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Banking - The requirements of opening an account??(Ulster Bank)

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  • 28-04-2003 4:09pm
    #1
    xlex
    Closed Accounts Posts: 115 ✭✭


    Hello folks, Could one of you more enlightened people let me know what sort of documentation is required for opening a new account?

    What are peoples experiances of Ulster Bank.

    Cheers...


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    #2
    l3rian
    Closed Accounts Posts: 867 ✭✭✭l3rian


    1. A current passport or full driving license
    2. A recent household bill, such as ESB, gas or telephone

    Some branchs require you to make an appointment, to open an account. Dont know about UB. Give them a ring.


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    #3
    De Rebel
    Registered Users Posts: 1,109 ✭✭✭De Rebel


    Originally posted by xlex
    What are peoples experiances of Ulster Bank.
     [/B]

    My exeriences ove a long number of years have been good. Some comments here and here

    Others may have a different view.


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    #4
    hamster
    Registered Users Posts: 1,766 ✭✭✭hamster


    You probably know already but make sure you go for the standard current account. U-First has a minimum of 8 euro per quarter (or was that month?).


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    #5
    Dampsquid
    Registered Users Posts: 681 ✭✭✭Dampsquid


    My local AIB bank require that your employer has an account in that bank too or that you get paid directly into your account.


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    #6
    eth0_
    Registered Users Posts: 10,846 ✭✭✭✭eth0_


    Originally posted by hamster
    You probably know already but make sure you go for the standard current account. U-First has a minimum of 8 euro per quarter (or was that month?).

    €8 per month. It's a useless account. The "travel discount" is sh1t, i've gotten quotes off them a few times before and I could always get cheaper off gohop!

    And you get 10% off a few over-priced restaurants. The only good thing is a small discount on loan interest rates.


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    #7
    hamster
    Registered Users Posts: 1,766 ✭✭✭hamster


    Originally posted by eth0_
    €8 per month. It's a useless account. The "travel discount" is sh1t, i've gotten quotes off them a few times before and I could always get cheaper off gohop!

    And you get 10% off a few over-priced restaurants. The only good thing is a small discount on loan interest rates.

    Yep, again...make sure you go for the standard current account. I had some hassle convincing the spokesman that it did exist besides the U-first one. I referred him to their own Ulster website. Oh hum.


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    #8
    Typedef
    Closed Accounts Posts: 5,564 ✭✭✭Typedef


    Make sure you can get plasitc * with your current a/c

    Plastic : A licence to shop.

    *credit card that is.


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    #9
    hamster
    Registered Users Posts: 1,766 ✭✭✭hamster


    Actually da ya know if their 24 hour-online banking facility is an extra charge if you sign up to that?


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    #10
    Typedef
    Closed Accounts Posts: 5,564 ✭✭✭Typedef


    You're talking about a bank old boy.

    Of course it costs extra.


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    #11
    hamster
    Registered Users Posts: 1,766 ✭✭✭hamster


    Of course it costs extra.

    Are you sure? With AIB it's "free". ie you are already being charged for standard transactions etc. :(

    How much extra do they charge you, assuming you're with them?


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    #12
    De Rebel
    Registered Users Posts: 1,109 ✭✭✭De Rebel


    Originally posted by hamster
    Actually da ya know if their 24 hour-online banking facility is an extra charge if you sign up to that?
    AFAIK its free to personal customers, its EUR15 per month to business customers.


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    #13
    hamster
    Registered Users Posts: 1,766 ✭✭✭hamster


    De Rebel,

    Thanks for that piece o' info!


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    #14
    dmeehan
    Registered Users Posts: 2,455 ✭✭✭dmeehan


    I'm with AIB and their i-net/fone banking doesnt cost me any extra to use, however you are still charged 30c for paper/in-branch transactions and 20c for automated transactions

    direct debits, standing orders and online transfers all count as automated transactions

    bizarely if i transfer money from 1 of my a/cs to another usoing online banking i am charged 20c for transfering it from the source a/c and another 20c for receiving it in the destination a/c


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    #15
    hamster
    Registered Users Posts: 1,766 ✭✭✭hamster


    Originally posted by dmeehan

    bizarely if i transfer money from 1 of my a/cs to another usoing online banking i am charged 20c for transfering it from the source a/c and another 20c for receiving it in the destination a/c

    Yep. Good example of transaction charging maddness. That's sort of transaction is a double charge.


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