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Carers benifit

  • 22-07-2017 11:03am
    #1
    zoviea
    Registered Users, Registered Users 2 Posts: 80 ✭✭


    Can anyone help me with this? I work and my husband is on disability benefits due to an illness. My son is ASD and doing lots of assessments so I was thinking of reducing my work hours to 15 and get carers benefit for a while until he has his assessment s and therapys out of the way but I worried how it will affect out total income.
    So I'll only work 15 hours, so I'll lose FIS. But can my husband continue to claim for me as he's doing as a Qualified adult ?? If I am claiming carers benifit..
    And will that mean that I will only get hate rate carers benifit?
    It's just confusing, sorry for all the questions but thanks in advance for any help


Comments

  • #2
    fussyonion
    Registered Users, Registered Users 2 Posts: 7,821 ✭✭✭fussyonion


    zoviea wrote: »
    Can anyone help me with this? I work and my husband is on disability benefits due to an illness. My son is ASD and doing lots of assessments so I was thinking of reducing my work hours to 15 and get carers benefit for a while until he has his assessment s and therapys out of the way but I worried how it will affect out total income.
    So I'll only work 15 hours, so I'll lose FIS. But can my husband continue to claim for me as he's doing as a Qualified adult ?? If I am claiming carers benifit..
    And will that mean that I will only get hate rate carers benifit?
    It's just confusing, sorry for all the questions but thanks in advance for any help

    If your husband continues to claim you as a Qualified Adult Dependant then you will receive half-rate Carer's Allowance and as far as I know you can still work 15 hours a week.

    If you want to go full Carer's, I don't think you can work at all but if I'm wrong I'm sure someone here can advise you further.


  • #3
    njs030
    Closed Accounts Posts: 4,030 ✭✭✭njs030


    If you want to apply for carers benefit you'll need to leave work, it's for people who have left the workforce to care for someone.


  • #4
    myshirt
    Registered Users, Registered Users 2 Posts: 5,245 ✭✭✭myshirt


    Given you are on FIS I take it you are on low money.

    Yes, the optimum way here is for your husband to claim his payment, claim for you as qualified adult, you get half rate carers (go allowance), and work the 15 hours. There will be a small reduction in the cashflow your husband's way, but overall this is the optimum scenario for you given your situation.


  • #5
    zoviea
    Registered Users, Registered Users 2 Posts: 80 ✭✭zoviea


    notjustsweet wrote: »
    If you want to apply for carers benefit you'll need to leave work, it's for people who have left the workforce to care for someone.

    I plan on reducing my hours, I am sure that I can work 15 hours and be on carers benefit..at least that's what I thought!


  • #6
    fussyonion
    Registered Users, Registered Users 2 Posts: 7,821 ✭✭✭fussyonion


    zoviea wrote: »
    I plan on reducing my hours, I am sure that I can work 15 hours and be on carers benefit..at least that's what I thought!

    Yes on half-rate Carer's.
    How can you work 15 hrs if you plan on looking after somebody full-time?
    So full Carer's is if you're being someone's carer full-time.


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  • #7
    njs030
    Closed Accounts Posts: 4,030 ✭✭✭njs030


    zoviea wrote: »
    I plan on reducing my hours, I am sure that I can work 15 hours and be on carers benefit..at least that's what I thought!

    No it's in the very first line that carers benefit is for people who have left the workforce and isn't means tested.

    http://www.welfare.ie/en/Pages/carb.aspx

    You're thinking of carers allowance which is a means tested benefits so you can work the 15 hours but what you earn is taken into account in a means test.


  • #8
    zoviea
    Registered Users, Registered Users 2 Posts: 80 ✭✭zoviea


    fussyonion wrote: »
    Yes on half-rate Carer's.
    How can you work 15 hrs if you plan on looking after somebody full-time?
    So full Carer's is if you're being someone's carer full-time.

    Oh right... So I can't reduce my hours, but I can take up employment for uptown 15 hours and get half rate carers?


  • #9
    njs030
    Closed Accounts Posts: 4,030 ✭✭✭njs030


    zoviea wrote: »
    Oh right... So I can't reduce my hours, but I can take up employment for uptown 15 hours and get half rate carers?

    Op if you read the link you posted the third one down states you must give up work to be a full time carer.
    I think you've become confused with the part where it's talking about contributions.


    As I said in my last post if you want to work up to 15 hours you can apply for carers allowance but you will be means tested against it.
    If you want carers benefit it isn't means tested so you will get the full amount but you will have to give up work entirely.
    I don't know where the half rate is coming into it.

    Perhaps citizens advice would be best placed to help you work out which would benefit you most financially.


  • #10
    zoviea
    Registered Users, Registered Users 2 Posts: 80 ✭✭zoviea


    notjustsweet wrote: »
    Op if you read the link you posted the third one down states you must give up work to be a full time carer.
    I think you've become confused with the part where it's talking about contributions.


    As I said in my last post if you want to work up to 15 hours you can apply for carers allowance but you will be means tested against it.
    If you want carers benefit it isn't means tested so you will get the full amount but you will have to give up work entirely.
    I don't know where the half rate is coming into it.

    Perhaps citizens advice would be best placed to help you work out which would benefit you most financially.
    Yes but the last one said you can't work for more than 15 hours, this is what confusing me. I'll ask my welfare office anyway, just wondering if anyone was in this position


  • #11
    Balagan
    Registered Users, Registered Users 2 Posts: 2,168 ✭✭✭Balagan


    You may be eligible for Carer's Benefit if:

    You are aged 16 or over and under 66.
    You have been employed for at least 8 weeks, whether consecutive or not, in the previous 26 week period. You must be in employment for a minimum of 16 hours per week or 32 hours per fortnight. You don't have to meet this condition if you were getting Carer's Benefit in the previous 26 weeks.
    You give up work in order to be a full-time carer. Being a full-time carer means you must be living with or in a position to provide full-time care and attention to a person in need of care who is not living in an institution.
    You are not living in a hospital, convalescent home or other similar institution. However, you may continue to be regarded as providing full-time care and attention, if you or the person being cared for is having medical or other treatment in a hospital or other institution for a period not longer than 13 weeks.
    You meet the PRSI contribution conditions.
    The person being cared for is so incapacitated as to require full-time care and attention and is not normally living in an institution. Medical certification is required unless the person being cared for is a child who is getting Domiciliary Care Allowance. The carer of a child on a Domiciliary Care Allowance does not need to be the person who receives that allowance on the child's behalf.
    You must not take part in employment, self-employment, training or education courses outside the home for more than 15 hours a week. The maximum amount you can earn is €332.50 per week. (€332.50 is your net income after you have deducted income tax and Universal Social Charge, PRSI, superannuation (pension payments), pension levy, union dues, subscriptions to Friendly Societies and any health insurance contract premium from your total wage.)     http://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/carers/carers_benefit.html Page edited: 9 May 2017

    Carer's Payments - Part-time Work/Self employment

    << Return to Chapter 4 index page

    Persons in receipt of Carers Allowance and Carers Benefit can engage in part- time employment or self-employment and continue to receive a Carers payment. The carer must notify the Department of Social Protection before taking up any work.

    Both Carer’s Benefit and Allowance:
    The following is allowed, if during the carer’s absence, adequate provision of care has been arranged for the person being cared for:
    voluntary or community work for up to 15 hours a week
    limited self-employment in your own home     (any earnings will be assessed as means – Carer’s Allowance only)
    employment outside your home for up to 15 hours a week (any earnings will be assessed as means – Carer’s Allowance only)
    Education or training courses up to 15 hours per week.
    Carer’s Benefit only:
    You cannot earn more than €332.50 per week from employment
    work / Self Employment
    https://www.inou.ie/workingforwork22/chapter41/carers-payments---part-ti.html


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  • #12
    Knine
    Registered Users, Registered Users 2 Posts: 3,772 ✭✭✭Knine


    Just to note that Carers Allowance is not an easy payment to get. It is not as simple as just applying. You have to prove that your child has a severe disability. It is seldom granted for children who are not receiving Domicilary Care Allowance. The DCA is only paid for children with severe disabilities & it is diffcult for children with ASD to get this payment.

    The OP needs to look into this.


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