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Credit Card Conversion Rate

  • 10-10-2005 7:26pm
    #1
    ubu
    Closed Accounts Posts: 724 ✭✭✭


    Is there any way to know what the actual exchange charged by my bank will be? For example, I'm buying something on ebay for $111 USD, but paypal offer their own exchange rate and with that it will be €94.50

    I checked the exchange rate on xe.com and with the current rates it lists of .829 it works out at just over €92, but is there any way of checking what BOI will charge my mastercard? would it generally be a slghtly better/worse exchange rate? should i just go with the charge in dollars and let the bank charge their own rate, or am i better off just accepting the paypal rate?
    thanks


Comments

  • #2
    RainyDay
    Closed Accounts Posts: 6,925 ✭✭✭RainyDay


    BOI's rate will depend on the Mastercard international rate at the time of processing your transaction, which you can't predict - so it's a bit of a gamble I'm afraid. Check out what FX commission BOI charge on FX transactions - these usually vary between 1.75% to 2.5% - If they are at the upper end of the scale, maybe you should stick with Paypal.


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