Motorbike insurance - tell us your quotes

Stainless_Steel

Male 25
4 yrs NCB
3 yrs full licence

Yamaha XJ6

€270 TPFT with Adelaide

Liberty were my previous insurer and wanted €350 for renewal.

Advantage with Adelaide is that I can add more bikes to the policy for 50 quid a pop. Have to be 25 to get insurance with them btw.

bladespin

Male 37
Full A
Full NCB

95 Blade

€340FC (protected) with Adelaide

Faith+1

bladespin wrote: »

Male 37
Full A
Full NCB

95 Blade

€340FC (protected) with Adelaide

For a split second I thought that said €3400!:eek:

Pedro K

Male 23
Cbr 250rr
Full licence (since Wednesday! Wehey!)

TPFT
First year insured with Quinn was 1150.
This year 850 with a 100 refund when I told them I passed the test. So 750.

Axa wanted a scandalous amount of money. A few years back, when I was looking at buying the first bike I got a quote for a nsr125 for about 4000 from them. Ridiculous.

Richard tea

Male : 31
CB400 SF
Learner permit : A

Fully Comp : Carole Nash = 716 Liberty = 778
Adelaide would not quote me for fully comp & Aon never got back to me.

TPFT : Carole Nash = 500 Liberty = 694 Adelaide = 425

I went with C&N fully comp considering its my first time on a bike. Plus they gave AA breakdown , multi bike policy & legal costs in the policy:)

kevin-46

Pedro K wrote: »

Male 23
Cbr 250rr
Full licence (since Wednesday! Wehey!)

TPFT
First year insured with Quinn was 1150.
This year 850 with a 100 refund when I told them I passed the test. So 750.

Axa wanted a scandalous amount of money. A few years back, when I was looking at buying the first bike I got a quote for a nsr125 for about 4000 from them. Ridiculous.

i told them i passed and i got nuthin back

kevin-46

Pedro K wrote: »

Male 23
Cbr 250rr
Full licence (since Wednesday! Wehey!)

TPFT
First year insured with Quinn was 1150.
This year 850 with a 100 refund when I told them I passed the test. So 750.

Axa wanted a scandalous amount of money. A few years back, when I was looking at buying the first bike I got a quote for a nsr125 for about 4000 from them. Ridiculous.

axa = to aon they want 7,500 for me on the zzr 400 with full haha

Pedro K

kevin-46 wrote: »

Pedro K wrote: »

Male 23
Cbr 250rr
Full licence (since Wednesday! Wehey!)

TPFT
First year insured with Quinn was 1150.
This year 850 with a 100 refund when I told them I passed the test. So 750.

Axa wanted a scandalous amount of money. A few years back, when I was looking at buying the first bike I got a quote for a nsr125 for about 4000 from them. Ridiculous.

i told them i passed and i got nuthin back

Did you have any claims pending or paid out when you passed? Or maybe your policy was nearly finished anyway? I only renewed in march, so I was always going to get some form of refund as my policy is only three months old.

That quote aon gave you is ridiculous. I thought my quote from them was bad, but yours is a whole other class of scandalous.

kevin-46

Pedro K wrote: »

Did you have any claims pending or paid out when you passed? Or maybe your policy was nearly finished anyway? I only renewed in march, so I was always going to get some form of refund as my policy is only three months old.

That quote aon gave you is ridiculous. I thought my quote from them was bad, but yours is a whole other class of scandalous.

insured it in February passed in march they said it doesnt make a difference im payin €890

faceman

Male 34
03 Deauville 650
Full License
Max NCB
€323 FC with AON

Wonda-Boy

Male 34
Full License
1 yr NCB
Garda Bikesafe
Grade 2 Passed

€340 Comp.
AON
09 FZ6

Krusty_Clown

Hmm i seem to be getting ripped off.. Just got my renewal:

Male 40
Full license 10 years
Max NCB (protected)
05' BMW 12GS

Adelaide FC: €583
Liberty: FC: €599

AON didn't respond. Haven't tried Carole Nash yet.

Richard tea

Richard tea wrote: »

Male : 31
CB400 SF
Learner permit : A

Fully Comp : Carole Nash = 716 Liberty = 778
Adelaide would not quote me for fully comp & Aon never got back to me.

TPFT : Carole Nash = 500 Liberty = 694 Adelaide = 425

I went with C&N fully comp considering its my first time on a bike. Plus they gave AA breakdown , multi bike policy & legal costs in the policy:)

After some good advice from wondaboy I rang C&N and dropped down to TPFT so my insurance now is 540 euro:)

Paparazzo

Krusty_Clown wrote: »

Hmm i seem to be getting ripped off.. Just got my renewal:

Male 40
Full license 10 years
Max NCB (protected)
05' BMW 12GS

Adelaide FC: €583
Liberty: FC: €599

AON didn't respond. Haven't tried Carole Nash yet.

I'm similar to you, but different premiums:
Male 34
Full Licence 10 years
Max NCB (i said 9, gave them a cert for 5 cos I was told that was industry standard)
06 BMW 12GSA

Adelaide FC: €400. Includes being able to drive any bike that isn't mine.

I reckon you get on to them and ask them to do better! Carole Nash quoted me €412 FC, was going to go with them purely because it was AA recovery.
I was with AON for the last 5 or 6 years and it shot up last year to €650 TPO from €400 with zero claims.

emigrate2012

Prices have dropped pretty dramatically over the years,was quoted €6000 for an bar 80 on a provisinal when I was 21(6 years ago) can't remember who by though.i bought the bike for €1350 ffs!alas I had to sell it a week later!

Anyway,recently got quotes from liberty.....
27
Dublin
Provisional
No ncb
Aprilia rs 125 :€690 Fc
Honda bros 400 : €780 fc

Pretty reasonable me thinks.....

rameire

got renewal in from Adelaide.
Age: 31
No claims: 6 years
Full A License just under 5 years
Bike: Deauville NT700 set value as 9k across all quotes.
All quotes are Fully Comp, and include recovery breakdown.

Cost for Adelaide 2010 = 469.25
2011 = 423.54
Renewal for 2012 = 421.00

Liberty Quote €476.87
Carole Nash €471.26
Aon €388.65

Rang Adelaide back with the lowest quote and they reduced the policy to
€391.40.
Happy Days.

vicmic

Age: 29
Female
Learner permit
Honda CBR 125R
First bike insurance, 2 penalty points for speeding

Carol Nash: 624
Liberty: 700
Adelaide: cant quote
Finally- Aon 424 Happy days

ZX7R

Male
Full A license
Age 33
N.C.B ,Riding bikes over 15 year never had a clam aganinst me thank god. so have the max you can get.
Cover,ADELAIDE
fully comp with riders policy,no claims protection,pillion cover,and extra injury cover,over seas cover.
Can put 3 other people on the policy no extra cost,also can have up to 6 other bikes on the policy once they are owned by me, Price of cover is determened by the largest bike.
Price of cover 384.75
Bike; zx7r ninja.
Have been with them since they entered the irish market find them sound and helpfull any time i had to contact them.

daenerysstormborn3

Female
Provisional
Age 25
NCB 2 years
CBR250R/CB400
Ins. Co. Liberty
FC €341.09, down from €441 odd (I think) last year

Himself
Male
Full A
Age 36
NCB 5 years but insured with Aon 8 years - think the max any insurance company give you is 5 years
Ins. Co. Aon
FC €340, down from €470 last year (he probably could've got it cheaper last year but just didn't bother pushing them on it)

defike

With C Nash
Last year 250cc
47 yrs
prov licence
no ncb
310e

This year 125cc
48 yrs
full licence
1 yr ncb
290e
Doesn't seem right such a small drop.

Paparazzo

Definitely don't accept your first quote from Adelaide. They drop down a good bit when you tell them your quotes you got elsewhere.
Pity companies don't just tell you their best quote straight away to cut out all that shíte.

daenerysstormborn3

pixiebean22 wrote: »

Female
Provisional
Age 25
NCB 2 years
CBR250R/CB400
Ins. Co. Liberty
FC €341.09, down from €441 odd (I think) last year

Himself
Male
Full A
Age 36
NCB 5 years but insured with Aon 8 years - think the max any insurance company give you is 5 years
Ins. Co. Aon
FC €340, down from €470 last year (he probably could've got it cheaper last year but just didn't bother pushing them on it)

Can't edit my post for some reason, meant to say himself is on an 06 gixxer 1000

chasm

After 6 years with Aon i have moved to Liberty today, got 3rd party/F&T for €257. Aon phoned me this morning to check whether i was renewing with them (with their 62% increase) and i told them i wasn't as it was too dear and i'd got a cheaper quote. He asked who i was going with and i said i wasn't sure yet -was about to say i had another company to phone first - and he laughed at me down the phone! The way i see it, it is none of their business who i am moving to, all they need to know is it is not them, i don't see why i should help them with their market research.

defike

Adelaide told me they don't insure 125cc motorbikes.Do you think this is true or just a fob off.
Aon said min quote is 300e.
Awaiting call back from Liberty.
Competition in the market????

chasm

defike wrote: »

Adelaide told me they don't insure 125cc motorbikes.Do you think this is true or just a fob off.
Aon said min quote is 300e.
Awaiting call back from Liberty.
Competition in the market????

No Adelaide only insure over 126cc bikes

You can get a quote from liberty online too

Hotblack Desiato

Just renewed with Adelaide for the 3rd year. After the joke quotes I got last time from CN (who I'd been with for ten years?!) and Quinn, I didn't bother looking this time...

Male, 41, Dublin
Triumph Sprint ST 955i 2004
Garaged, alarm, immobilizer
Full A licence 15 years
NCB 17 years (but they only recognise 9)
RoSPA Silver
No fines/points
Social, domestic & pleasure incl. travelling to work

€443 incl. breakdown insurance 45 euro and legal cover 25 euro.

Asked about taking pillion cover off but they advised me it wouldn't save anything! (I never carry a pillion)

Edit: Seems cheap compared to the outrageous rip-off prices Norwich Union charged us back in the 90s, but I'm in the low risk segment now and we have competition :rolleyes: 250-300 max including extras, would be realistic. Riders in other EU countries pay half what we pay and get better cover! :mad:

galwaytt

My S.O.'s numbers:
Female, 4x - ahem :rolleyes:
Galway
Suzuki SV650S
Garaged
Full A since 1988
None - ZERO - nada NCB (it expired........... :mad: )
Non-std can, Crash bobbins (I had to tell them, it was on the proposal form... :rolleyes: )
TPF&T with Liberty € 246

txpjl

Last year I paid just over €400 fully comp for my V twin cruiser with AON. AON quoted €440 for my CBR 600rr after I take and pass an assessment. Never put this bike on the road.

This year from Adelaide Insurance Motorcycle Team a multi-bike quote.

Male, 46, Tipp
Suzuki V twin C50 (800cc) and CBR 600rr both Garaged, no alarms or immobilizers
Full Brit license 1 year
NCB 1 year , No fines/points
Pleasure use only.
€414 for both bikes fully comp and no assessment needed.

Bawnmore

25 male, No NCB, 1st policy, provisional A (gotten 5 years ago now).
'91 Honda CB-1 400cc

Liberty - €844 TPFT
Adelaide - €483 TP
Carole Nash - €530 TPFT with breakdown assist, 3rd party on other bikes and legal fees.

Anyone know where the policy document is available for Carole Nash?? Can't seem to find it on their site.

blu3r0ri0n

Male 30, Carlow
Full License
05 Fazer 600
3 Years NCB
No fines/points
Social, domestic & pleasure
Fully Comp
Bike Assist
Legal Cover
Adelaide €360