Motorbike insurance - tell us your quotes

Wossack

ah.. name stuck in my head, but didnt realise it wasnt available over here

The Don

When I renewed with Adelaide last January I asked if they did car and bike policies. They said that they do but that it's generally only for the UK. But they did tell me to ring their Irish underwriters (Cornmarket) when my car insurance was up (July) and see if they would give me some sort of discount.

Unfortunately Cornmarket don't quote for my type of car. Maybe someone with a quote-worthy car would have better luck.

peckerhead

kadman wrote: »

57
Full license 17 years.
NCB 2 years ( Let it lapse)
1996 Suzuki Intruder 803.
Third Party Only

Adelaide quote today....190 euros.

Nice one, cheers for posting.

I'm pushing 50 and they were initially quoting me €240+ for my old CB-1 400 (1989) with a three-year NCB.

I asked them was that an insurance premium or a cash offer , quoted them your numbers and managed to get them down to the same price (€190) for full comp on the CB-1. For some reason TP or TPFT was only a euro cheaper...

George Roper

I'm 54 and paying €324 for TPF&T with Liberty on my GSX1400.

minidazzler

My quote on the Fazer got bumped up to 826 til I rang them 4 times pissing each person off enough to change the details they kept fcuking up.

They were quoting me on an FZR 600 R and insisting it's the same category..... it's just not.

Eventually got it down to 675.... but may argue that yet in the Liberty Insurance forum.

Magown3

As of today, I'm back on the bikes after taking a 9 year sabbatical!

I'm 33, full licence for 10 years.

Bike: Honda CBR 600rr

Quote: €670 Fully Comp with Adelaide.

I don't think it's too bad a quote for the bike and for someone with 0 years NCB. Said it should come down a good bit next year.

Billiethepup

I'm 30, living in Dublin.

Moped -'05 49cc
Full license 10years, no NCB as havent insured a bike since I sold my bandit 4yrs ago. (Didn't know NCB expires :-()
Quote : Carol Nash €290 - third party only! Couldn't believe it seen as its basically a hairdryer! Liberty similar, Aon were a pain in the butt on the phone so I gave up.

Xaime

I am 43, full license and have a CBF250 cc I pay €270 with AON. Fully Comp

HamSambo

I'm 28. Paying €538 for my first year on a learner permit, the bike is a bandit 600n
Carole Nash

Im not whingin'

RosieJoe

€258 fully comp with Adelaide. AON would only do it for €281. This is on the Bandit

kodak

Hi

05 Fazer FZ6 600
TPF&T
Learner Permit
RA Level 3
0 NCB
Age 25

498 euro with liberty

AgileMyth

Got the renewal letter in today so made a few phonecalls earlier

Male. 23. BMW R1150GS. Fully comp. 6 years ncb

Liberty (Renewal) €419
Carole Nash €899
Aon €1350
Adelaide were closed but don't think they want my business anyway.
Got cut off from MCE after 12 mins on the phone. They never rang back and got a bad impression of them off the phone so won't bother with them.

Another year with Liberty then. Pity as would like to have the option to ride other bikes.

Walshey96

I'm 16 and I was quoted €3,484 for an Aprilla RS50. Does this seem reasonable to any of you guys?

AgileMyth

No! Who was it from? Liberty will be your best option.

You don't want to hear this but... Don't get an RS50. Just pick up a moped or a 125 4 stroke.

Walshey96

AgileMyth wrote: »

No! Who was it from? Liberty will be your best option.

You don't want to hear this but... Don't get an RS50. Just pick up a moped or a 125 4 stroke.

I've always wanted an RS50 to be honest. The quote was for fully comprehensive if that makes it sound any better.

AgileMyth

Get one next year after you've built up some no claims bonus. Can't see the point in fully comp if it costs way more than the value of the bike.

Walshey96

Yeah I suppose I'll try that. Cheers for the advice.

Tomohawk

Time again to renew my yearly insurance on my 2 Vespa PX's. I am with AON and they want €300 for fully comp on a full licence, 5 years NCB, 45 years old.

Its the exact same price as last year to be honest. I will be ringing around the other companies for quotes, trying Adelaide first as I've heard good things about them here on this forum...

cbrlover

47 year old living in Dublin full N.C.B.
2006 CBR100RR.
Full comp with open driving from Adelaide €267.

unclebill98

Over 30, HD Softail, 2nd Pro, 3yrs NCB.

Harley Insurance: 775
Aon: 473
Liberty: need FL
Adelaide: 438

All FC quotes inc breakdown, legal and 250 excess.

JohnR1968

BMW K1200GT
FComp 10 yrs NCB Age 44
€295 with Adelaide

Tomohawk

Got the renewal letter in today so made a few phone calls earlier...

Male. 45.
Vespa PX200 & LML Star Deluxe PX125. No modifications. garaged. no pillions.
Fully comp. 6 years ncb.
Full Irish A Licence since 2005.


AON (Renewal) €300
Liberty €375 (only for 1 bike, no multi-bike policy :rolleyes:)
Carole Nash €375 but only 3rd party fire theft
MCE after giving details couldn't quote me.
Adelaide €265 third party fire theft, 1 bike only, (€355 comp or extra €90 for both bikes fully comp)

Another year with AON fully comp for €300 then with extras which cover:
Driving other bikes (3rd party only)
No loss of No Claims Bonus
Replacement of Helmet and safety gear

cantdecide

€356 with Adelaide

Fully comp
Driving other bikes
Multi-bike
Protected NCD
Roadside assistance
Legal
Pillion cover
Excess €250 iirc


31yo male
5 years NCD
5 years full license
No advanced training and not a member or any drivers groups

'01 Suzuki GSX1400 worth €3000
'02 Aprilia RSV Mille worth €2500

Carole Nash quote €399, like for like.

Skill Magill

Got quoted 295 from Adelaide
Age 43
Full licence 20 years
7 years ncb (its actually more but I think it only goes up to 7)
fully comp
250 excess
Ride other bikes provided they're insured by the person giving them to you
roadside assistance

My Liberty renewal is 325 3rd party only

Might get on the blower to Adelaide and ask them to bring it down if they want to seal the deal
Anybody bargained Adelaide down?

Last year Liberty tried upping my quote by €50, chancers !!

Tomohawk

Male. 45.
Vespa PX200 & LML Star Deluxe PX125. No modifications. garaged. no pillions.
Fully comp. 6 years ncb.
Full Irish A Licence since 2005.

Just as I was about to renew with AON for €300, Adelaide rang me and offered €295. Said I'd think about it and rang them back 15 mins later and they dropped again to €278.

Skill Magill

Shot off an email to Adelaide saying their quote was more or less the same as my renewal with liberty (I omitted telling them it was for third party only) and they dropped it to €255 fully comp.
I'm still being ripped off but not as badly as with liberty

goodlad

I got my renewal in from adelaide for 480 euro.
I assumed nobody would beat it and i was right until i called that new place MCE...

The quoted me 278 for full comp, protected NCB, roadside assist, driving of other bikes etc..... Blew Adelaide out of the water!

Soundman

goodlad wrote: »

I got my renewal in from adelaide for 480 euro.
I assumed nobody would beat it and i was right until i called that new place MCE...

The quoted me 278 for full comp, protected NCB, roadside assist, driving of other bikes etc..... Blew Adelaide out of the water!

What excess are MCE asking for? Any other quotes I have heard have said that the excess is €750 which makes the quote from them pretty useless imo.

deisegal1

Anyone have any idea which is the best company for young drivers?

goodlad

I asked for a quote with an excess of 500 as that's what my Adelaide excess is. I wanted like for like policy details so i could effectively compare the two quotes.

Tbh i dont think a high excess makes a policy useless. Its not like im going to claim unless i absolutely wreck the bike so worst case i pay out 500 quid. And its fully comp insurance too.