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Self Build / Site Insurance

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  • 16-01-2024 2:38pm
    #1
    Degag
    Registered Users Posts: 9,972 ✭✭✭


    Hi,

    Hoping to start building soon and presume i have to insure the site even though any tradesperson who enters would need their own presumably?

    Anyone know what type i should get. Google surprisingly not very helpful, there doesn’t really seem to a ‘site insurance’ and i doubt it would be house insurance due to lack of said house. Maybe there is some sort of general public liability insurance?



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    #2
    silverwood
    Registered Users Posts: 269 ✭✭silverwood


    I organised mine through a broker. It was about €800.

    Also my mortgage company wouldn’t let me draw down without proof of it.

    It all felt a bit pointless IMO. I think it was called Course of Construction insurance.



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    #3
    standardg60
    Registered Users Posts: 4,649 ✭✭✭standardg60


    https://www.boards.ie/discussion/comment/121624289#Comment_121624289

    That's interesting, i certainly didn't have any or was requested to but that was 20 years ago.

    Like the OP i'd have assumed any contractor would have their own PLI once on site.



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    #4
    silverwood
    Registered Users Posts: 269 ✭✭silverwood


    That’s what made it all so pointless. The contractor (and all of his subbies) had their own PLI. The contractor had full control of the site during the build so any public liability claim would have gone through him. So I couldn’t understand why I also needed it on top of all that. The bank wouldn’t budge.



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