How much is your insurance ?

ando

I'm trying to find out who pays the most for insurance.

Myself, I pay €4609 for Third Party, fire and theft on a Focus.

I've heard of a 22 year old chap paying just over €8000 for a 98 1.2 punto ... ouch :eek: (he crashed another car when he was 17)

Spunog UIE

pay just under 4000 intotal with the sat tracking thing, that should be another grand cheaper (hopefully more, come on full licence) nxt year, 20yrs old, on 2nd provisonal an no previous legitimate driving experience, on a 1L Starlet. 3rd party fire n theft.

Quinn direct quoted me 6000 for the same 3rd party only with out the sat trackin

sceptre

1325 for TPF&T on a 1.4L Corolla (but then I'm 27, go figure)

Should come down again nicely next year if all goes well and I keep clean

(only passed test in March:))

Stephen

940 euros - third party only on a Yamaha XV125 (one of the slowest, heaviest 125's on the road)... 3yrs no claims - 2nd provisional. I'm waiting for my test :eek:

I'm 20 yrs old and living in Kilkenny btw. I understand that that premium would possibly be twice as much as it is if I were in Dublin.

Eye

shelled out 1452 yo yo's last summer for my 650cc dragstar
3 years no claims bonus and a provisional licence... only 21 and in tipperary, like stephen said, bring that to dublin and i would probably fork out close to twice that much

must remember to do the test before next summer

ando

So I'm in the lead so far !!! wohooo :eek:

The'real'Guvnor

Rumour has it that one chap was quoted e21,000 on a e19,000 car! He did not take it.

It is so bad nowadays that before buying a car you need to know how much it'll be to insure it!

In oz a young bloke could be insured for $700 aussie $ for a nice v6, 3litre job and feel like he's being screwed! I know of a chap who at 25 was paying $300 for something similar and now for the killer apparently in New Zealand there is no car insurance - all taken care of by the government!

It's not the weather keeping me here and if I was 8 years younger and not self employed I'd be gone out of Ireland for good. Houses, cars, insurance, beer everything is miles cheaper in oz, nz or the us.

DivX

Sometimes it pays to be old!

29 years, Full No-Claims, full licence

€920 for Fire and Theft on BMW 325 TDS

and i know i'm still paying too much in comparison to the rest of europe

JohnBoy

Quinn Direct. Third Party Fire and Theft

1994 peugeot 405 1.9 GLD
23 1 years NCB, 1 years acceptable prev exp ( the rest was named driver, and only in bits'n pieces)
3rd provisional (awaiting test)
€4100

that was in july
I passed my test in october, and they took a grand off it.

John

rymus

€860 last August for third party

I'm a 21 (22 on tuesday - yippee) year old male from Cork on a full license and I'm driving a Yamaha Drag star 650. I think I have about 3 years NCB

dreading the thought of some day getting a car.. my bike insurance drops every year

BabyEater

On me Peugeot 106 1L i pay €3200 im 21 1yr no claims
I paid about €4300 for me first year tho

Spunog UIE

Originally posted by rymus
dreading the thought of some day getting a car.. my bike insurance drops every year

ah not good, i was talking to a guy that was 27ish and he had been riding a bike for yrs, really low premium and all and he just got a car a month ago and he was quoted like 4000, said his bike experiece counted for very little (car insurance people). So no he gotta go an build up a no claims bonus all again, sucks.

civic

Paying €1900 TPF&T on a 1.3 Honda Civic. 21 years old. First insurance in my own name. Did the Advanced driving course. Quotation of €4,000 before I did the course.

ando

Originally posted by civic
Paying €1900 TPF&T on a 1.3 Honda Civic. 21 years old. First insurance in my own name. Did the Advanced driving course.

$hit, that is a good premium civic.... really good infact considering I'm also 21 and paying 4600 on 1.4. Do you have a no claims bonus or something? Even with a 2years no claims and doing the hibernian ignition scheme I still would be paying 3700

civic

All I have is ony years driving experience on my mothers car. Being honest being insured under yopur parents does not seem to worth anything when you go to get your own policy. My experience was not taken into consideration my insurer said. Without the driving course I would not be driving the car I have now.

pclancy

tell me more about this advanced driving course!!!! Im 21, 1.3 civic and im looking at at least 5 grand! who and how do u do it?

sceptre

Originally posted by pclancy
tell me more about this advanced driving course!!!! Im 21, 1.3 civic and im looking at at least 5 grand! who and how do u do it?

http://fb.via-net-works.ie/insurance/Ignition.asp

There are a few threads about it if you go down a few pages in "Motors"

Kell

€2400 on a 1.4 Astra. 27, had two accidents though in the first year of the policy. Surprisingly it has come down though when renewed earlier this year. It was €2,600 last year. Shame about the accidents. It was £1,300 when I first took out the policy!

Finglas Incubus

Quinn Direct, TPF&T, 27, 0yrs NCB, 5yrs named driver exp., €1800 on a Mitsubishi FTO GPX (2L V6 Mivec), best quote I got before QD was in the region of 4 grand - Fing

Mr E

Originally posted by sceptre
1325 for TPF&T on a 1.4L Corolla (but then I'm 27, go figure)

Should come down again nicely next year if all goes well and I keep clean

(only passed test in March:))

What company, Sceptre? I'm 28 with a 1.3 Colt, I passed last March too, and my insurance is due in January.

- Dave.

xern

1600 for a 1.4 almera, 97. fully comp. I'm 25 with a full license.
I't my first policy aswell. I'm with FBD!

ando

is your company insured through FBD xern? or is your house or something insured with them iswell?

does FBD insurance go down drastically after the first or second year (providing no claims)? I really hope so !!!

xern

Originally posted by ando
is your company insured through FBD xern? or is your house or something insured with them iswell?

does FBD insurance go down drastically after the first or second year (providing no claims)? I really hope so !!!

I was a named driver for 4 and half years on my parents policy, so thats the only reason they took me! this is only my first policy on my own, i started it in october!

xern

batman_oh

1400 on an aprilia rs125 with a years no claims at 21
the fatsest 125 , only because i got a country address
my mate was quoted 5600 in dublin same age same no claims
thinkin of movin up but maybe get another year no claims a full licence and an r6

Runfree

2500 for a 1.1 Fiesta (93) Full License(3 year expierence)

or a quote for 2720 on a Honda CBR 250RR(Provesional License)

I am 20 years of age

sceptre

Originally posted by TmB
What company, Sceptre? I'm 28 with a 1.3 Colt, I passed last March too, and my insurance is due in January.

(replied to your PM but here's the info in case it's of use to anyone else)

The policy is with "Highway Insurance", got the quote through a broker in Mallow (Brosnan Boylan Golden). The actual policy cost was €1278 - admin fees and so on were €47 bringing the total cost up to 1325. The disadvantage is that they don't offer windscreen cover as an extra. The lowest quote I got from AXA (after mentioning the alternative quote) was 1523 (a good 400 less than their initial quote mind you). One year NCB factored in (less than your 3)

Mythago

Paying ?1306 TPFT on a '90 AUDI 80 1.8 petrol, 26 with a full no claims.....
But I've been payin almost exactly the same insurance for 5 years in a row
now!!(4 yrs of which was a '90 316i)
Down in OZ I had a 5.7 V8 for 6 months, all I had to pay was basic rego of
$400 i think and that included basic third party personal injury insurance!!

sound_wave

im 19 got my licence when i was 18 (passed first go heehee) driving a pug 106 1 litre (piece of crap by the way but gets from A to on the folks insurance on a 1.4 Escort when i passed the test , and i have the pleasure of driving my beloved pug all for the measely sum of 2000 euro :rolleyes: , hoping it will go down once i start to bulid up my NCB's...however still along way to go until i can drive my folks Escort again..apparently now the policy has changed and no one under the age of 40 can get insured on the Escort...fair i dont think so..well then again its Ireland..go figure.....
:mad:

highlight

I'm paying €900 for a 1.6 Renault Megane Coupe with AXA thru the AA. I have 70% no claims bonus, full licence for 5 years...But I've been paying around the same for the last six years no sign of it decreasing.

What I wonder though is - my BF on my policy costs nothing. (He's 30, full no claims bonus, drives a 2.0 Alfa Romeo and his insurance is €1000). But to have me on his insurance costs an etra €300!

ando

jeez, I really expected someone to come on and say they were paying more than me

The_Conductor

Euro 1544 for a 1.1 litre Peugeot 106
10 years full licence, but have not had Irish insurance myself previously. Was given 2 years no claims bonus in recognition of previous experience. The above includes insurance for my fiance who is on her first provisional licence.
I got a 20% discount for doing the advanced driving course.
Insurer- Hibernian

Note- the above includes the standard Dublin weighting.