Credit card type system for dole recipients?

Creative83 · 10-03-2018 07:35PM #1

Instead of cash a person's card is topped up. Only able to purchase day to day essentials... cigarettes and alcohol banned for example.

Would this approach hold much merit? I know in the States they have a system like this. I suppose the point of it would be to prioritise day to day expenses.

Maybe a trial might be useful

Ajsoprano · 10-03-2018 07:37PM

Why can’t they have s beer or a smoke?

If they were alcoholics they’d just buy stuff with their card and sell it to buy booze. Some shops would scan butter but give booze.

How about we use that money to help people instead of try kick them.

Doltanian · 10-03-2018 07:38PM

Why not try Gas Chambers instead or maybe post-Birth Abortion? People in Ireland don't deserve this sort of disgusting treatment. What is needed is jobs for the masses and an end to open borders and the race to the bottom in terms of jobs and wages. If a person could secure a €500/week job why should he draw the dole, if he turns down thus job, no dole simples.

McMurphy · 10-03-2018 07:39PM

This thread has been done about 27 times now.

drillyeye · 10-03-2018 07:39PM

Creative83 wrote: »

Instead of cash a person's card is topped up. Only able to purchase day to day essentials... cigarettes and alcohol banned for example.

Would this approach hold much merit? I know in the States they have a system like this. I suppose the point of it would be to prioritise day to day expenses.

Maybe a trial might be useful

Why? Do you think the government would give you the extra money instead?

Ajsoprano · 10-03-2018 07:41PM

drillyeye wrote: »

Why? Do you think the government would give you the extra money instead?

I know who’d get the contract making the cards.

corner of hells · 10-03-2018 07:41PM

Creative83 wrote: »

Instead of cash a person's card is topped up. Only able to purchase day to day essentials... cigarettes and alcohol banned for example.

Would this approach hold much merit? I know in the States they have a system like this. I suppose the point of it would be to prioritise day to day expenses.

Maybe a trial might be useful

Instead of a card , how about a barcode tattooed on them that they scan in the shop ?

suicide_circus · 10-03-2018 07:42PM

The most vunerable in society need cold hard cash into their hands every week.

splinter65 · 10-03-2018 07:43PM

The St Vincentvde Paul in our town don’t make any cash donations to anyone anymore and it’s working out just fine.

MilesMorales1 · 10-03-2018 07:44PM

Wow, a dole bashing thread on AH, how original.

splinter65 · 10-03-2018 07:44PM

drillyeye wrote: »

Why? Do you think the government would give you the extra money instead?

There wouldn’t be any extra money.

RustyNut · 10-03-2018 07:45PM

I don't think america is a society we should be taking a lead from. I've worked for the last 35 years and paid prsi for every week of that, why should I not get the full benefits of the tax I have paid if I find myself unemployed?

Your Face · 10-03-2018 07:45PM

Clem Fandango

drillyeye · 10-03-2018 07:46PM

First, they came for people on the dole, and I did nothing.

Then, they repeated it a billion times.

OldMrBrennan83 · 10-03-2018 07:46PM

This post has been deleted.

Avatar MIA · 10-03-2018 07:47PM

corner of hells wrote: »

Instead of a card , how about a barcode tattooed on them that they scan in the shop ?

We'd have to come up with a pain free way of applying the tattoo, but good thinking. Keep it up.

Creative83 · 10-03-2018 07:47PM

RustyNut wrote: »

I don't think america is a society we should be taking a lead from. I've worked for the last 35 years and paid prsi for every week of that, why should I not get the full benefits of the tax I have paid if I find myself unemployed?

Because it's not a piggy bank.

trixiebust · 10-03-2018 07:49PM

No wonder this site's dying.

splinter65 · 10-03-2018 07:53PM

RustyNut wrote: »

I don't think america is a society we should be taking a lead from. I've worked for the last 35 years and paid prsi for every week of that, why should I not get the full benefits of the tax I have paid?

You would get the full benefits, but you will be restricted in what you can spend the benefits on.
Kids are cold and hungry in Ireland tonight because of poor money management issues.
If you had to pay rent, buy food shopping and electricity and gas/oil every week then these terrible situations would be less frequent and not so widespread.
If you are in LA housing your rent is deducted from your SW payment.
You can opt to have other utilities and bills deducted too but I think it should be mandatory especially if you have a history of being disconnected.
The pay as you go meter is expensive but is so practical for people it’s a godsend.

DontThankMe · 10-03-2018 07:55PM

Na cos them buying fags and booze puts a lot of money back in the government's pocket because of the high taxes on those goods

Staplor · 10-03-2018 07:55PM

ECB did a survey recently on consumer attitudes to cash, there were 2 groups identified in the cash v card debate, one group found cash easier to budget with, the other found cards, apps and online banking easier.

One of the most effective budgeting techniques involves cash and envelopes, setting up an envelope for all your expenditure and ring fencing that cash for that purpose. It cannot be done without cash, the tangibility makes it easier to deal with.

suicide_circus · 10-03-2018 07:56PM

Can we have some actual arguments against it?

drillyeye · 10-03-2018 07:59PM

DontThankMe wrote: »

Na cos them buying fags and booze puts a lot of money back in the government's pocket because of the high taxes on those goods

DING DING!! We have a winner, chicken dinner!

corner of hells · 10-03-2018 08:03PM

splinter65 wrote: »

You would get the full benefits, but you will be restricted in what you can spend the benefits on.
Kids are cold and hungry in Ireland tonight because of poor money management issues.
If you had to pay rent, buy food shopping and electricity and gas/oil every week then these terrible situations would be less frequent and not so widespread.
If you are in LA housing your rent is deducted from your SW payment.
You can opt to have other utilities and bills deducted too but I think it should be mandatory especially if you have a history of being disconnected.
The pay as you go meter is expensive but is so practical for people it’s a godsend.

Some Housing Associations like PMVT etc are doing something similar here.

Fred Swanson · 10-03-2018 08:03PM

This post has been deleted.

Hitman3000 · 10-03-2018 08:08PM

FFS is there a limit of Dole threads on Boards?

Hitman3000 · 10-03-2018 08:10PM

suicide_circus wrote:

Can we have some actual arguments against it?

Where's the fun in that?

suicide_circus · 10-03-2018 08:10PM

What are they going to when society becomes cashless?

Hitman3000 · 10-03-2018 08:12PM

suicide_circus wrote:

What are they going to when society becomes cashless?

Same as anyone else use a debit card for what they want same as you.

suicide_circus · 10-03-2018 08:13PM

Hitman3000 wrote: »

Same as anyone else use a debit card for what they want same as you.

And they won't all starve to death?

endacl · 10-03-2018 08:13PM

I used to buy fags with butter vouchers back in the day...

Hitman3000 · 10-03-2018 08:15PM

suicide_circus wrote:

And they won't all starve to death?

Why would they starve? I don't get this fascination with trying to dictate how people spend the money they receive on SW. It's noones business but the recipients. People would be far better f**king off and minding their own business.

drillyeye · 10-03-2018 08:16PM

endacl wrote: »

I used to buy fags with butter vouchers back in the day...

Desperate gigolos in the phoeno are probably best left hidden in your past.

suicide_circus · 10-03-2018 08:17PM

Hitman3000 wrote: »

Why would they starve? I don't get this fascination with trying to dictate how people spend the money they receive on SW. It's noones business but the recipients. People would be far better f**king off and minding their own business.

I don't care what they spend their money on. Just don't see the problem with hypothetically moving it to a cashless system. Ignoring the cost of introducing the system, why is it a bad idea?

drillyeye · 10-03-2018 08:19PM

Hitman3000 wrote: »

Why would they starve? I don't get this fascination with trying to dictate how people spend the money they receive on SW. It's noones business but the recipients. People would be far better f**king off and minding their own business.

Its the "****-rolls-down-hill" attitude.

People who work feel put upon by the government. In turn, they get sexual release by putting it on those below them.

"a slave doesn't want to be free, they only want their own slaves" etc

Hitman3000 · 10-03-2018 08:19PM

suicide_circus wrote:

I don't care what they spend their money on. Just don't see the problem with hypothetically moving it to a cashless system. Ignoring the cost of introducing the system, why is it a bad idea?

Did I say it was? I don't seek to restrict what someone spends their money on. It's none of my business. Not everyone thinks that.

suicide_circus · 10-03-2018 08:21PM

So there would be no problem moving to a cashless system. Grand.

splinter65 · 10-03-2018 08:21PM

Hitman3000 wrote: »

Why would they starve? I don't get this fascination with trying to dictate how people spend the money they receive on SW. It's noones business but the recipients. People would be far better f**king off and minding their own business.

It’s everyones business when kids are hungry and cold going to bed at night.

Hitman3000 · 10-03-2018 08:23PM

splinter65 wrote:

Itâ€™s everyones business when kids are hungry and cold going to bed at night.

I have some friends on SW, kids are well feed and warm. See what I did there?

splinter65 · 10-03-2018 08:25PM

Hitman3000 wrote: »

I have some friends on SW, kids are well feed and warm. See what I did there?

Not everyone is managing like your friends.

Hitman3000 · 10-03-2018 08:27PM

splinter65 wrote:

Not everyone is managing like your friends.

So you seek to restrict a large number of people due to actions of a few. I know somewhere else that likes to visit collective punishment on a section of a population. Not a nice thing.

splinter65 · 10-03-2018 08:35PM

Hitman3000 wrote: »

So you seek to restrict a large number of people due to actions of a few. I know somewhere else that likes to visit collective punishment on a section of a population. Not a nice thing.

How is it punishment? It would only apply to Jobseekers payments because it’s only short term till they get work.
Rent/mortgage and utilities weekly amount agreed with provider beforehand and deducted from SW payment in advance, the balance loaded onto a debit card for grocery shopping.
What’s the problem?

Staplor · 10-03-2018 08:35PM

suicide_circus wrote: »

So there would be no problem moving to a cashless system. Grand.

Never gonna happen pal. We can increase card usage, but not replace cash.

corner of hells · 10-03-2018 08:38PM

splinter65 wrote: »

How is it punishment? It would only apply to Jobseekers payments because it’s only short term till they get work.
Rent/mortgage and utilities weekly amount agreed with provider beforehand and deducted from SW payment in advance, the balance loaded onto a debit card for grocery shopping.
What’s the problem?

Maybe because people's choice is being taken away ?
I might want to spend a little money on a trip to the cinema or a treat for a loved one but if it's loaded on to a card , I can't .

Staplor · 10-03-2018 08:46PM

splinter65 wrote: »

How is it punishment? It would only apply to Jobseekers payments because it’s only short term till they get work.
Rent/mortgage and utilities weekly amount agreed with provider beforehand and deducted from SW payment in advance, the balance loaded onto a debit card for grocery shopping.
What’s the problem?

If a kid pays €2 a week for football how is that realistically done on a card? This is an issue of society more so than an economy.

steddyeddy · 10-03-2018 08:48PM

Guys I have to say this is pathetic. I honestly refuse to believe that people who spend so much time worrying about how unemployed people spend their money are productive members of society. Please get a life.

splinter65 · 10-03-2018 08:50PM

Staplor wrote: »

If a kid pays €2 a week for football how is that realistically done on a card? This is an issue of society more so than an economy.

If €20 was paid in cash would that be enough?

Are Am Eye · 10-03-2018 08:51PM

Staplor wrote: »

If a kid pays €2 a week for football how is that realistically done on a card? This is an issue of society more so than an economy.

What about jumpers for goalposts? Eh? Isn't it. Marvelous
Small boys in the park. Three in the middle, four up front.
One's gone home for his tea. Beans on toast. Don't quote me on that.

Are Am Eye · 10-03-2018 08:53PM

steddyeddy wrote: »

that people who spend so much time worrying about how unemployed people spend their money are productive members of society. Please get a life.

So oppressing the downthrodden is no longer a life is it?

splinter65 · 10-03-2018 08:53PM

A couple with 2 kids get €392.60 per week JSA from 26 March.
Local Authority rent is differential and in my county the rent would be €58.

Ajsoprano · 10-03-2018 08:54PM

Will every new business need to set up for this card? Plumbers jewellery stalls in parks?

Credit card type system for dole recipients?

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