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might be illegal

  • 23-09-2005 8:11pm
    #1
    Volvoboy
    Closed Accounts Posts: 2,479 ✭✭✭


    just wondering if this is possible,

    if i set up insurance for a motor trader without premises
    as i can drive any car.

    :confused:


Comments

  • #2
    Guy:Incognito
    Registered Users, Registered Users 2 Posts: 38,247 ✭✭✭✭Guy:Incognito


    Would it not have to be booked in for "work". Also its ridiculously expensive iirc.


  • #3
    aphex™
    Closed Accounts Posts: 2,338 ✭✭✭aphex™


    If you lie to an insurance company, ever, about anything... you will never actually be insured even if u are paying them ten grand a month.


  • #4
    Interceptor
    Registered Users, Registered Users 2 Posts: 3,180 ✭✭✭Interceptor


    Its not that ridiculously expensive. It can often be a way to get cover on a performance car that would otherwise be refused. Ask your broker to check it for you - naturally any budget/web-based/supermarket brokers are unlikely to help so go for the traditional broker. Mine recently quoted €2,800 for me to have open driving on anything and that I could 'stock' up to 20 cars with none of them valued at more than €40,000. Considering my insurance on a twin-turbo Supra would be €1,300 and I could then have two or three other cars covered it isn't such bad value. AON and St. Paul both cover 'small' traders. I am not a motor trader or dealer - I just have a lot of cars and moving insurance around gets tedious...

    'cptr


  • #5
    LostinBlanch
    Registered Users, Registered Users 2 Posts: 2,907 ✭✭✭LostinBlanch


    I thought that if you were insured as "trade" then you could only drive cars up until 7.00/7.30 or so? Not 100% sure about this but had been told this was the case.


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