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Insurance in Ireland?

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  • 09-10-2001 4:17pm
    #1
    logic1
    Closed Accounts Posts: 3,859 ✭✭✭


    Maybe one of you bike heads may be able to fill me in.

    I'm 23 and want to buy a bike pretty soon. I've never had a car or bike before therefore was never insured but I don't want a pissy 125 I want something around to 400 range cause I'm a big lad.

    I was thinking of a Honda CBR, quite nice but I'm not sure what the deal is with insurance. I know previously you could only get a 125 on a provisional licence or if you were under 24 or something stupid like that.

    Does anyone know what the exact deal is now?

    .logic.


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    #2
    kayos
    Registered Users Posts: 2,494 ✭✭✭kayos


    You need a A1 type licence for anything over 125CC according to the underwriting guide its a legal thing not just an insurance thing. Also a Honda CBR 400 is a Group 8 bike @ 399 CC and most insurances companys wont touch you unless your 25+ on such a high bike (I think the rule is Group 6+ you must be over 25). Taking all that on board and saying your 25 Full A Lic and use your bike in Dublin. You will be paying up on £1700 for Comp and £1000 for TPO. if the bike is over 3 years old you will get a 3% disc. AFAIK. Hope this helps if you want more info just ask.


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    #3
    Spunog UIE
    Registered Users Posts: 2,651 ✭✭✭Spunog UIE


    anyhew, as far as i know ya gotta drive a 125cc or lower for a year before your allowed a bigger engine. maybe there an age thingy on that too tho. besides ya need a smaller bike to start off on, get a 125 cruiser type thingy, most of them sound class too not like a little lawnmore at all, nice big gruntin sound :) 4-stroke nyommmm.


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    #4
    rymus
    Registered Users Posts: 8,819 ✭✭✭rymus


    kayos, isint that an A license for over 125cc? I have both a provisional A1 and A and was told that I can drive absolutely anything I want. I'm 20, currently have a 125 and am looking at getting a 650 in the new year. Only thing is that you'll have to get it restricted to 33bhp (or about that).

    to give you some idea on insurance, I was quoted £1250 third party on a Yamaha Drag Star 650cc. Thats taking into account that next year I'll be 21 (therefore insurance drops a bit - approx 300 quid)

    Thing is that you will be screwed for insurance on a sports bike (group 8 as kayos said) whereas the bike I'm getting is a group... ehh cant remember.

    so roll on next year and good look with the bike hunt logic :)


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