Classic insurance - companies & brokers

Silvera

Does anybody here have a direct email address for Myles in AXA Insurance?
If so, please PM to me. I believe it's best to deal direct with Myles for classic quotes.

pachanco

Silvera wrote: »

Does anybody here have a direct email address for Myles in AXA Insurance?
If so, please PM to me. I believe it's best to deal direct with Myles for classic quotes.

You will find his email address in one of the articles "IVVCC announces insurance agreement with AXA"

https://www.ivvcc.ie/wp-content/uploads/2017/02/Spring-2012.pdf

Ctrl F myles (Control Find myles)

cplwhisper

Silvera wrote: »

Does anybody here have a direct email address for Myles in AXA Insurance?
If so, please PM to me. I believe it's best to deal direct with Myles for classic quotes.

PM sent to u

Rosser

Silvera wrote: »

Does anybody here have a direct email address for Myles in AXA Insurance?
If so, please PM to me. I believe it's best to deal direct with Myles for classic quotes.

Rang them last week and a fella in their centre up the North said he has retired, that’s why AXA didn’t sponsor Terenure this year and he also said they probably won’t be doing classic from next year.

marxms

Hi All,
I am new to Boards.ie so would like to say hello to all people reading my post.

I am looking to buy classic car at the moment. Before I get it I want to be clear about insurance.
At the moment I have daily car and motorbike policies. I am looking to get rid of my daily car to purchase a vintage car.
I don't need daily car as I have motorcycle and I work 4 min from home. I was told I need daily car policy to insure vintage car ?
Could someone give me a hint which insurance company should I try if I don't want to keep daily car anymore? Or insurance company name which would accept my motorcycle policy as my daily policy (main policy)?

Thank you

pachanco

marxms wrote: »

Hi All,
I am new to Boards.ie so would like to say hello to all people reading my post.

I am looking to buy classic car at the moment. Before I get it I want to be clear about insurance.
At the moment I have daily car and motorbike policies. I am looking to get rid of my daily car to purchase a vintage car.
I don't need daily car as I have motorcycle and I work 4 min from home. I was told I need daily car policy to insure vintage car ?
Could someone give me a hint which insurance company should I try if I don't want to keep daily car anymore? Or insurance company name which would accept my motorcycle policy as my daily policy (main policy)?

Thank you

Who do you currently have the motorbike insured with?

If I was in your situation, I would contact carolenash and look at getting the bike and classic car insured on the one policy.

If they refuse to cover you because you will no longer have a daily car, you may need to get two more quotes for the classic car from two further insurance companies and get your letters of refusal and then contact the ombudsman and he should be able to insist that the first company that you went to and got a letter of refusal from, give you a quote for the classic.

It is important if you are going to end up going the ombudsman route that, whichever company you favour in the market is the first one that you get the refusal from as they will be the company that the ombudsman will get to give you a quote.

There is further information about contacting the ombudsman if you read back over the last few posts.

https://www.fspo.ie/

https://ireland.carolenash.com/

marxms

At the moment I have my motorbike and car insured with Liberty .
I rang carole nash yesterday and they told me that they won't insure vintage car for me even if I move my motorbike policy to them. They said that I need daily car policy and motorbike is not accepted. Same with campion insurance, I was told that motorbike can't be my daily source of transport and it's not accepted by them. I presume I need to email them to get letters of refusal?

What happens if I purchase vintage insurance (I will still have my daily car ) and month later I will get rid of my daily . Is the policy on vintage still covering me ?

In meantime I will read through the tread about ombudsman and other way of dealing with insurance companies.

Thank you Pachanco !

ht9zni1gs28crp

marxms wrote: »

What happens if I purchase vintage insurance (I will still have my daily car ) and month later I will get rid of my daily . Is the policy on vintage still covering me ?

In short no, as the original terms and conditions you agreed to when taking out your policy arent maintained.

pachanco

marxms wrote: »

At the moment I have my motorbike and car insured with Liberty .
I rang carole nash yesterday and they told me that they won't insure vintage car for me even if I move my motorbike policy to them. They said that I need daily car policy and motorbike is not accepted. Same with campion insurance, I was told that motorbike can't be my daily source of transport and it's not accepted by them. I presume I need to email them to get letters of refusal?

You can get a letter of refusal off them if you phone them and then give them your address and they will post it out to you.

I've never dealt with the ombudsman before myself, but I know someone who was having trouble getting a quote on a normal car and he went through the process and it worked out for him.

Remember it's important to get the first letter of refusal from the company you want to get the quote from. Once the ombudsman is involved in your case, I'm led to believe that the ombudsman contacts the company that you get your first letter of refusal from for the quote.

Also I'm no expert in these matters, so I cannot guarantee that the ombudsman will be able to sort this out for you. I certainly hope he will consider your case. It seems a bit of a nonsense that you can't get cover on a classic if your motorbike is your main source of transport.

Maybe it's worth giving the ombudsman's office a call first of all, just to make sure that the process is still the same as it was when my friend was dealing with them three or four years ago.

Good luck with it, hope it works out.

Henry Ford III

My renewal is up shortly and it seems the market is softening.

I rang a round a bit and knocked over 20% off the renewal quote.

snickers

Hi all wondering does anyone have a Jap mr2 turbo insured as a classic and if so with who mine is a 95 plate cheers .

selectamatic

snickers wrote: »

Hi all wondering does anyone have a Jap mr2 turbo insured as a classic and if so with who mine is a 95 plate cheers .

I believe autoline will cover jap imports as long as you're over 30.

Rado77

snickers wrote: »

Hi all wondering does anyone have a Jap mr2 turbo insured as a classic and if so with who mine is a 95 plate cheers .

Hi Pal. Try Autoline Northern Ireland as they insure classics in Southern Ireland. Autoline sorted me out with 1997 heavily modified Jap import car. Because your car is 1995 you can insure it as classic as long as you have a policy on another car as your daily driver, for instance Toyota Yaris, ect. You could then get a very cheap ( I would say around €250 - 350 a year ) classic insurance on your MR2.
Nice choice of a beautiful car there, I used to own 1998 Mr2 Turbo privately imported from Japan. She was a rocket but you would have to be very careful on wet

Contact Eóin at Autoline and I am sure he will sort you out.

Eóin McHenry

Specialist Vehicle Sales Advisor

Direct Dial: 02870511001

Extension: 4261

Email: eoin.mchenry@autoline.co.uk

Esel

Rado77 wrote: »

Hi Pal. Try Autoline Northern Ireland as they insure classics in Southern Ireland. Autoline sorted me out with 1997 heavily modified Jap import car. Because your car is 1995 you can insure it as classic as long as you have a policy on another car as your daily driver, for instance Toyota Yaris, ect. You could then get a very cheap ( I would say around €250 - 350 a year ) classic insurance on your MR2.
Nice choice of a beautiful car there, I used to own 1998 Mr2 Turbo privately imported from Japan. She was a rocket but you would have to be very careful on wet

Contact Eóin at Autoline and I am sure he will sort you out.

Eóin McHenry

Specialist Vehicle Sales Advisor

Direct Dial: 02870511001

Extension: 4261

Email: eoin.mchenry@autoline.co.uk

Use 048 prefix instead of 028 - this makes it a local landline call.

Mini850

Hi all. Has anyone successfully insured a”BMW” Mini under a classic insurance policy?

Now even the oldest BMW mini is only 18 years old but I know some insurance companies will insure certain cars at 15yo

Would the mini be one??

Lellostag

Mini850 wrote: »

Hi all. Has anyone successfully insured a”BMW” Mini under a classic insurance policy?

Now even the oldest BMW mini is only 18 years old but I know some insurance companies will insure certain cars at 15yo

Would the mini be one??

As long as its not a ”mass produced” japanese car you should be fine, but best call a few insurance companies to be certain.

Mini850

Lellostag wrote: »

As long as its not a ”mass produced” japanese car you should be fine, but best call a few insurance companies to be certain.

Ill give it a shot and let the world know how I get on in case anyone else has similar ideas.

Lellostag

Mini850 wrote: »

Lellostag wrote: »

As long as its not a ”mass produced” japanese car you should be fine, but best call a few insurance companies to be certain.

Ill give it a shot and let the world know how I get on in case anyone else has similar ideas.

Yes, please do let us know what you learn from them. I do find it somewhat ironic that a 15-year-old (or even 20-year-old) Japanese car won't qualify as a classic car because it is 'mass produced' while many European cars would. It kind of sounds like double standards, considering hardly any cars are not mass produced that we mere mortals will ever own. Or is it that anything non-japanese is considered sub-standard in quality terms so no sane person could possibly consider running a 15-year-old European car as a daily.... :ermm:

jozi

My e36 will be 20 next year but it's my main car, would love to have it on a classic policy along with the e30 once finished. But 3 cars... :rolleyes:

Mini850

Lellostag wrote: »

Yes, please do let us know what you learn from them. I do find it somewhat ironic that a 15-year-old (or even 20-year-old) Japanese car won't qualify as a classic car because it is 'mass produced' while many European cars would. It kind of sounds like double standards, considering hardly any cars are not mass produced that we mere mortals will ever own. Or is it that anything non-japanese is considered sub-standard in quality terms so no sane person could possibly consider running a 15-year-old European car as a daily.... :ermm:

So I got a quote from Autoline, came back to me very quickly.

So for a comprehensive policy with a 1500 mile limit on a 2002 Mini cooper (not Cooper s) the premium is €390 which is not bad.............

Until you compare it to our current Mini Cooper S 2006 insurance with Liberty, standard policy, not classic, no mileage limit......€315.........


I must be getting the bargain of the century on insurance on my current mini


P.S. I should say that its my wife who owns the Cooper S technically, and I'm a named driver.......but still

Lellostag

Mini850 wrote: »

Lellostag wrote: »

Yes, please do let us know what you learn from them. I do find it somewhat ironic that a 15-year-old (or even 20-year-old) Japanese car won't qualify as a classic car because it is 'mass produced' while many European cars would. It kind of sounds like double standards, considering hardly any cars are not mass produced that we mere mortals will ever own. Or is it that anything non-japanese is considered sub-standard in quality terms so no sane person could possibly consider running a 15-year-old European car as a daily.... :ermm:

So I got a quote from Autoline, came back to me very quickly.

So for a comprehensive policy with a 1500 mile limit on a 2002 Mini cooper (not Cooper s) the premium is €390 which is not bad.............

Until you compare it to our current Mini Cooper S 2006 insurance with Liberty, standard policy, not classic, no mileage limit......€315.........


I must be getting the bargain of the century on insurance on my current mini


P.S. I should say that its my wife who owns the Cooper S technically, and I'm a named driver.......but still

That's mad! Have you checked with Carole Nash as well?

Mini850

Lellostag wrote: »

That's mad! Have you checked with Carole Nash as well?

Not yet, but I will.

That's who I used to insure my old Minis with. But it seems you can get a quote for the newer Minis anyway

phester28

Not sure of the full ins and outs of classic. I have tried first ireland on my 1998 E36 318i and it did quote only it was like 1100 euro. My renewal has gone from 300-600-800 and now 950 euro. Only reason given is "its a year older now"

As its my daily driver am I correct in assuming that my NCB will be not accruing if it is my daily driver. (assuming I find someone to take me) I only do small miles per year 3000-5000 tops and its just a shame to have a perfect car be put off the road by crazy insurance.

unkel

Lellostag wrote: »

I do find it somewhat ironic that a 15-year-old (or even 20-year-old) Japanese car won't qualify as a classic car because it is 'mass produced' while many European cars would. It kind of sounds like double standards

It's not really because it is mass produced. They just use that as a diplomatic way of saying they refuse insurance on Japanese cars because they are typically driven by people who are a higher insurance risk. Cars that are attractive to boy racers. Not fair if you are a decent owner, but insurance is never fair, it is all about statistics and averages...

Wibbs

unkel wrote: »

It's not really because it is mass produced. They just use that as a diplomatic way of saying they refuse insurance on Japanese cars because they are typically driven by people who are a higher insurance risk. Cars that are attractive to boy racers. Not fair if you are a decent owner, but insurance is never fair, it is all about statistics and averages...

Which seems OK U. On the surface. The same cars had much lower premiums when there were many times more of them on the road, so many more being written off, or stolen, or otherwise showing up on the actuarial radar. The premiums were low even when they reached the bottom of the price curve so more "boy racers" could afford to buy them. Never mind that "boy racers" these days are far more into drifting and doughnuts and lock diffed RWD German iron. Never mind that "boy racers", or anyone under 30 won't get the sniff of an insurance quite for one.

Yet as a second car, driven limited mileage as a classic by usually middle aged drivers with long proven records and NCB's the prices for Jap iron are double, triple, even quadruple of what they were? Yeah I buy that. Not. TBH U I don't buy into the majority of the lines the Irish insurance industry pushes. IMHO the Irish insurance industry is a farce and an expensive one and a protectionist one and has been for decades.

My personal take on Japanese cars and insurance? The mainstream Irish car business got burnt by the massive import scene from starlets to supras in the 90's/noughties. They wanted them gone and they are and remain a major lobby group. First the VRT was hiked up near overnight, then the insurance biz got into the game. The same insurance biz that was only happy to insure them at one time. Case in point: When I was looking at getting an Integra Type R in the early noughties when they were coming in by the boatload(literally), I also looked at original Irish market sold cars. I didn't go for one in the end, because at the time they were more expensive to insure. Yep. Even though they were not "imports" and had basic immobilisers as standard. The same cars. But more hay was being made in the import bubble... Mark my words watch the same trajectory kick in with the recent increase in UK imports coming in. If that starts to worry SIMI then watch for insurance hikes and no doubt "News" reports on the dangers of buying one.

unkel

100% agreed

I can only imagine how frustrating it must be for the likes of yourself, a mature safe driver with presumably a full no claims bonus, trying to get insurance for a youngtimer like an ITR as a second car

I guess there is sweet fook all anyone can do about this. Maybe you should switch allegiance and buy some fine German insurable metal like a Porsche instead? :pac:

Wibbs

Well U it's my only car. I never joined the better heeled fancy feckers running a second car. The frivolous buggers. Joke is various brokers have told me straight that I'd be paying exactly the same if I was running a 3 year old hybrid Pious* as my primary.

I could go German iron, or indeed some lairy French iron, which the insurance eejits seem to have a major blindspot over, but with a few mates who have such as both primary and "pet cars"(that's how my mechanic refers to mine ) the running costs are way higher. The glorified Civic on the other hand is farcically cheap to run. EG What I paid for this years insurance premium would have covered what I paid out in total maintenance on the yoke for the last 8 years. In fairness, it's little more than an engine with seats attached, which helps.

That's another aspect of dealing with these muppets. I've had the car since 2005, when it came fresh off the boat from Japan with me as the second owner. I reckon I've built up a fair oul picture of consistency and (lack of) risk at this stage of the game. None of that seems to matter.

Neither does the fact it's completely standard. I've suggested engineer's reports if that would help. Nope. Neither does the added security. For fun I said to one broker I had no alarm and the price didn't change. Yet in the UK if I said a full Thatcham 1 setup, with extras like trackers and mechanical deterrents on top, I'd get a significant reduction.

Never mind that those of us continuing to drive young timers, especially as primary cars are far more bloody "green" than somebody who got into the first series hybrids and changed every three years and are now in a 2018 Leaf. Which they will "upgrade" in three or four years. And so on...

Like you say, sadly there's sweet fook all anyone can do about this. I just hope I'll still get insurance come the new year when mine is up. If I don't, well I'll be on shank's pony and the jalopy will sit in my driveway, started up twice a week and "driven" back and forth the length of my driveway. Too many memories and ghosts to ever sell it. Hell, it's mentioned in my will.




*The autocorrect gave me that and I'm sticking with it.

unkel

Wibbs wrote: »

If I don't, well I'll be on shank's pony and the jalopy will sit in my driveway, started up twice a week and "driven" back and forth the length of my driveway.

That brings back memories of my 928. Bought in January 2008. With hindsight, a very bad timing

Did all that starting up once in a while and driving on my driveway, but had to sell out in the end many years later. Sure hope we will never see a recession like that again

alrightted

Folks,

Appreciate any help here that you can give. I thought I have classic car insurance but may not! Am afraid to ask the broker, First Ireland, in case I open a can of worms.

Basically I have had classic insurance for a number of years. But I don't have a "primary" car any more. At the time I knew nothing of the need for this. I only came across it when another broker told me that I couldn't use the NCB from my classic car insurance to get normal insurance and to forward them on the ncb cert from my "normal" insurance. When I said I didn't understand they said you must have this second insurance to have classic car insurance in the first place. I told them I was never asked for same and they were shocked, told me to check it out and that it was not normal industry practice. This was all news to me.

So the question I am asking is if anyone else is in the same situation and how do I find out if Im covered? I was never asked for any details of my "normal" insurance. All I was asked for was the NCB cert from my previous insurance which I duly forwarded and I was covered and have been since. I looked through all my documentation received from them and nowhere explicitly does it mention the second car policy. There are a number of catch all declarations that say if you are withholding information that could affect the reasons for offering cover etc but I did not know this was an issue. I am now really worried that I am driving around uninsured, let alone that Ive lost my ncb if I went back to a "normal" car let alone the expense of buying one. Its all very confusing. The insurer is AIG. Does anyone have any advice or think of anyway for me to check it out without showing my hand. I never received a proper policy booklet. Ive asked for one now given that this could be an issue to red the small print.

Really worried. Appreciate any steer.

tc20

alrightted wrote: »

Basically I have had classic insurance for a number of years. But I don't have a "primary" car any more. At the time I knew nothing of the need for this. I only came across it when another broker told me that I couldn't use the NCB from my classic car insurance to get normal insurance and to forward them on the ncb cert from my "normal" insurance. When I said I didn't understand they said you must have this second insurance to have classic car insurance in the first place. I told them I was never asked for same and they were shocked, told me to check it out and that it was not normal industry practice. This was all news to me.

..but, im assuming, you did originally have a 'primary' car, as you say that you now don't any more.

A couple of questions-
Did you approach FI with both cars (ie the daily & the classic) and ask for policies for both?
Or did you initially only have the daily (on a regular policy) and then buy the classic & look to get that insured?
When you sold the daily, you must have cancelled (or not renewed) its policy - surely FI would have made you aware at that time?

I have been in a somewhat similar situation (to a point) - we sold the daily, but didn't replace it immediatley. We suspended the policy on the daily until we bought a suitable replacement - iirc it was 2/3 months - all the time i/we drove the classic on a daily basis. This was also with AIG through FI

unkel

You know the answer here already. Ring First Ireland and clarify the situation. Record the conversation or request them to email you a confirmation of the outcome.

You need to treat your insurer in utmost good faith and claiming ignorance is not an excuse. Good luck and report back here! And welcome to boards BTW

I have been with FI (as a broker - AIG is the insurer) for years and I have not got insurance in my name on a daily car (but I am a named driver on my wife's car (the family's main car), so it can be done.

Kenny Logins

Are you named driver on another car?

RR3.5

Cop yourself on. Park the car and contact your insurance company.

alrightted

unkel wrote: »

You know the answer here already. Ring First Ireland and clarify the situation. Record the conversation or request them to email you a confirmation of the outcome.

You need to treat your insurer in utmost good faith and claiming ignorance is not an excuse. Good luck and report back here! And welcome to boards BTW

I have been with FI (as a broker - AIG is the insurer) for years and I have not got insurance in my name on a daily car (but I am a named driver on my wife's car (the family's main car), so it can be done.

Thanks for the welcome. Thats good information. I had always intended ringing the broker but wanted to know did anyone here have an angle that they would know would work. I will contact them and let you know the outcome.

I am not a named driver but can easily get to be one on my partners policy. Looks like from talking to other brokers that Ive lost my NCB. Seemingly you have one for your "normal" car, one for your "classic" car and if you drove a van or similar "commercial" vehicle one for that as well. This is all news to me. Cheers.

alrightted

tc20 wrote: »

..but, im assuming, you did originally have a 'primary' car, as you say that you now don't any more.

A couple of questions-
Did you approach FI with both cars (ie the daily & the classic) and ask for policies for both?
Or did you initially only have the daily (on a regular policy) and then buy the classic & look to get that insured?
When you sold the daily, you must have cancelled (or not renewed) its policy - surely FI would have made you aware at that time?

I have been in a somewhat similar situation (to a point) - we sold the daily, but didn't replace it immediatley. We suspended the policy on the daily until we bought a suitable replacement - iirc it was 2/3 months - all the time i/we drove the classic on a daily basis. This was also with AIG through FI

Thanks for the response.

I only approached FI with the classic. They asked for the NCB cert from the previous car which I had got rid of. At no time did they ask me anything about my "other" car. Seriously knew nothing about the requirement. Once they got the NCB cert all was ok. Since then, and I have all the emails and paper documentation, there is nothing mentioned about a requirement for another car.

The old policy was cancelled when I sold it, a week or two before I got the classic insurance to the best of my memory.

I would have the option of being a named driver on the partners policy if that helped.

alrightted

Kenny Logins wrote: »

Are you named driver on another car?

Not at the moment but could get on the partners car.

tc20

alrightted wrote: »

Thanks for the response.

I only approached FI with the classic. They asked for the NCB cert from the previous car which I had got rid of. At no time did they ask me anything about my "other" car. Seriously knew nothing about the requirement. Once they got the NCB cert all was ok. Since then, and I have all the emails and paper documentation, there is nothing mentioned about a requirement for another car.

If I'm reading your post correctly, at no point did you have 2 cars (a daily and a classic) concurrently..you sold the daily before you bought the classic.
What did you say when you spoke with FI regarding insuring the classic - did you tell them it was a classic policy you were looking for?
In all my dealings with FI (close to 20 years with various policies; driving instructor, private & classic cars) they were always very clear re having a daily if you wanted a classic policy.
Classic insurance has changed somewhat in recent years, and iirc in the past, one could insure an older car as a one and only car, but it wasn't under a classic policy, but it proved prohibitive cost wise, and it was more correct to have the daily & the classic on separate policies.

Another question for you - how long did you have the daily car before you moved it on, and how long have you had the classic only?

Kenny Logins

alrightted wrote: »

Not at the moment but could get on the partners car.

Do it.

homingbird

I am in the same boat i gave up my own insurance a few years ago i am on parents policy i am also a carer for them the problem now is they have turned 80 years old & no insurance wants to know them some wont quote others are between 800 & 1500 euro so that is a no go i am thinking of going as named driver on sisters car to keep my classic policy.

Rippy

Nosing around Donedeal and being tempted towards various 80s and 90s Mercs, BMWs and even Citroen CX or XM.
I have a modern crewcab van as my daily , which fulifils my social domestic and 'pleasure' needs ,as well as work. so would be looking for a limited milage classic policy.
I dont have another car , but do have a motorbike . i'm also named driver on partners car
Anybody know of a classic insurer that would be happy to accept limited use if my main vehicle is a commercial?
Or will I have to ring them all ?

mattroche

Try Autoline, and First Ireland. It might also be worth going into your local FBD office. Alternatively, put your Classic in your partners name, with you a named driver.

unkel

Rippy wrote: »

i'm also named driver on partners car

That is usually good enough for the classic policies that First Ireland do, but if I were you, I'd ring them all, Rippy

An hours work or so but you could possibly save hundreds...

Marlow

So .. i've been through all the ones, that I could think off ...

I've got an original irish 1985 Land Rover 110 High-cap pickup, that's been completely rebuild and is modified ... and that in itself presents a few challenges.

First Ireland won't insure it under the vintage insurance, because the maximum increase in engine that their insurance broker AXA will accept is 400cc. My 110 started life with a 2.5l 200TDI ... but it now has a 3.5l Mazda SLTi under the bonnet.

Carole Nash won't insure it, because it's a pickup.

Campion Insurance won't insure it, because my daily driver is over 15 years old.

Autoline was the only one, that gave me a quote of 630 EUR. That being said, that's fully comp, 5k milage/yr, windscreen, recovery etc. included.

Any other suggestions ? Is there any club memberships, that would help me bringing the price down ?

/M

Alkers

Marlow wrote:

Any other suggestions ? Is there any club memberships, that would help me bringing the price down ?

Www.iveta.ie vintage cars, jeeps and vans policies are 220e for 20-24 year vehicles or 125e once over 25

Esel

Simona1986 wrote: »

Www.iveta.ie vintage cars, jeeps and vans policies are 220e for 20-24 year vehicles or 125e once over 25

Touch site URLs need www prefix otherwise they are corrupted.

https://www.iveta.ie/

John Dough

Esel wrote: »

Touch site URLs need www prefix otherwise they are corrupted.

https://www.iveta.ie/

It says club membership is €25 with insurance taken out.

Alkers

John Dough wrote: »

It says club membership is €25 with insurance taken out.

Reasonable I'd have thought?

The explanation is here:
https://www.iveta.ie/index.php/insurance

John Dough

Simona1986 wrote: »

Www.iveta.ie vintage cars, jeeps and vans policies are 220e for 20-24 year vehicles or 125e once over 25

What insurer are they using as rates seem very competitive.

Marlow

John Dough wrote: »

What insurer are they using as rates seem very competitive.

Cover can only be initiated on receipt of completed proposal form to Campions Offices.

Says it on the page there

/M

LemmyKilmister

Marlow wrote: »

Says it on the page there

/M

I have looked for it but I can't find it?

Is a daily car required for this policy? They don't mention it...