Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie

Motorbike insurance - tell us your quotes

Options
1…1617192122…43

Comments

  • Options
    #542
    galwaytt
    Registered Users Posts: 12,776 ✭✭✭✭galwaytt


    Harley Road King + Aprilia Atlantic 500 + Vespa 125 - € 290 full comp with AON.

    Yes, I'm old :) - Forty -(cough, ahem) something.

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



  • Options
    #543
    eoinkildare
    Registered Users Posts: 294 ✭✭eoinkildare


    Never heard of MCE until today when I read a quote from here.

    Who are they and what do we know about them? Anyone covered with them?

    Eoin


  • Options
    #544
    kevin-46
    Registered Users Posts: 285 ✭✭kevin-46


    Age: 21
    Licence: Full
    NCB: 2 years
    Bike: ZZR 400N

    Liberty €519 with passager €490 without... last year i was paying 890


  • Options
    #545
    ratracer
    Registered Users Posts: 3,274 ✭✭✭ratracer


    So my renewal for my VFR 800 came during the week. €382 FC from Adelaide. Not including legal cover or break down assistance or protected NCB.

    Rang Carole Nash on Monday, someone is getting back to me ASAP....still waiting:mad: Why say they will call back and then don't?

    Rang Liberty and before I got quote I asked 'Do you give discount for RoSPA qualification?' Answer: 'What's RoSPA?' THey don't so I didn't even bother getting a quote from them.

    Rang Aon, quote €324 inc breakdown, legal AND protected NCB €324.

    Rang back Adelaide with above figures..'sure we'll do the exact same for €322'...
    Why are insurance co's such wan****? Just give me your best quote in the first place.

    So I saved €60, but now have all the extras included in the policy, so happy days. (Until next year):D


  • Options
    #546
    Ayrtonf7
    Registered Users Posts: 1,216 ✭✭✭Ayrtonf7


    Been ringing around to try get insured on an XL600R. Im 19, have been riding for 6 months and havnt built up any NCB yet.

    Liberty refused to quote me said I needed to be 21 and have a full licence for a year plus.

    Aon did quote me...8000+ was what she said on the phone...Ridiculous!

    In the height of it at the moment, dont see the point in allowing riders to ride bigger bikes (A2 compared to the old A licence) while they have to pay ridiculous sums of money to do it.


  • Advertisement
  • Options
    #547
    galwaytt
    Registered Users Posts: 12,776 ✭✭✭✭galwaytt


    Ayrtonf7 wrote: »
    Been ringing around to try get insured on an XL600R. Im 19, have been riding for 6 months and havnt built up any NCB yet.

    Liberty refused to quote me said I needed to be 21 and have a full licence for a year plus.

    Aon did quote me...8000+ was what she said on the phone...Ridiculous!

    In the height of it at the moment, dont see the point in allowing riders to ride bigger bikes (A2 compared to the old A licence) while they have to pay ridiculous sums of money to do it.

    ....in fairness, it's an Irish problem, not 'being allowed' problem. the 'allowed' part is EU-driven

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



  • Options
    #548
    Star Lord
    Registered Users Posts: 30,123 ✭✭✭✭Star Lord


    Ayrtonf7 wrote: »
    Liberty refused to quote me said I needed to be 21 and have a full licence for a year plus.

    Aon did quote me...8000+ was what she said on the phone...Ridiculous!

    I didn't think they COULD refuse to quote, which is why AON gave you the as-good-as-a-joke quote.


  • Options
    #549
    chrismon
    Registered Users Posts: 1,115 ✭✭✭chrismon


    Ayrtonf7 wrote: »
    Aon did quote me...8000+ was what she said on the phone...Ridiculous!

    I had the same crap from them, they wanted 5000+ for a VFR400 when I was 26!


  • Options
    #550
    Wonda-Boy
    Registered Users Posts: 10,013 ✭✭✭✭Wonda-Boy


    Mine is up next month...only 2 yrs NCB currently paying €340 fully comp on the FZ6...dont know if I will get it cheaper then that.


  • Options
    #551
    fleabag
    Registered Users Posts: 249 ✭✭fleabag


    Liberty quoted me €231 TPFT to re-insure me on my Rebel 125. I've 5 years NCB which they only credited me with a measly 43% for (€113) and then slapped on a minimum policy charge of €93 thus saving me a whopping €10 on my premium for building up 5 years NCB. No point in paying to protect that bonus so ...

    Carole Nash have just quoted me €317 for the same cover with a free anti-theft device which the nice guy at Carole Nash said was very good until I pointed out that the appearance of my bike is usually enough to deter thieves ...

    Will try AON on Monday - anyone else out there insuring mature lady bikers at the mo?? Don't think any insurer will beat Liberty though.


  • Advertisement
  • Options
    #552
    Wossack
    Registered Users Posts: 7,017 ✭✭✭Wossack


    adelaide?


  • Options
    #553
    fleabag
    Registered Users Posts: 249 ✭✭fleabag


    Nope, checked them out after reading the posts on here but they only insure bikes over 126cc and mine is a mere 125 ...


  • Options
    #554
    Wossack
    Registered Users Posts: 7,017 ✭✭✭Wossack


    very odd!

    theres a new crowd, MCE - but they may give off the wall quotes before they get themselves settled


  • Options
    #555
    Soundman
    Registered Users Posts: 2,593 ✭✭✭Soundman


    Wossack wrote: »
    very odd!

    theres a new crowd, MCE - but they may give off the wall quotes before they get themselves settled

    Their quotes don't seem too bad, though they have huge excesses on their premiums. ~€750 if I recall.


  • Options
    #556
    bladespin
    Registered Users Posts: 7,357 ✭✭✭bladespin


    €290 Fully comp including helmet and gear cover with Adelaide on the Fireblade, covered on other bikes etc, not bad IMO.


  • Options
    #557
    chasm
    Registered Users Posts: 2,083 ✭✭✭chasm


    fleabag wrote: »
    Liberty quoted me €231 TPFT to re-insure me on my Rebel 125. I've 5 years NCB which they only credited me with a measly 43% for (€113) and then slapped on a minimum policy charge of €93 thus saving me a whopping €10 on my premium for building up 5 years NCB. No point in paying to protect that bonus so ...

    Carole Nash have just quoted me €317 for the same cover with a free anti-theft device which the nice guy at Carole Nash said was very good until I pointed out that the appearance of my bike is usually enough to deter thieves ...

    Will try AON on Monday - anyone else out there insuring mature lady bikers at the mo?? Don't think any insurer will beat Liberty though.

    What price are liberty quoting as the minimum premium amount on your quote?


  • Options
    #558
    Richard tea
    Registered Users Posts: 3,597 ✭✭✭Richard tea


    Just got my renewal from C&N.

    Male, 32, 1 years ncb, CB400 restricted, on a learner permit.

    317 euro TPFT:) Im actually delighted with that


  • Options
    #559
    Richard tea
    Registered Users Posts: 3,597 ✭✭✭Richard tea


    Adelaide rang me today. €247 tpft. No breakdown cover though.


  • Options
    #560
    Wonda-Boy
    Registered Users Posts: 10,013 ✭✭✭✭Wonda-Boy


    Well got 2 quotes today and Adelaide are head and shoulders over the other insurance companies at the minute IMO.

    2009 Triump Sprint 1050 ST @ €5700 = €534 Fully comp (free Helmet and Leathers cover)
    2007 Honda Blackbird 1100 @ €5500 = €523 Fully Comp As above.

    MCE
    VFR 800 2008 @ €6000 = €1712

    AON
    2009 Triump Sprint 1050 ST @ €5700 = €689 Fully comp

    Just trying to get the right boike now.


  • Options
    #561
    chrismon
    Registered Users Posts: 1,115 ✭✭✭chrismon


    Richard tea wrote: »
    Just got my renewal from C&N.

    Male, 32, 1 years ncb, CB400 restricted, on a learner permit.

    317 euro TPFT:) Im actually delighted with that

    Nothing wrong with that!
    If mine comes close to that I'll be happy.


  • Advertisement
  • Options
    #562
    Richard tea
    Registered Users Posts: 3,597 ✭✭✭Richard tea


    chrismon wrote: »
    Nothing wrong with that!
    If mine comes close to that I'll be happy.


    247 from adelaide is tempting though. Think ill ring C&N and see if they can match. Breakdown cover is important to me since the bike is 19 years old


  • Options
    #563
    Wonda-Boy
    Registered Users Posts: 10,013 ✭✭✭✭Wonda-Boy


    Joe

    Make sure you ask what the excess is. Some of them are as low as €250 or as high as €1000.


  • Options
    #564
    Richard tea
    Registered Users Posts: 3,597 ✭✭✭Richard tea


    Wonda-Boy wrote: »
    Joe

    Make sure you ask what the excess is. Some of them are as low as €250 or as high as €1000.


    Good point. He never mentioned that.


  • Options
    #565
    Wonda-Boy
    Registered Users Posts: 10,013 ✭✭✭✭Wonda-Boy


    I am getting a new policy tomorrow hopefully with Adelaide, fully comp and they give free Helmet and Leathers cover along with the usual legal and breakdown and the excess is only €250 and I can ride any other bike and take pillions etc. Liberty are in the stone ages with no multi bike policy and not been able to ride other bikes. She even said I could not take a pillion ffs....but I doubt that.:rolleyes:


  • Options
    #566
    Wossack
    Registered Users Posts: 7,017 ✭✭✭Wossack


    fully comp on what though?! or have ye picked something up and I missed a thread?


  • Options
    #567
    Wonda-Boy
    Registered Users Posts: 10,013 ✭✭✭✭Wonda-Boy


    Wossack wrote: »
    fully comp on what though?! or have ye picked something up and I missed a thread?

    Yeah you missed a thread mate, I have not found a bike yet but its down to deffo two, not unless something is wrong with my final choice or a Triumph Tiger 1050SE pops up somewhere in Ireland...its either a 06 Blackbird or a 2010 Triumph Sprint ;)


  • Options
    #568
    Wossack
    Registered Users Posts: 7,017 ✭✭✭Wossack


    ah yea spotted that one alright - was just surprised you can get insurance without a license plate number..! so thought ye had something bought


  • Options
    #569
    Wonda-Boy
    Registered Users Posts: 10,013 ✭✭✭✭Wonda-Boy


    Wossack wrote: »
    ah yea spotted that one alright - was just surprised you can get insurance without a license plate number..! so thought ye had something bought

    Well its offical now.

    2010 Triumph Sprint 1050 SE

    35
    2 NCB
    Full A Licence - No Restriction
    Grade 2

    Adelaide
    Fully Comp - €533
    Excess €250
    Free Helmet and Leathers Cover.
    Multi Bike and Pillion.


  • Options
    #570
    chrismon
    Registered Users Posts: 1,115 ✭✭✭chrismon


    Nice bike!
    Enjoy.


  • Advertisement
  • Options
    #571
    Zascar
    Moderators, Motoring & Transport Moderators, Music Moderators Posts: 12,778 Mod ✭✭✭✭Zascar


    Lads I'm with Liberty and I'm up for renewal in a few days. Long story short someone tried to rob my bike a few months ago, did over 1k's worth of damage but I ended up paying for it myself as if I claimed it would have cost me double in the long run. I thought I had no claims protection but I didn't.

    Anyway i called them and hassled them for a better quote. Last year the quote was over 500, they will now do it for me for €410 including no claims bonus protection. Do you think this is a decent deal or who else should I call? (Ducati 749, 5 years NCB, Male, 32).

    Who are you guys insured with and who's good/bad?
    Cheers


This discussion has been closed.
Advertisement