Motorbike insurance - tell us your quotes

peckerhead

Male, 48, Limerick. Another ('89) CB-1 rider here, somewhat longer in the tooth and full licence for 20+ years, but only 2 years NCB built up so far. Last year CN had charged me €310 full comp and this year they quoted me €290 at renewal, so I rang them and said I'd expected a bit more of a drop third year round - €270 was the best they could do. Then rang Adelaide (who I'd previously left for CN) and they quoted me €254. I got them to leave out the breakdown cover (which in some policies is very limited if your bike is over 15 years old; check your small print); I always leave out the legal cover if possible.
€210
full comp
pillion cover
driving other bikes wop (TP only)

Bawnmore

peckerhead wrote: »

Male, 48, Limerick. Another ('89) CB-1 rider here, somewhat longer in the tooth and full licence for 20+ years, but only 2 years NCB built up so far. Last year CN had charged me €310 full comp and this year they quoted me €290 at renewal, so I rang them and said I'd expected a bit more of a drop third year round - €270 was the best they could do. Then rang Adelaide (who I'd previously left for CN) and they quoted me €254. I got them to leave out the breakdown cover (which in some policies is very limited if your bike is over 15 years old; check your small print); I always leave out the legal cover if possible.
€210
full comp
pillion cover
driving other bikes wop (TP only)

You wouldn't possibly have the CN policy document to hand would you?

peckerhead

I'll see if I can find it and pm you back.

cantdecide

I was just quoted €420 fully comp with roadside assist from Adelaide.

30yo male
4 years NCB
4 years full license
No points or convictions
'01 GSX1400 + '87 VT500E

serious3

41 yr old male
2 points
provisional licence
no ncb
bmw f650st
€400 tpft thru adelaide

daenerysstormborn3

25 yr old female
Provisional licence
1 yr NCB
2012 KTM 690 duke
€701.96 FC with Liberty
The other 3 don't want to know because of (a) provisional licence, (b) my age or (c) I use my bike to commute to and from work.

The value of the bike pushed up the quote a fair bit so to be honest I'm happy enough with the quote. It'll probably drop a good bit next year as before I got the new bike my insurance had dropped to €330 on a CBR250.

Male 32
Full license
2 points
NCB
Yamaha MT-01
€318 for fully comp. with AON

Demonical

pixiebean22 wrote: »

25 yr old female
Provisional licence
1 yr NCB
2012 KTM 690 duke
€701.96 FC with Liberty
The other 3 don't want to know because of (a) provisional licence, (b) my age or (c) I use my bike to commute to and from work.

The value of the bike pushed up the quote a fair bit so to be honest I'm happy enough with the quote. It'll probably drop a good bit next year as before I got the new bike my insurance had dropped to €330 on a CBR250.

I saw you at the topaz on the cork road in waterford yesterday. I was thinkin oooo tippytoes thats a tall bike. Lovely machine tho!! Well wear!

Forgot my quote.
29 yr old female.
FZR400 and SV650
3 years no claims..(I think..or maybe 4)
No restriction, no points
FZR is 3rd party was €280 and less than €100 to add the SV fully comp.
Adelaide.

Bawnmore

Bawnmore wrote: »

25 male, No NCB, 1st policy, provisional A (gotten 5 years ago now).
'91 Honda CB-1 400cc

Liberty - €844 TPFT
Adelaide - €483 TP
Carole Nash - €530 TPFT with breakdown assist, 3rd party on other bikes and legal fees.

Anyone know where the policy document is available for Carole Nash?? Can't seem to find it on their site.

Adelaide now offering TPFT for the same price. Same cover as Carole Nash except without breakdown assist as they don't offer it for bikes over 15y/o. Would it be worth the extra €50 for breakdown assist?

goodlad

Bawnmore wrote: »

Would it be worth the extra €50 for breakdown assist?

Absolutely!

daenerysstormborn3

Demonical wrote: »

I saw you at the topaz on the cork road in waterford yesterday. I was thinkin oooo tippytoes thats a tall bike. Lovely machine tho!! Well wear!

Forgot my quote.
29 yr old female.
FZR400 and SV650
3 years no claims..(I think..or maybe 4)
No restriction, no points
FZR is 3rd party was €280 and less than €100 to add the SV fully comp.
Adelaide.

Oh hello! Thanks. I had the front forks dropped a small bit so that has helped, when I sat on it first it was proper tippytoes so I'm more comfortable now and you know yourself it'll drop a bit more naturally over time. Really comfortable bike though, I've a CB400 and a CBR250 as well and the Duke is definitely most comfy

cantdecide

Demonical wrote: »

Forgot my quote.
29 yr old female.
FZR400 and SV650
3 years no claims..(I think..or maybe 4)
No restriction, no points
FZR is 3rd party was €280 and less than €100 to add the SV fully comp.
Adelaide.

Adelaide told me that it's €50 to add a bike. He repeated this a couple of times and as per my quote above, he quoted me €370 if I was on the GSX on it's own. Could be worth clearing up if it saves you a few bob.

copeyhagen

male 29,
2 or 3 years ncb
provo licence
zxr400 1993
renewed about 2 months ago for €375 with adelaide. 2 years with them now, theyre great. thats for tpft and tp on other bikes

cantdecide

cantdecide wrote: »

I was just quoted €420 fully comp with roadside assist from Adelaide.

30yo male
4 years NCB
4 years full license
No points or convictions
'01 GSX1400 + '87 VT500E

Ummm scratch that...

They rang back and told me they'll do it for €335:eek:

Insured her this morning but couldn't get out today. It will be my first time back on the road tomorrow:D

wolfdub

male 33
1 year NCB
1 year provisional
11 Ninja 250r
630 Euro.
adelaide TPFT

Have since passed my test so very interested to see what insures quotes i get in the new year.

chasm

wolfdub wrote: »

male 33
1 year NCB
1 year provisional
11 Ninja 250r
630 Euro.
adelaide TPFT

Have since passed my test so very interested to see what insures quotes i get in the new year.

Did you notify them that you passed your test as you will get a refund on some of what you paid for this year

wolfdub

chasm wrote: »

Did you notify them that you passed your test as you will get a refund on some of what you paid for this year

No I didn't. When i took it out at the time they said i wouldn't get a refund when i pass my test.

Perhaps i should check that again though.

Thanks!

goodlad

Male 30
3 years NCB
4 months Full Licence
2004 Sv1000s
Adelaide fully comp €515

AgileMyth

Male 22
Full Licence
5 Years NCB
00 F650 GS Dakar
Fully Comp with Liberty €399.

Was unsuccessful in my attempt to get a quote on an 1100LT with Watsonian sidecar.

Kev.OC

Kev.OC wrote: »

22 year old male.

Bike i'm looking for is a new model (2008 +) Kawasaki Ninja 250R. They quoted me €935 fully comp on a povisional. €700 if i had the full licence.

Considering i was expecting like double that, happy out.

Renewal time. 23, 2009 Kawasaki Ninja 250R, fully comp, level 3 assessment;

€477.

And I haven't yet told them I passed my test a few months back.


If I wasn't leaving the country in 7 weeks I'd be over the moon.

wolfdub

Kev.OC wrote: »

Renewal time. 23, 2009 Kawasaki Ninja 250R, fully comp, level 3 assessment;

€477.

And I haven't yet told them I passed my test a few months back.


If I wasn't leaving the country in 7 weeks I'd be over the moon.

Who is that with?
Good luck on your travels.

kevin-46

chasm wrote: »

Did you notify them that you passed your test as you will get a refund on some of what you paid for this year

i passed mine after 2 months off insurance and they said it doesnt make a difference

shakel

Male 34
No NCB
Just got Provisional and IBT
95 Harley Sportster 883
Carole and Nash Fully Comp €461
Could have got TPFT for €360

Wonda-Boy

kevin-46 wrote: »

i passed mine after 2 months off insurance and they said it doesnt make a difference

Doesnt really make much of a difference, as I was told by 2 insurance companies that the IBT full module is more or less the same discount as a full licence. Its the 1yr NCB that helps alot.

When I got my inusrance in June of 2011 and passed my test in march got nothing back, with the above explanation.

kevin-46

kevin-46 wrote: »

i passed mine after 2 months off insurance and they said it doesnt make a difference

I got 100quid back off liberty the other day,
no probs at all

Wonda-Boy

Was it right at the start of the policy?

Wonda-Boy

Wonda-Boy wrote: »

Was it right at the start of the policy?

no about 6 or 7 months in,
I paid them in full up front

Kev.OC

wolfdub wrote: »

Who is that with?
Good luck on your travels.

Sorry, forgot to mention the provider . Liberty

Cheers.

Littleirishman

Just bumping this to see.latest prices. Especially for younger riders.

32 year old male, on learner permit, 2 years no claims.

2 bike - LML Star/Vespa 125 & Suzuki Bandit GSR 400

Both bikes insured TPFT with Carol Nash for €315.