Motorbike insurance - tell us your quotes

Caddyman

Male 51 with Full Licence since March 2011.
Monaghan
NCB 3 Years
2007 Harley Heritage 1,584cc Value €13,500
2003 Kawasaki Nomad 1500 Value € 6,500
No restrictions needed on either bike due to power/weight ratio

Full Comp on both with AON €418

chrismon

26 year old male from Co. Roscommon.
Provisional (working on that) with no experience.
2000 250 hornet
€683 from Liberty insurance with TPFT.
Not to bad!

chrismon

Same as above on a 250r Ninja for €640
Not much in the difference

morg

Male
29
Dublin
2 x 2 stroke 2fiddys (1990 &1995)
TPF&T
Full License 4 yrs
Had 3 yrs NCB but now down to 1 after first small claim.
€290 last year
€340 now and I renewed at that.Happy days:D
Adelaide & Quinn were miles off that!

CJhaughey

morg wrote: »

Male
29
Dublin
2 x 2 stroke 2fiddys (1990 &1995)
TPF&T
Full License 4 yrs
Had 3 yrs NCB but now down to 1 after first small claim.
€290 last year
€340 now and I renewed at that.Happy days:D
Adelaide & Quinn were miles off that!

what company?

Sputnik

Male
32
5 years NCB
TPF&T

Yamaha TDM 900 and a CBR600fs

€260 with Adelaide, though I did remove the breakdown cover from the policy.

morg

CJhaughey wrote: »

what company?

Carole Nash.

NinjaK

I paid 2200 about 7 years ago for a restricted NSR 125! Those mad Celtic Tiger days!

positron

35 yr, full license, 1 year ncb, Yamaha Fazer 600 (FZS600) TPFT - €450 with Carol Nash.

BlackWizard

positron wrote: »

35 yr, full license, 1 year ncb, Yamaha Fazer 600 (FZS600) TPFT - €450 with Carol Nash.

I just got a renewal from Quinn. 673.96 euro for exactly the same above. But I'm 26.

Pipz

Just pricing insurance atm.
20 years old. Female. Provisional A licence since April.
Bike = 08' YZF R125

Aon/Axa = €2985 (third party)
Liberty = €670 (TPFT)

Adelaide wont quote and haven't had a chance to check Carole Nash yet.

Please Kill Me

Pipz wrote: »

Just pricing insurance atm.
20 years old. Female. Provisional A licence since April.
Bike = 08' YZF R125

Aon/Axa = €2985 (third party)
Liberty = €670 (TPFT)

Adelaide wont quote and haven't had a chance to check Carole Nash yet.

Kinda obvious which way to go then. Some difference!! You'll be lucky to get anything even close to that with CN! Best of luck getting on the road.

honeybadger

male 34,k2 1000,full licence and 3 years ncb,tpft
aon 653
cn 359
adalidade 358 but with no legal cover :eek:,
quinn/liberty 650 on the online quote system,but must give em a call to see how they fair on the phone as have a few mates who are insured with them and are getting a good deal off em

daenerysstormborn3

What does this "legal cover" cover?

thecivvie

Male 49yrs 1 yr NCB tp Honda Deauville 650

CN 341
AON 367

oleras

Male 39, provisional, 1 year NCB, 99 Bandit 6, TP, 213 euro with Quinn.

280 last year on my first year out.

Hotblack Desiato

pixiebean22 wrote: »

What does this "legal cover" cover?

Cover for an uninsured loss. You're unlikely to have your bike damaged by anyone not driving a motor vehicle, so it's of little use. Maybe if you got knocked off by a cyclist? (it does happen!)
If someone vandalises your parked bike or climbs onto it and it falls over you're unlikely to be able to identify them, so no-one to sue.

daenerysstormborn3

ninja900 wrote: »

Cover for an uninsured loss. You're unlikely to have your bike damaged by anyone not driving a motor vehicle, so it's of little use. Maybe if you got knocked off by a cyclist? (it does happen!)
If someone vandalises your parked bike or climbs onto it and it falls over you're unlikely to be able to identify them, so no-one to sue.

Yeah that's what I thought. It's a fair bit of money for something potentially useless in a high majority of cases.

but43r

Male 23
Provisional
No NCB
00 SV650
TPFT with Liberty - 896 euro.

scorn

Male - 42
6 years NCB
11 years licence
2010 F800GS (value stated was 9k - might be too high though)
All quotes for fully comp plus protected NCB:

AON - 672
LIBERTY - 487
ADELAIDE - 475
CN - 614

CN (who I'm currently with on a Bros) want €100 for 2 months cover on the new bike until my July renewal. Looks like I'll be cancelling with CN and starting a new policy with either Liberty or Adelaide.

Luckycharm

Suzuki AN 125cc
Dublin
Renewal €147
AXA is that AON

scully74

Male 37, ZX9R
Fully comp.
€250.00

juice1304

Male 22
Honda cmx rebel 250
Provisional licence
First policy
No ncb
LIBERTY E1012 fully comp was quoted E756 last month did'nt have the money annoying to say the least

Aon/Axa E2200 crazy money TPFT:eek:

Carol Nash E1800 Full

Blondie919

juice1304 wrote: »

Male 22
Honda cmx rebel 250
Provisional licence
First policy
No ncb
LIBERTY E1012 fully comp was quoted E756 last month did'nt have the money annoying to say the least

Aon/Axa E2200 crazy money TPFT:eek:

Carol Nash E1800 Full

How come Liberty went up so much?? What changed in your circumstances within a month?

juice1304

Nothing changed, thats why i thought it was odd. I said to your one on the phone that i got a cheaper quote online last month and she said that was the lowest they were going to offer me, she was a right cow on the phone so i might leave it a week or two and talk to someone else in there.

RosieJoe

Insurance rates can change, this may account for the difference. That's usually why quotes are only valid for 28 days.

chasm

Got my renewal notice in the door this morning - wasn't long waking up when i opened it!
€371.96 comprehensive on a 12 year old 125! Will phone them later but don't think it will drop by much tbh. That's a bludy joke of a quote:eek:

Had a look through my last couple of renewal notices for previous years and they were as follows:
2011 :quoted €287.62 -- actual €229
2010 :quoted €275.44 -- actual €220
(Quoted is the renewal letter amount, actual is the amount i paid after the obligatory phone call whereby they pluck a new figure out of their arse air.

Just noticed they have me listed as only holding a full licence since last year, when i've had it for 6 years. Think i will have to start charging an admin fee to all these companies that have the nerve to charge me €45 lol

Well just phoned there now, best they can do is €300.41, i asked if this was comprehensive and they said yes, i queried this because i got an online quote earlier and this was the amount they quoted for third party. Supposedly That is the minimum policy amount they give out which i find hard to believe going by quotes on here! So it doesnt matter if i go comp/ 3rd party or 3rd party f/t, it will cost 300.41 with aon

J-blk

Male - 33
7 years NCB
15 years licence
2005 Suzuki V-Strom 650

Third party only with protected NCB:

Renewal quote from Carole Nash: €275
Adelaide: €250

Went with Adelaide and didn't bother with AON or Quinn/Liberty.

Adelaide also said they pretty much don't go below €250 for any quote since it wouldn't be profitable at all... BS or true?

hondavfr

Male 42
2008 Honda VFR
FC with pillion & riding of other bikes etc.
Adelaide
295 euro

Garry17

Male 37
Full A
2yrs NCB

07 BuellXB9SX

Carol Nash €355.82 TPFT
Liberty €400.07 TPFT
Adelaide €377.01 TPFT
AON €445.46 TP
(AON wouldn't quote TPFT)