Selfbuild Insurance

AidoX

Hi guys,
I need to get some quotes for my selfbuild project starting in March. Who did the rest of you selfbuilders use? I got 1 quote from an insurance co in Naas for E4100.50 which seems a little steep.

thanks in advance

yop

Aidox
That seems high, I am getting a type of self build insurance from FBD that will cover any tresspassers on the site, it costs about 300 odd euro, one of the lads here did a self build and this is what he used.
I am ensuring everyone else on the site has their own insurance.

AidoX

Hey Yop,
Ive had 3 quotes in the last two days. 2 quotes from Hibernian, the first being E4,100 and the second being E3,750 through another brooker. I got the number of a brooker in Wexford they quoted me E3,100 (seems to be going down).
Im going to strart looking outside Dublin as thats where most of the one off houses are being built, so they should have a better knowledge for this type of policy. Brookers in Dublin dot really have a clue.

Below is a typical example of whats offered for E4,100
"This policy includes Employer's Liability which covers legal liability if
someone working for you is injured or becomes ill due to an accident.If they
were to claim against you Hibernian will pay up to 13 million euro.

Public Liability is also covered if a member of the public was to be injured
as a result of your building work Hibernian will cover damages up to 2.6
million euro.

Contract Works covers you for loss or damage to the building being erected
for an amount agreed with you.It covers you for loss or damage to the
buildings materials,tools,equipment etc up to €10,000 and for loss or damage
to employee's personal effects up to €330 for each employee.

This policy is valid for 24 months and has additional benefits available." -- Im not sure what those additional benefits are but their probably at a cost.

Could you give me more info and possibly some contact details as to where your getting your insurance from FBD. I called them and they didnt know what I was looking for lol

yop

Sorry lad., I will get onto your mano here and ask him for the exact details.

Cheers

AidoX wrote:

insurance from FBD. I called them and they didnt know what I was looking for lol