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Really peed off

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  • 03-02-2003 5:47pm
    #1
    Dr. Dre
    Registered Users Posts: 1,711 ✭✭✭


    To summarise;

    Car stolen in 2000, crashed.
    Writen off by insurance Co. to the value of IR£2900, decided to fix up the car anyway, insurance Co. said fine.
    Grand, had a no claims protection limit of IR£3000
    Have paid two premiums since with no addition to the premium.
    Last years quote was €1100, provisional license (it's a 1.5L Mitsubishi by the way).

    Have now got full license and this years premium is ~€1360 :mad: , they're saying that this is due to my claim in 2000 :mad: !!
    So I rang them and tried to get to the bottom of it, turns out that they are including the cost of towing of the car to a garage (less than 10 miles) the fee ??
    ~€309 !! :confused:

    This makes me break my claim protection limit by ~€180 :mad:

    I'm absolutely furious, but what can I do ?
    Nothing I guess. :mad:


Comments

  • Options
    #2
    Chimaera
    Registered Users Posts: 1,652 ✭✭✭Chimaera


    That sounds rather dodgy to me - if they have not removed your no-claims bonus before this year, I don't see how they have any right to do it now. I'd suggest you have a chat with a solicitor.


  • Options
    #3
    mike65
    Closed Accounts Posts: 88,978 ✭✭✭✭mike65


    Are you saying the towing charge
    is now being included for the first time? If so I'd be querying that...

    How did you get a quote of €1100
    for a 1.5 as a provo driver?

    Mike.


  • Options
    #4
    Dr. Dre
    Registered Users Posts: 1,711 ✭✭✭Dr. Dre


    That sounds rather dodgy to me

    I might have a chat with the insurance federation tomorrow and see if they can shed any light on this.
    How did you get a quote of €1100

    I'm with the Engineers Institiute of Ireland, and they have a group scheme with a company in Dublin. I got insured 5 years ago when I was 23 in my first car a 1.3L Corolla for IR£1230 and that's the most I've ever paid them for a premium.

    So I know I won't be getting any sympathy from people who are paying some of the premiums I read about on here, but I'm just soooo MAD at the moment, I was honestly expecting somewhere in the region of €900 as they had given me a refund of €160 in November for passing my test then, it just doesn't add up ??


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