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Step back no claims or fully protected?

freshpopcorn · 2024-08-10 12:29:40

I drive an 08 1.4 petrol VW Golf. Last year I paid around €700.00 This year they quoted me €775.00. I looked around and saw nothing special. I'm 31have my full licence less than two years and a four years no claims. However I did get a qoute for €560.00 but they only offered step back no claims. Would I be better off…

10-08-2024 1:29pm

#1

freshpopcorn

Registered Users, Registered Users 2 Posts: 30,681 ✭✭✭✭

Join Date: July 2013

Posts: 29891

I drive an 08 1.4 petrol VW Golf.
Last year I paid around €700.00
This year they quoted me €775.00.
I looked around and saw nothing special.
I'm 31have my full licence less than two years and a four years no claims.
However I did get a qoute for €560.00 but they only offered step back no claims.
Would I be better off paying the extra to have it fully protected or will the step back be good enough.

0

Comments

#2 23-08-2024 9:32am

muffler

Registered Users, Registered Users 2 Posts: 46,196 ✭✭✭✭

Join Date: August 2002

Posts: 40406

Late reply but personally I would opt to have the bonus fully protected. If you were unlucky enough to have a claim that 30% difference will be quite a bit extra on your next renewal.

2