Motorbike insurance - tell us your quotes

couerdelion

Male 38
TPFT
Full license 8 yrs
2 yrs no claims
2003 GSXR 600

€460 Quinn Direct with wife as an additional rider.

mongdesade

Male 47
Fully Comp
9 years NCB
Full Licence 27 years
MT-01 / Harley Chopper
Adelaide - €410

kevin-46

Got insurance in the door €810. last year it was €890 thought it would be less
Age: 20
Bike: ZZR 400
Location: Dublin
Licence: Provisional

Faith+1

kevin-46 wrote: »

Got insurance in the door €810 last year was €890 thought it would be less
Age: 20
Bike: ZZR 400
Location: Dublin
Licence: Provisional

Did you claim or something?

kevin-46

Faith+1 wrote: »

Did you claim or something?

nope 1 clean year

P.C.

Faith+1 wrote: »

kevin-46 wrote: »

Got insurance in the door €810 last year was €890 thought it would be less
Age: 20
Bike: ZZR 400
Location: Dublin
Licence: Provisional

Did you claim or something?

It is the age.


Insurance comes down after you get past 25.

TheDriver

Male 33
TP F&T
3 years NCB
Full Licence 2 years
CB400
Adelaide - €260 (can ride other bikes)
Quinn: 240 TP only

KingIsabella

20,
first bike,
provisional,
bandit, restricted.
grade 3 assessment while doing the IBT,
TPFT
quinn-810.

not too bad! was expecting worse.

Miglo

Male 27
1 year NCB
Provisional
Dublin

Multibike policy for:
Zxr400
Cbr250
Cb250

Carole Nash

FC around 1200
TPFT 860
TPO 710

human 19

Male, 47 years
Location: Longford
License Full - 13 yrs
no claims: 7 years (never claimed in 13yrs)
Suzuki GS125
Garaged

Last year asked CN for 6 mths insurance. Was told I could suspend the policy in winter and save on renewal this year. Paid 285 for 3rd party only. Suspended policy for 4 1/2 months.
Renewal cost this year = 263 3rd party only! Some saving

Liberty quote for this year = 257 for 3rd pty/fire&theft.

Run_to_da_hills

Run_to_da_hills wrote: »

Age 49
31 years without a claim.
€320 for four classic bikes that are over 15 years of age Carole Nashe.

Suzuki GSXR 750 1991
Honda Bros 400 1989
Ariel 350 1954
BSA 500 M20 1937

Got a renewal quote for the above for €350 With carole Nashe, Let it lapse for 6 weeks as I didn't have the cash at the time. When I went to renew it it jumped to €480.

They have now lost me as a customer as Adelaide quoted me €363 for the Suzuki GSXR 750 1991 & Honda Bros 400 1989

.

Blondie919

Male 39
Fully Comp
Full Licence 6 yrs
6 Years NCB
GSF 650

CN wanted €453, up 52 from last year. Eventually got them down to €339 (with Personal Accident, 300 without)

Liberty quoted €367.

Adelaide for €319. Went with these as installments are much easier to manage than CN.

Run_to_da_hills

It looks like CN is loosing the plot to Adelaide in the same way as they did to the Norwich when they entered the market.

CJhaughey

Adelaide are cleaning up.
I was quoted over 450 by Aon the guy started laughing when I told him the Adelaide quote.
CN was 367 or so.
Liberty was something rediculous I can't even remember because it was such a waste of time.
Adelaide did the business for 250 with installments TPFT.
Ride other bikes and a few other nice things.

chasm

human 19 wrote: »

Male, 47 years
Location: Longford
License Full - 13 yrs
no claims: 7 years (never claimed in 13yrs)
Suzuki GS125
Garaged

Last year asked CN for 6 mths insurance. Was told I could suspend the policy in winter and save on renewal this year. Paid 285 for 3rd party only. Suspended policy for 4 1/2 months.
Renewal cost this year = 263 3rd party only! Some saving

Liberty quote for this year = 257 for 3rd pty/fire&theft.

Did you try Aon? I have a Yamaha SR125 and i've found them the cheapest the last few years, think it was €229 last year, fully comp.

Run_to_da_hills wrote: »

It looks like CN is loosing the plot to Adelaide in the same way as they did to the Norwich when they entered the market.

Jeez , Norwich! I was with them when i first got the bike 12 years ago. Was with CN for, i think, 2 years after Norwich left the market and have been with Aon since then. Rang CN for a quote last year and they said there wasn't a hope of them matching my aon quote, 3rd party with CN was dearer than my FC with aon including (riding other bikes)! After my dealings with quinn (driver at fault was insured with them) i was so disgusted with their attitude that i decided not to even bother looking for a quote. Granted i may have saved a few € but i would rather have paid a little bit more than go with them.

Think i may have asked this before but is there a minimum amount that insurance companies will NOT go below?

navangang

Jesus quinn/liberty must be f**kin me up the ass.all you guys are paying less than a grand,and im paying 150€ a month on a bros:mad:

stratowide

Age 42
Full licence.2 year's no claims.
Quinn quoted 301.Adelaide said they would match it + 45 for breakdown cover.
Can ride any bike+European cover included.

Wossack

29, full license, 5 years NCD, street triple, garaged, alarmed, 420e fully comp. Opt in for breakdown, and their legal service though too, for total of 490

Please Kill Me

Just got my renewal in the post today....

Male, 41
Location: Kinnegad
License Full - 4 yrs
NCB: 6 years
Kawasaki ZX9

TPFT: €231 (or monthly of €20 per month) Not bad methinks.

Simon300

Male, 20 years
Location: Bray
License Full - 5 Months
NCB: 1 years
Honda CBF 250
Garaged

Renewal quote was €423.63 for third party only, robbing b******s wanted and extra €200 for TPFT so safe to say I said no!

Oh and with Liberty

Doylers

Male, 20 years
Location: Waterford
License: Provisional 5 months
NCB: N/A
Bike: Honda Varadero 125
Kept: Driveway

€760 TPFT with liberty

Hotblack Desiato

Run_to_da_hills wrote: »

It looks like CN is loosing the plot to Adelaide in the same way as they did to the Norwich when they entered the market.

7-8 years ago other people similar age/experience to me were getting cheap-ish quotes from Hibernian, but for me they were always 20-50% more expensive than CN for no apparent reason. I was with CN for a good few years.

Last 3 years I've been with Adelaide and CN struggle to get below 50% dearer than them for worse cover. I can't see any future for CN in this market at that rate.

ikb

Male 47 years.
98 Africa Twin 750.
returned to biking 4 years ago. ( Had to re sit test- due to clerical error on their part:mad:)
Was paying CN 325 TPFT - when on Provisional and restricted, (Which I thought was OK).
The Twin got nicked:mad:.CN were unable to tell me how much insurance would increase if I made a claim.(but did pay out promptly-when I did).
Got a CB 750 F2y (00 reg),CN charged 85 euro to switch over the policy.
They wanted 635 euro to renew:eek:. ( I thought this was very dear as I only get to ride the bike on the dozen or so Sundays it doesn't rain).
Adelaide came in at 485 euro TPFT ( With no noclaim bonus- and asslightly more flexible policy).......?:)
Do CN want out of the business??

Please Kill Me

ikb wrote: »

Do CN want out of the business??

I asked them the same! I rang for a quote and they wanted €1700!! :eek: I told them Liberty quoted me €231 and the reply? "Jaysus that's good! We can't compete with that, you should stay with them!" WTF! Way to do business numpty!! :rolleyes:

ikb

Boys. I dont know whats goin oin out there..... but its NUCKIN FUTS!

Blondie919

Please Kill Me wrote: »

I asked them the same! I rang for a quote and they wanted €1700!! :eek: I told them Liberty quoted me €231 and the reply? "Jaysus that's good! We can't compete with that, you should stay with them!" WTF! Way to do business numpty!! :rolleyes:

€1700??!!! For what??

Please Kill Me

Blondie919 wrote: »

€1700??!!! For what??

That's what I said! They said it was, and I quote their words - "a high performance bike", hence the high price. It's a f**king 12 year old bike for Christ's sake!! :rolleyes:

dunner515

Please Kill Me wrote: »

That's what I said! They said it was, and I quote their words - "a high performance bike", hence the high price. It's a f**king 12 year old bike for Christ's sake!! :rolleyes:

Was it for TP? TPFT? or COMP?

Please Kill Me

dunner515 wrote: »

Was it for TP? TPFT? or COMP?

TPFT. But in reality, it doesn't matter if they were supplying a personal security guard - that's extortionate!!! LOL

CJhaughey

Carol Nash sold the company to Groupama in 2006.
Groupama are probably trying to extort extract every last cent they can from people.
They have seen record profits in the last few months after nearly going bust.
They don't care about bikers anymore they are just a big insurer looking to cream off profits.