then yeah absolutely go for it. I’m just thinking whatever small money it would take to fix your door, what would the impact on your insurance premiums be?

Sunny Dayz

You say you have his reg but do you know who he’s insured with?

FishOnABike

https://www.boards.ie/discussion/comment/121485448#Comment_121485448

They would be claiming against the other person's insurance, not their own.

Eggs For Dinner

You will have to prove he damaged your vehicle. Dashcam of a car moving away from yours won't be sufficient. Is there any paint transfer? Are their any witnesses?. It is possible there is a corresponding dent on his vehicle, so if you lodge a claim against him, they will send an assessor to examine both vehicles.

Unless the circumstances are proved , his insurers will not pay out

Oscar_Madison

https://www.boards.ie/discussion/comment/121485477#Comment_121485477

Yeah I know but it’s still a claim even if it’s without fault -

mondeo

I don't know who he is insured with, I guess I would give the reg to the Garda and they will forward me on his details when they contact him ? His car was a black 181 Ford Focus.

Marymoore

id leave the poor man alone. A lot of the time it’s hard not to brush your door off another car so I’d understand him getting annoyed if you were giving out to him. He has to get out of his car and sometimes hitting a door is inevitable .. I know it’s annoying for you especially if ur car is relatively new but have to try see the other persons side too. I doubt he did it on purpose.. Also 2 wrongs don’t make a right and personally wouldn’t wanna bring stress to another person. Look at it this way, if you weren’t in the car at the time, u probably wouldn’t even know?

https://www.boards.ie/discussion/comment/121485558#Comment_121485558

If you are in the wrong, own it, the op has said that it was his attitude that is now making him consider making a claim.

Op, I would definitely do it. A panel beater is not going to fix a small dent made by a door for free.

https://www.boards.ie/discussion/comment/121485498#Comment_121485498

This isn’t a court where proof must be beyond doubt. Accidents happen all the time without witnesses or dash cam, the fact that the op has the reg and description of both the event and driver should be enough for the insurer to investigate the claim. At the very least they will contact the cranky fecker for his account, that alone should soften his cough and make him more careful.

artanevilla

https://www.boards.ie/discussion/comment/121485558#Comment_121485558

Hitting another persons door is not inevitable.

Can I ask you to please never park beside me and if at all possible never drive?

Go for him. Should teach him a lesson.

Klopp

Regardless of his attitude, I wouldn't let it go if the dent is noticeable and significant enough, cars and insurance cost us all enough money nowadays and it will be you who has to pay if and when the time comes to trade or sell your car.

Cyrus

definitely go after him, ignoramus.

SharkMX

If you damage something belonging to someone else you apologize and offer to pay top get it fixed. You dont curse them out of it.

pale rider

Same thing happened to us with my wife’s car, they shrugged, said so what and left.

I reported it to the Guards with the reg, They sent a car around and apparently the people were mortified a patrol car was at their door, long story short we had it repaired and they paid us.

a month after the guard contacted me to confirm it was paid, if it wasn’t he told me he would prosecute him for leaving the scene of an accident.

the guard asked me was if he damage or the attitude that got me mist, he understood.

the cheek if them, of course you follow it up.

Gumbo

https://www.boards.ie/discussion/comment/121485558#Comment_121485558

Idiotic attitudes like this is the reason why people take 2 spots in car parks. If you can’t get out of your car, move to another spot.

https://www.boards.ie/discussion/comment/121485672#Comment_121485672

The Garda was talking shite because it's not the scene of an accident and its a civil matter so I don't see how they had any right to go anywhere near his house based off you giving them a reg

Gumbo

https://www.boards.ie/discussion/comment/121485702#Comment_121485702

It’s an accident. A car hit another car causing damage and left the scene.

Quite simple really.

Normal procedures were followed.

The damages “may” be a civil matter but the person involved in the accident has lawful procedures to follow.

https://www.citizensinformation.ie/en/travel-and-recreation/motoring/motor-accidents/

whomitconcerns

https://www.boards.ie/discussion/comment/121485702#Comment_121485702

theres a name for that, "hit and run" and it is criminal not civil

893bet

Maybe he had a terrible day. Who knows.

Hardly worth the hassle for either of you.

Witcher

https://www.boards.ie/discussion/comment/121485702#Comment_121485702

Where do people pick up this nonsense?

mondeo

I'll head down to the local cop shop and have a chat to them and see what they say.

artanevilla

Go down and tell them someone hit your car causing damage, that you brought it to the attention of the person that they had damaged your car and that they acknowledged what they had done and that they subsequently fled the scene without providing any details.

Ronney

https://www.boards.ie/discussion/comment/121486356#Comment_121486356

Most sensible piece of advice here

Eggs For Dinner

https://www.boards.ie/discussion/comment/121485589#Comment_121485589

OP will say the TPs car hit his, The TP will deny it. Without physical proof or an independent witness, the TPs insurers will just tell the OP to go away.

xabi

Life is short, let it go.

o1s1n

https://www.boards.ie/discussion/comment/121486764#Comment_121486764

This kind of attitude is why pricks like the one the OP came up against feel they can get away with this kind of behaviour.

100% go after him OP.

event

Jesus, lets hope the majority of posters here never have a bad day or do anything wrong.

AlanG

If you claim you will have to declare in on your insurance for years until it is completed and it can make it more diffcult to get online quotes or move insurers. Probably not worth the hassle.

Cyrus

https://www.boards.ie/discussion/comment/121487489#Comment_121487489

if you damage someones property and dont even have the decency to apologise what do you expect.

Who cares if they are having a bad day, what has that got to do with carelessly and needlessly banging your car door into someone elses car?

Sono

https://www.boards.ie/discussion/comment/121485498#Comment_121485498

If damage is consistent between both cars they most definitely will.

TheBigLebowski

https://www.boards.ie/discussion/comment/121485805#Comment_121485805

OH FFS...it's not a hit and run and it's not the scene of an accident. Both cars were stationary and a door bumped off another car. It's very annoying and the person should have to pay. But common sense applies and this is a civil rather than a criminal matter. This is NOT a hit and run.

event

https://www.boards.ie/discussion/comment/121487535#Comment_121487535

Id expect someone not to go after you out of spite. The OP advised it was no damage really. But hey, you do you.

People saying he should go to the guards.

"Hello sergeant, I know you are busy but a man hit my car door and there is no damage and its not a big deal but he was mean to me so now I want to chase him to the ends of the earth and make sure he is punished to the full extent of the law."

"The decency to apologise". Maybe the person in question regretted their actions immediately and went back but the OP was gone. Tough sh!te buddy, you made a mistake for 10 seconds so now you have to pay.

This is peak boards.ie

Donald Trump

Sure why don't you go full Bailey and invest in a neckbrace and a wheelchair first and get someone to wheel you into the station.

listermint

I think we've found the people who'll mark someone's car and give two fingers to you.

And expect no consequences.....

Gumbo

https://www.boards.ie/discussion/comment/121487489#Comment_121487489

Difference is, if we have a bad day, fair enough. But if we damage someone else’s property, we must own up and be responsible for it.

Ginger83

https://www.boards.ie/discussion/comment/121487665#Comment_121487665

He should absolutely go after it if there was damage caused. It's attitudes like this is why we have scrotes and scrote behaviour in this country.

Some years ago a car overtook a line of cars we were part of and a truck forcing oncoming cars off the road. I flashed the driver and his passenger climbed out of the window to give us the fingers. I pursued it all the way to turning up in court. The driver turned up with a translator and a barrister. He lost his licence for 2 years.

I've often wondered if he learnt anything from it and realised his actions and the attitude of his passenger put him off the road. I hope so.

Rubberchikken

It's a horrible attitude to have to other people property.

It's not difficult to get out of a car and not hit the car beside yours .

This man had a horrible attitude and obviously not a scrap of respect for anyone else's property.

A 'bad day' is no defence. Would those who used this as an excuse for this man's behaviour accept it as an excuse if their car was hit by some ass.

Eggs For Dinner

https://www.boards.ie/discussion/comment/121487542#Comment_121487542

Which is what I said previously

1874

Show us a picture of the damage and then people can decide better, what year is your car? Is it in spotless condition or a bit weathered?

A. negligible and you are making a big deal, he is right, move on.

B. It is a bit of a ding and should be repaired, follow it up.

o1s1n

https://www.boards.ie/discussion/comment/121487489#Comment_121487489

What's with all this 'bad day' shite?

Never in my life have I damaged someone's property and then when called out on it, been an arse to them. And I've had plenty of 'bad days'.

Maybe don't be a dickhead to people as a general rule? Doesn't really matter how your day is going.

https://www.boards.ie/discussion/comment/121487489#Comment_121487489

Ah go away with that

I’ve had plenty of bad days where I’m a bit of a cnut right enough but I tell you I never damaged someone’s property and told them to fcuk off! That’s absolutely ridiculous.

event

Where was anyone told to **** off?

event

https://www.boards.ie/discussion/comment/121487958#Comment_121487958

This person is a scrote now?