Revolut app taking me to BOI app - legit?

digestive biscuits

Hi - I'm setting up Revolut. When I click on add money, easy bank transfer, bank of ireland - the Revolut app takes me to my BOI app to enter my BOI passcode. Is this legit?

goldenhoarde

Yes as you are asking them they just pass you through with the details needed then the boi app takes over

coylemj

Doesn't sound legit to me. I wouldn't trust any app that purports to take me direct to another banking app. The obvious risk is that a rogue app will screen scrape everything you type in and harvest your login details and PIN number. A quick way to empty your account.

When you do many BOI payments, the BOI app asks you to swipe right and enter 3 digits of your six digit pin.

Its BOI forcing this not revolut

Is this the first time using BOI online? I get this with many online purchases on an ongoing basis

coylemj

https://www.boards.ie/discussion/comment/121512190#Comment_121512190

But in those cases, the app or website where you're making a purchase doesn't open the BoI app.

Mrs OBumble

For AIB, Revolut doesn't open the app.

Instead it asks AIB for approval, and the AIB confirmation message opens the app.

BOI may vary.

digestive biscuits

https://www.boards.ie/discussion/comment/121512190#Comment_121512190

No, I use BOI online all the time but I have to go to the BOI app myself - this is brining me there...

Ah. Right, mine does not do that. I have to open the BOI myself to complete the purchase. Sorry misunderstood the opening post

goldenhoarde

Just tried it there and doing an easy transfer does open the BOI app

It says it on the screen that it will do this

"We'll automatically send you to this bank to approve the transfer ....."

It's an action you are requesting so it's just helping you out.

The revolut app would need to be corrupted by malware etc to cause you any issues

You could copy the IBAN and then setup via the BOI app ( closing any open copies and then opening afresh if you have any concerns)

digestive biscuits

https://www.boards.ie/discussion/comment/121513294#Comment_121513294

Thanks for doing that - appreciate it.

dohouch

By the bye, last Friday I sent from BOI to Revolut via SEPA at 9am it was on Revolut by 11am (yes, same day👍) was a bit surprised that BOI were awake so early 🤣🥳

The J Stands for Jay

https://www.boards.ie/discussion/comment/121514385#Comment_121514385

2 hours is a bit slow

dohouch

@The J Stands for Jay

https://www.boards.ie/discussion/comment/121516071#Comment_121516071

I didn't have my eye on the money, might have been in sooner. Be doing it again this week, will watch more closely.

I got the time😊

daheff

https://www.boards.ie/discussion/comment/121516071#Comment_121516071

No its not. SEPA has 4 settlement windows a day. so I guess the poster got in just before the clearing run and it settled in that timeframe.

Instant payment is a different product -probably what you are thinking of.

wandererz

Instead of setting up your bank Account, set up your bank Card as the source to withdraw from.

In that case it will work like any other online card payment.

If you normally get a text code or app popup to verify, it will be the same.

Being a card transaction it should be almost immediate.