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Best Credit Card rate ?

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  • 12-07-2005 1:16pm
    #1
    deadl0ck
    Registered Users Posts: 4,185 ✭✭✭


    Hi all,
    My credit card is currently MBNA Gold, but I'm thinking of changing.

    Which credit card company offers the best APR / deal ?

    And, yes, I do know If I pay off my credit card every month that I won't pay any interest..


Comments

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    #2
    drdre
    Closed Accounts Posts: 8,245 ✭✭✭drdre


    just get any other credit card.donot keep mbna as they scam everyone someway or another


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    #3
    BluE-WinG
    Registered Users Posts: 954 ✭✭✭BluE-WinG


    They have alot of charges... and they are very expensive to keep (mbna cards)

    Who would be ideal to change to ? And who offers the longest 0% APR on signup?


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    #4
    drdre
    Closed Accounts Posts: 8,245 ✭✭✭drdre


    i heard boi are offering 0% interest for 6 months.just read the sunday business post or sunday times,one of those newspapers compare each credit card each week.

    just never use mbna.i'd prefer barclaycard.i have used themf or 1-2years and have had no problem with them


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    #5
    byte
    Moderators, Regional North West Moderators Posts: 19,118 Mod ✭✭✭✭byte
    byte


    Tesco Visa is 0% for the first 6 months, 14.9% APR afterwards.

    It also doubles as a Clubcard, and you get Clubcard points when you spend using your credit card. May be handy if you shop in Tesco.

    http://www.tesco.ie/finance/visacards/index.html


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    #6
    Dr Cox's Ego
    Closed Accounts Posts: 116 ✭✭Dr Cox's Ego


    Whats the Permanent TSB card like?


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    #7
    amerden
    Registered Users Posts: 164 ✭✭amerden


    Be careful, if you don't like MBNA you could still end up with them through another card i.e. Tesco and others.

    Also just remember, you get nothing for nothing in this life.


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    #8
    BuffyBot
    Registered Users Posts: 24,924 ✭✭✭✭BuffyBot


    Tesco cards aren't issued by MBNA - RBS provides their cards.


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    #9
    CCOVICH
    Closed Accounts Posts: 240 ✭✭CCOVICH


    Cheap credit cards

    Standard rates

    One Direct Gold(Visa) 10.9%
    EBS (Visa) 10.9%
    ptsb Ice (Visa) 9.9% NB: Minimum salary is €30k

    Discount rates (O% introductory offers-applies to both purchases and balance transfers)

    NIB (MC and Visa) 0% for 5 months, 14.9% thereafter
    Tesco (Visa) 0% for 6 months, 12.9% thereafter
    UB Zinc 0% for 9 months, 12.9% thereafter

    Above info taken from the Sunday Times (10/7/2005)

    For an up to date(generally) and more comprehensive list, see http://www.askaboutmoney.com/clubman/BestBuys.htm


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    #10
    kkennedy
    Closed Accounts Posts: 59 ✭✭kkennedy


    You must earn €30,000 or more for the Ulster Bank Zinc Card
    Standard UB VISA/MC 0% for 9months and 17.9% after


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