Buying used car

franciscanpunk

I'm buying a car from a dealer for the first time. Just wondering what the normal method of payment is? I've been told to pay by bank transfer (c 10k) quoting the vehichle reg. in advance of collection, is this standard practice?

Also, the warranty being offered seems to be through Mapfre? The cost isn't anything major but is it actually worth getting giving me anything beyond my normal consumer rights?

mickdw

Bad as those 3rd party warranties are, they are still better than attempting to enforce consumer rights on a fly by night dealer.

There was a thread here recently where a car buyer refused to buy warranty and had a major failure. The consumer rights bit didn't go very well.

hoodie6029

Paying by bank transfer is normal enough. Just the usual caveats, double check the account details and call them if you are unsure at all before you send it.

No personal experience of those warranties but anecdotally I’ve heard that there is no hassle with getting pay out from them as long as the car has been serviced and you’ve receipts for it.

What kind of car did you buy?

Fionne

Bank transfer is definitely the preferred method of payment. Cheques can bounce, cash costs money to lodge as well as the security issue of having it on the premises at all.

Mapfre warranty works well AFAIK.

franciscanpunk

2017 skoda octavia 1.2 petrol - from ignition autos

cheers dont mind paying by EFT just wanted to be sure its done thing

hoodie6029

Excellent, best of luck with it. I had an Ibiza with the same engine a few years ago. Cracking little motor. Well wear.