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Insurance?

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  • 01-08-2005 11:07pm
    #1
    Amsterdam
    Closed Accounts Posts: 71 ✭✭


    Im 17 and ive got a provisional licence and i want to get on my mams insurance as a named driver, the car is a focus estate 1.4, she has a no claims bonus aswell, ive also been driving a moped since last november if that makes any difference? Any idea how much it would cost for a year? or 6 months?
    Cheers
    Danny


Comments

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    #2
    Amsterdam
    Closed Accounts Posts: 71 ✭✭Amsterdam


    anyone?


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    #3
    the evil belly
    Closed Accounts Posts: 294 ✭✭the evil belly


    i'd say the moped driving will count for nothing, and you'll be looking at paying a 4 figure sum for insurance


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    #4
    pontovic
    Closed Accounts Posts: 658 ✭✭✭pontovic


    Amsterdam wrote:
    anyone?

    Hello Danny

    You can go to a website called quinn-direct here and they can give you a quote online. To get a more accurate quote you should probably ring them. To answer your question here, however, you will probably end up paying alot for insurance on a 1.4l car. You are a young driver, you have a provisional licence, and the car you're driving has a big engine. These three facts can sum up to large premiums. You would be best ringing the insurance company and getting a quote. Good luck


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    #5
    Amsterdam
    Closed Accounts Posts: 71 ✭✭Amsterdam


    Thank you! Is it possible to get insurance for 6 months??


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    #6
    the evil belly
    Closed Accounts Posts: 294 ✭✭the evil belly


    it's possible i think but not worth it


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    #7
    Amsterdam
    Closed Accounts Posts: 71 ✭✭Amsterdam


    i rang quinn direct there and they quoted me €2,576! :eek:


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    #8
    m_stan
    Registered Users Posts: 1,653 ✭✭✭m_stan


    Amsterdam wrote:
    i rang quinn direct there and they quoted me €2,576! :eek:

    get out the yellow pages, and ring every damn one of the robbers. then ring at least three or four brokers. you'll probably find you can do a bit better than this, but not all that much. some won't even quote you at all.


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    #9
    Seth Brundle
    Moderators, Politics Moderators Posts: 39,736 Mod ✭✭✭✭Seth Brundle


    Under the Irish market circumstances, thats not bad for a 17yo with no experience who is presumably on a 1st provisional.
    Does that quote include your ma as named driver?


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    #10
    seamus
    Registered Users Posts: 68,317 ✭✭✭✭seamus


    What pontovic says. It's possible to get insured for 6 months (or at least you can be added for the year, then just have yourself removed after 6 months). Chances are, your Mum is paying next to nothing on the focus. < €500 I'd say. Adding you could put at least an extra €1500 onto her policy.
    Your moped experience won't count.


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    #11
    Blut
    Closed Accounts Posts: 388 ✭✭Blut


    On a provisional on a 1.4 when youre under 20 even with your mothers NCB youre still talking upwards of 2000, from my experience getting quotes anyway. Though you can lob 20%+ off of this if you do tesco/hibernians ignition scheme or possibly axa's traksure scheme.


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