Classic insurance - companies & brokers

jozi

quattro777 wrote: »

I need to get my cars independently valued for Autoline's agreed value policy.

Who does this in Ireland?

Would also be interested in knowing who does these as I would like the same once I finish my project

pachanco

quattro777 wrote: »

I need to get my cars independently valued for Autoline's agreed value policy.

Who does this in Ireland?

You need an automotive engineer, to carry out the assessment/ valuation. If you type in your "County, Ireland" in to the "post code, Town, City" box you will get a list of names and phone numbers in your locality.

http://www.iaea-online.org/find-an-engineer/

I suppose ideally you want somebody to give a personal recommendation of an engineer and also an idea of how much the valuation costs for a classic car.

jozi

How do they value them? The Audi expert doing the valuation wouldn't necessarily know anything about bmws, or either car for that matter if they are just engineers

Silvera

jozi wrote: »

How do they value them? The Audi expert doing the valuation wouldn't necessarily know anything about bmws, or either car for that matter if they are just engineers

In the UK, specialist (i.e. relevant to your car) classic car clubs often provide vehicle valuations.

schnobbles

Has anyone any experience in getting classic cover that allows any some commercial use for the vehicle? As 1991 the pick up I'm looking at is too old for most commercial policies. Having a nightmare finding cover!

cplwhisper

Commercials are near impossible for classic policies as clients just looking for cheap insurance but use as work vehicle .. some defender 90-110 are in daily use this insurance company's avoid that risk

TheSnapperVW

Does anyone know if any broker / insurer does Third Party classic car insurance?

I've been told that nobody is doing this anymore due to people taking advantage of the cheap price and using it as their primary vehicle.... The following few I contacted all gave the same answer. I'm not 17, I'm 27 but still doesn't seem to make a difference.

I'm third party on two other cars but don't have my own policy. Not having my own policy is the problem.

Do I have to do the most ridiculous thing and by a banger and get a policy on it so I can get a policy on the classic car.

Axa
Carol Nash
Chill
First

Any advice would be much appreciated?

Thanks.

80sDiesel

Why don't you just get normal insurance on the car?

TheSnapperVW

Can you do that with a vintage car, I thought it had to be a certain type of insurance?

Disclaimer* I know nothing about the insurance / car world so please be patient :-)

cplwhisper

99% of companies will require a daily driver car with NCB to avail of Concours/Classic Policy for older car.

As u are 27 then u might be able to insure the older car as daily driver but make and model will be factor . Can I ask what wheels u got

TheSnapperVW

cplwhisper wrote: »

99% of companies will require a daily driver car with NCB to avail of Concours/Classic Policy for older car.

As u are 27 then u might be able to insure the older car as daily driver but make and model will be factor . Can I ask what wheels u got

It's a 1978 VW Transporter 2L

cplwhisper

Is it commercial or campervan converted ?

TheSnapperVW

It's commercial 3 seats in the back - not a campervan converted.

cplwhisper

Commercial will make it harder to get concours cover , as for private cars normally.

Contact Brophy brokers in Portlaoise area as they make few exceptions for light commercials

Esel

TheSnapperVW wrote: »

Does anyone know if any broker / insurer does Third Party classic car insurance?

I've been told that nobody is doing this anymore due to people taking advantage of the cheap price and using it as their primary vehicle.... The following few I contacted all gave the same answer. I'm not 17, I'm 27 but still doesn't seem to make a difference.

I'm third party on two other cars but don't have my own policy. Not having my own policy is the problem.

Do I have to do the most ridiculous thing and by a banger and get a policy on it so I can get a policy on the classic car.

Axa
Carol Nash
Chill
First

Any advice would be much appreciated?

Thanks.

TheSnapperVW wrote: »

Disclaimer* I know nothing about the insurance / car world so please be patient :-)

Presumably you mean you are a named driver on two other policies?

TheSnapperVW

Esel wrote: »

Presumably you mean you are a named driver on two other policies?

ha yes. I am.

TheSnapperVW

cplwhisper wrote: »

Commercial will make it harder to get concours cover , as for private cars normally.

Contact Brophy brokers in Portlaoise area as they make few exceptions for light commercials

Thanks a lot, will follow up tomorrow when Ireland goes back to work :-)

TheSnapperVW

80sDiesel wrote: »

Why don't you just get normal insurance on the car?

Is this possible, would this be common enough?

Would the price be higher then assuming it's my first policy....

Rado77

Hi lads.
Do you know by any chance if I could get a classic insurance for my 1997 Honda CRX Del Sol? It's a unique and rare car - I've seen just 2 Del Sols on the road in 5 years.
I own 2003 Nissan Micra as my daily so the Del Sol would be my second car driven mostly on dry weekends (5000-6500kms a year).
I am 40 years old, 4 years no claim bonus.
Thanks.

Dr Turk Turkelton

Hi Rado77,give autoline in Colraine a call.they insure Jap cars once they are 20 years old on a classic policy.

Rado77

Dr Turk Turkelton wrote: »

Hi Rado77,give autoline in Colraine a call.they insure Jap cars once they are 20 years old on a classic policy.

Thanks for the tip Dr Turk Turkelton. I forgot to mention my Del Sol is modified. I've contacted Autoline already and they said that an independent evaluation of the vehicle must be carried out to confirm the value on the vehicle. I am just afraid that after evaluation is presented they will ask mad money for the insurance:(

Silvera

Rado77 wrote: »

Thanks for the tip Dr Turk Turkelton. I forgot to mention my Del Sol is modified. I've contacted Autoline already and they said that an independent evaluation of the vehicle must be carried out to confirm the value on the vehicle. I am just afraid that after evaluation is presented they will ask mad money for the insurance:(

I'm with Autoline for two years now and have always found them very efficient and fair to deal with. If the car has had a lot of modifications carried out its only fair that they would want an evaluation of the car. This doesn't automatically mean a big hike in the cover / quotation.

Rado77

Silvera wrote: »

I'm with Autoline for two years now and have always found them very efficient and fair to deal with. If the car has had a lot of modifications carried out its only fair that they would want an evaluation of the car. This doesn't automatically mean a big hike in the cover / quotation.

Cheers. I might do the evaluation that would be the first step for a proper insurance. I am thinking about second option as well which would be a standard classic insurance with no mods declared. It all seems to be a plot and I don't think the customer is valuable to insurance companies at all. We all live in times where greed fills every single hole in our existence but I won't give up my dreams because of that.....

Silvera

I think you are building this into more than it really is. Just get the valuation done, you've nothing to lose! I've declared a couple of mods and it made no difference to the cost of my insurance.

Unless you have crazy mods..nitrous oxide, a jet engine on the roof��..there shouldn't be any major increase in the cost of cover.

Not declaring mods is never a great idea, the insurance company could reject your cover in the event of a claim and/or chase you to recover all of their costs.

Rado77

Silvera wrote: »

I think you are building this into more than it really is. Just get the valuation done, you've nothing to lose! I've declared a couple of mods and it made no difference to the cost of my insurance.

Unless you have crazy mods..nitrous oxide, a jet engine on the roof��..there shouldn't be any major increase in the cost of cover.

Not declaring mods is never a great idea, the insurance company could reject your cover in the event of a claim and/or chase you to recover all of their costs.

My car has 15% OEM parts left on it, the rest are aftermarket mostly new parts replaced over the last few years. The market value of my car is €2500, my car is worth at least €35000. The standard bhp was 160bhp, it's going to be 380bhp in 2 months. A tonne of mods went to it.... My perceptions are quite different compared to most people as I think motor tax and insurance are one big scam. Anyway I might follow your suggestions and start from something. I was insured with Octane Insurance for the last 2 years with all mods declared but after earning 2 more years no claim bonus they asked me 100% more for the insurance as a standard car with no mods this time. I call it a ****ing joke. Obviously I left them. ****ing Morons.

unkel

What car do you have, Rado77 and who are you insured with now?

Rado77

unkel wrote: »

What car do you have, Rado77 and who are you insured with now?

Hi. I have 1997 Honda CRX Del Sol - Japanese Import. I was insured with Octane Insurance via Campions Insurances Broker. My insurance expired a few weeks ago as I didn't extend for the next year as they were trying to charge me almost 100% more for the year compared to what I paid 2 years ago (with the same company) with another 2 years no claim bonus earned. So to rescue my car I've bought a 2003 Nissan Micra 1 litre which once insured (just waiting for the log book) will be my daily. Then I could get a classic insurance for my Del Sol as to have a classic insurance you have to have taxed and insured car driven daily and you classic car must be 15, 20, 25, 30 up years old - depends how rare it is and what company you are dealing with.

stretcher46

hi guys,
can anyone tell me if it is possible to get classic insurance on a 2003 bmw e39 520i. iv seen in some forums of people doing this but not sure where.
im waiting on a call back from autoline, iv had classic polices with them before on
a couple of e30s a mk2 golf gti and a Morris minor. all a bit older. i have a policy on my day driver witch is a commercial van and name driver on my partners jeep so the 520 is for the odd weekend.
any information would be great.
thanks.

shietpilot

Hi all,

1998s are turning 20 years old in the new year so they will be eligible for classic insurance.

I have a BMW that was first registered in April, 1998. Will I have to wait until April or will insurance companies provide classic cover from January?

Thanks

w124man

shietpilot wrote: »

I have a BMW that was first registered in April, 1998. Will I have to wait until April or will insurance companies provide classic cover from January?

Thanks

This will depend entirely on the insurance company you use. It will also depend on whether you have a daily driver or not