Quick Insurance question

bringitdown

Apologies if this has been asked:

I have been a named driver (no claims) since 1996 on my parents car.
Does this count toward a no claims discount or does it only count as named driver experience?

Getting quotes around the E600 mark TPFT for a 1.4l Astra, am 26, full clean license, driving since 1996.

Should I be expecting better (cheaper) than this ... ?

prospect

Some companies gived named driver NCB, it isn't as good as a full NCB, but it is better than a kick in the a**e.

That isn't a bad price at all.
Last year (i was 26 also) I paid €1400 on a new 1.4 megane, fully comp. Like you I only had named driver insurance prior to this.
But this year my premium has dropped to €660ish for fully comp.

jlang

To be fair, 600 looks like a very reasonable quote for first time insurance, so it looks like something's been taken into account. Who's it with, by the way?

Lafortezza

My parents have everything insured with FBD. I was a named driver on and off on their car for about 2 out of the last 5 years. I'm 25 now.
Getting my own car now and have been quoted €1200-€1300 on a 1.6 petrol car, (most likely getting an 1.6 Octavia.) FBD lady said this was due to them giving me a 2 year no claims because of the named driver thing.

edit: Fully comp insurance btw

Einstein

yeah you got a good price there, what year is the astra?

bringitdown

Insurer: Broker -> Hibernian

Astra is only a '97 1.4L Saloon, a runabout for the next year of so getting it very cheap!

bringitdown

Hmm knew there had to be a catch. The broker had assumed my address was in Galway (where my named driver experience was) and the quote shot up to €798 when the changed the address to Dublin.

Grrrreeeaaat.