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buying/leasing a car

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  • 07-06-2002 7:43pm
    #1
    BEAT
    Hosted Moderators Posts: 5,945 ✭✭✭


    question please:

    can someone tell me what the process is and what I will need to buy a car , I will most likey need a loan (car payment) and I am not sure that I will be able to get one with the way my credit looks. How hard is it to get a car?
    thanks


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    #2
    NeRb666
    Registered Users Posts: 483 ✭✭NeRb666


    Not sure exactly what you are looking for, but basically, if you are getting finance from the dealer, you need a deposit (usually at least 10& of the value of the car, but it varies), then they go through all the various details for applying for credit. You normally get a decision on the next working day (some only take an hour or so).

    Alternatively, you can get a car loan from any bank. Once you have a regular income (you may need proof from your employer etc.), it's generally easy enough to get a loan. It's worth shopping around and considering all the options for financing your car, APR does vary a lot.

    I don't know what your credit history is, but I got my first car when I was 21 without ever having a history in the first place. Good luck!


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