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Credit History

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  • 16-09-2005 9:31pm
    #1
    Worried!!
    Registered Users Posts: 13 ✭


    Evening,

    Not sure if this is the right area, but here goes:

    I moved to Ireland from the UK about 2 years and I am currently applying for a mortgage. I received a letter from Barclays Bank in the UK yesterday, regarding an overdraft which was left owing. They have issued a termination notice (full payment within 14 days), threatening court action and a bad credit history.

    Obviously, I will be paying the balance on Monday!!!

    I am concerned now regarding the negative impact this wil have on my mortgage application. Can the Irish Banks check your credit history in the UK, or can a bank in the UK impose a bad credit rating on an Irish address.

    Your help would be appreciated.

    Regards


Comments

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    #2
    BuffyBot
    Registered Users Posts: 24,924 ✭✭✭✭BuffyBot


    No, they shouldn't have an impact on each other.


  • Options
    #3
    mikemac
    Closed Accounts Posts: 19,986 ✭✭✭✭mikemac


    I wouldn't think so. Irish banks co-operate with the Irish Credit Bureau. Uk banks wouln't be involved with this.

    Since you're paying the overdraft before termination, you'll be fine


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