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Permanent Changes of Car Covered on Insurance Policy

  • 21-09-2024 11:54pm
    #1
    extra-ordinary_
    Registered Users, Registered Users 2 Posts: 1,791 ✭✭✭


    I've two cars this past while and I'm insured with 123.ie (underwritten by RSA). Before I have to ask them, I was wondering does anyone know what's the limit on number of permanent car changes that can be made to a car policy in any one year?



Comments

  • #2
    User1998
    Registered Users, Registered Users 2 Posts: 7,025 ✭✭✭User1998


    There is no limit, but if you change frequently they may question you as to weather you are selling cars or not



  • #3
    Buffman
    Registered Users, Registered Users 2 Posts: 2,848 ✭✭✭Buffman


    No limit, they'd only be delighted for you to change as the more changes you make the more they can charge you the €40 'admin' charge per change, and probably take advantage of the 'changed' details to raise your actual policy cost also.

    FYI, if you move to a 'smart' meter electricity plan, you CAN'T move back to a non-smart plan.

    You don't have to take a 'smart' meter if you don't want one, opt-out is available.

    Buy drinks in 3L or bigger plastic bottles or glass bottles or cartons to avoid the DRS fee.



  • #4
    User1998
    Registered Users, Registered Users 2 Posts: 7,025 ✭✭✭User1998


    https://www.boards.ie/discussion/comment/122649552#Comment_122649552

    Not all insurance companies charge admin fees. I often got refunds after changing.



  • #5
    Buffman
    Registered Users, Registered Users 2 Posts: 2,848 ✭✭✭Buffman


    https://www.boards.ie/discussion/comment/122649721#Comment_122649721

    123.ie do charge fees, as regards refunds, anything is possible alright. Personally the only time I ever got a refund was a million years ago moving from provisional to full licence, other than that they always either went up or 'did me a favour' and kept it the same.

    https://www.123.ie/compliance/TOB0021.pdf

    FYI, if you move to a 'smart' meter electricity plan, you CAN'T move back to a non-smart plan.

    You don't have to take a 'smart' meter if you don't want one, opt-out is available.

    Buy drinks in 3L or bigger plastic bottles or glass bottles or cartons to avoid the DRS fee.



  • #6
    extra-ordinary_
    Registered Users, Registered Users 2 Posts: 1,791 ✭✭✭extra-ordinary_


    https://www.boards.ie/discussion/comment/122649872#Comment_122649872

    Ah no, I've used the temp and permanent changes a good few times and have never been charged by 123, except for the time I was just after renewing on the lesser of the two cars (so cheaper premium) and when I changed policy cover to the more expensive powerful car there was a charge.



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