Couples on 107K can’t afford a home

amacca

https://www.boards.ie/discussion/comment/122507149#Comment_122507149

Yep...getting rid of bedsits was a bad move

And even the most pearl clutching of people that can't see further than the end of their own nose are starting to see that

I saw a recent article that went along the lines of weren't bedsits awful ...followed by the "but" that hadn't been there in recent times

The problem with people (not just irish people) is they are way to predisposed black and white thinking (and therefore easily led by vested interests).... lemmings.....extraordinary popular delusions and the madness of crowds etc

erlichbachman

https://www.boards.ie/discussion/comment/122507058#Comment_122507058

It’s not unreasonable for a house built for 120 20 years ago to be worth 300k + with inflation and demand outstripping supply, that’s not an indication of an unstable housing market or a bubble about to burst.

For some reason we have an infatuation in this country with owning a home, partially I believe because of rent prices, if rent prices decrease then it makes less sense to own a home. The need for more housing is a need for more rentable accommodation as there will always be a large portion of the population who will never own a house, and ultimately it is not necessary to own a house.

ted1

https://www.boards.ie/discussion/comment/122505610#Comment_122505610

you can get prescriptions online for €20

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And many others. There you go. Plenty of room now

Geuze

https://www.boards.ie/discussion/comment/122505912#Comment_122505912

It's worse than that.

48.5% marginal rate at just 42k.

Crazy.

euzyqua

There is simply less need for couples, ergo families and children, going forward.

The economy does not need the burden of producing family-orientated infrastructure when a ready supply of pre-grown adults are available right now at a fraction of the cost from cheaper regions.

Governance is already aligning itself with this eventuality, hence the strange manifestations to be seen across the board from housing deficiency to healthcare inadequacy. These are just growing pains as society adjusts to the economic transition from the idea of nationhood to economic hub.

Most of the electorate are evidently happy with such a transition and have surely thought through the implications. The next half century will be a managed dissolution of current society to an economically rational model of infinite growth from disadvantaged, therefore pliant, parts of the planet.

Hence, everything seen today.

If it was necessary to provide genuinely affordable housing, governance would have made it happen within the last decade. It isn't a necessity, so they didn't.

amacca

https://www.boards.ie/discussion/comment/122507666#Comment_122507666

I kind of agree if there was a desire to solve it ....it would have been solved

Problem is from the point of view of a lot of people the cure could be worse than the disease

If I'm a politician...its highly likely if I actually solve the problem I won't be elected next time around ...and you can work from there

LambshankRedemption

https://www.boards.ie/discussion/comment/122507620#Comment_122507620

Clearly someone did not read the first page of the thread.

euzyqua

https://www.boards.ie/discussion/comment/122507702#Comment_122507702

Economically speaking, there are an infinite amount of people queuing to get into the country.

The government regularly hold mass citizenship giveaways in the thousands.

There is simply no benefit in supporting the creation of families long term, there is practically zero heed given to shrinking numbers of indigenous children, or indeed why the projections are so. There is no need.

If something is a dire necessity in solving, it gets solved within a decade. If it isn't, it doesn't.

The entire country is run on the primacy of economy above all else, and the results to be seen in everything thus far are everything one could expect.

Affordable housing is the anti-christ of the Irish economy.

The J Stands for Jay

https://www.boards.ie/discussion/comment/122505808#Comment_122505808

No doctors want to live in Roscommon

ted1

https://www.boards.ie/discussion/comment/122507703#Comment_122507703

Clearly someone wants to be awkward…..

mehico

https://www.boards.ie/discussion/comment/122507732#Comment_122507732

Affordable housing is the anti-christ of the Irish economy.

Never heard it described like this before but it does go without saying that this government and the previous government have failed miserably in this policy area.

Francie Barrett

https://www.boards.ie/discussion/comment/122507732#Comment_122507732

Interesting thoughts, but I think your conclusion is wrong.

The end goal of this government isn't some model of hyper-capitalism where economic growth is pursued to all other ends.

It's actually quite the opposite, what we're implementing is something that much closer to Marxism. Karl Marx talked about international solidarity of the workers and how the concept of a nation state would cease to be. This is more like what we are seeing today. Instead of waiting for worker solidarity first, we've just decided to jump the gun and abandon the concept of an Irish nationality first.

Being Irish used to be a birth-right, now it's just an increasingly and more loosely defined legal construct. The Kurd who beheaded those gay men in Sligo is Irish. The Roma gypsy from Slovakia who killed Ashling Murphy is Irish. The 9/11 Uzbekistani family who sponsored international terrorism are Irish.

Tim Robbins

Someone on an average salary should be able to buy a two bed apartment or three bed semi.

The reason why they can't is because the market is so screwed so that a small few make billions and everyone else is just paying tax.

BlueSkyDreams

https://www.boards.ie/discussion/comment/122508492#Comment_122508492

The reason they can't is because 2x average salaries doesnt buy a 3 bed semi in most counties, based on a standard 10% deposit.

Greengrass53

https://www.boards.ie/discussion/comment/122506302#Comment_122506302

Do please

LambshankRedemption

https://www.boards.ie/discussion/comment/122508334#Comment_122508334

If you had read the full first page, you would have read that that is how I got the prescription that I am on, but that I dont want to be on anti-biotics indefinitely, and would like someone to look at my affliction, and perhaps refer me to a specialist if the pills are not working.

I'm not being awkward, I'm just pointing out it is becoming increasingly difficult to access health care.

If you are not going to read the thread in its entirety, don't be surprised if you feel left behind.

Mr. teddywinkles

https://www.boards.ie/discussion/comment/122505652#Comment_122505652

Why are populations declining. Thats the question id ask. Would it be gone too expensive overall in europe. A quick fix wont sort it

Mr. teddywinkles

https://www.boards.ie/discussion/comment/122505769#Comment_122505769

I can attest to the cost of building material gone through the roof. A bag of cement cost me 5e no more than 5 years ago. Its 10e now😬 building suppliers must be making a killing

Mr. teddywinkles

Deleted

Beta Ray Bill

https://www.boards.ie/discussion/comment/122508695#Comment_122508695

It's gone nuts

Labour costs as well are insane. Bricklayer Salary is around €20 per hour, but no builder employs them directly. 99% of it is contract work and they're paid by the number of bricks they lay.

4 year ago I paid around €800 to move a boiler in the kitchen about 2 meters. About 3 or 4 hours works, could have done it myself but you need a special piece of paper to say it's safe. that piece of paper is easily over half the price.

Red Tape accounts for a lot of the costs

Grayson

https://www.boards.ie/discussion/comment/122507149#Comment_122507149

Removing bedsits was a good thing. they were horrible. And if they were still around, we'd still have a housing crises and we'd have **** bedsits. The lack of accommodation is so great now that those bedsits wouldn't fill the gap. And they'd be incredibly over priced. The only people that would benefit would be the slum landlords who'd be making a fortune.

The root cause of the problem is a lack of private housing available for buyers and renters along with a lack of social housing for the people who wouldn't be able to get on the property ladder. And that would still occur with or without bedsits.

ted1

https://www.boards.ie/discussion/comment/122508716#Comment_122508716

that red tape safe’s lives….

Grayson

One thing to mention is that if a couple couldn't afford a house, they'll find it hard to rent. Mortgages are still cheaper than renting.

LambshankRedemption

https://www.boards.ie/discussion/comment/122508759#Comment_122508759

I was in many bedsits that were not horrible. No-one is claiming they were great but they were not all horrible. The accommodation crises has gotten so bad that we still have slum landlords. Banning bedsits didnt get rid of them, they just changed tactics.

I agree on the root cause. We need more private housing available. I don't understand how banning one kind of house helps matters though.

Beta Ray Bill

https://www.boards.ie/discussion/comment/122508766#Comment_122508766

I'm not disputing that.

There are many things out there that save lives, traffic lights, smoke alarms, Air bags, seat belts…. I'm not paying €100 an hour for those things though.

Certs should just be certs, not some value add extra option that doubles and in some cases triple the price of a few hours of work.

Case on point, the cable in my mothers from the ESB meter into the Fuse box (Not the meter to the pole) is not up to spec for getting a car charger installed, (I think it's 8sq and needs to be be 10sq).

To run a cable from the fuse board to the meter through a hole that's already there (less than a meter) is and extra €300/400. It's less than an hours work. The cert is what you're paying for. I did apprentice electrician work for years, when I was a kid. This is not that big a job.

It shouldn't be like that. Price should be Call out, Materials, Labour. No more than €100 in reality for that job.

ted1

https://www.boards.ie/discussion/comment/122508803#Comment_122508803

+ €170 for ESB to upgrade the tails.

crusd

https://www.boards.ie/discussion/comment/122508803#Comment_122508803

There is also a fixation on giving people more grants more tax breaks more allowances to enable them to pay the high prices. The reality is the issue is its the high prices that needs to be addressed. In the likes of your example a govenrment type solutions are to propose a tax break of 100euro to help you pay the 300/400 resulting in the price increseing to 400/500 for the trades person to do the admin work, rather than just driving cost down so you only have to pay 100.

Like the suggested under 25 750euro tax credit. All it does is enable someone to potentially pay 62.50 a month extra on rent. But when rent is 500 too much per month what use is that. But its all they can seem to think about. Rent tax credit, electricity rebates etc. None of which actually address the exorbitant costs

Yvonne007

I'm in two minds about this.

I believe that anyone should be able to put their own price on whatever property they own. It shouldn't be illegal to charge someone whatever you like to use your property.

I also thing it's terrible that banks seem to value savings more than a transparent history of paying high rental charges when it comes to assessing mortgage approvals.

I also am amazed at the amount of people (I know this is anecdotal) in my area who seem to be able to afford apartments I could only dream of, despite not being employed or after only arriving in the country.

LambshankRedemption

https://www.boards.ie/discussion/comment/122508859#Comment_122508859

I remember a guy I worked with coming into the office one day in an absolutely foul humour. Eventually someone plucked up the courage to ask him what was wrong. He said him and the wife had been bidding on a house and it was close to sale agreed. The night before on the 9pm news the government announced the 50K Help to Buy scheme, and he had gotten a text that morning saying the asking price for the house had gone up by 50K.

Beta Ray Bill

https://www.boards.ie/discussion/comment/122508856#Comment_122508856

Yup, Bananas… 4 cables… less than a meter in total.

Mind you, the meter was upgraded by the ESB to a smart meter recently, I dunno if they did the tails. probably not…. would make to much sense.