Number26/N26 Mastercard/Account now for Irish Residents

jrmb wrote: »

Do you have an account anywhere with an Irish IBAN? I gave Vodafone my credit union IBAN to see if it worked as a workaround. It did, and then I changed my payment preference to my N26 debit card.

Is anyone else having A LOT of declined payments with a virtual card?

Just tried to pay my car insurance and declined, same at a hotel a few weeks ago

Using revolut with no issues (got a free physical card send out via a deal)

Yeah its basically your card on the app etc unless you pay E10 delivery ("free" banking) to get a physical one

No. The virtual card is free not the physical one.

Just got a notification for an authorised transaction of $50 from some restaurant in Texas which was immediately refunded. If I try to get help on it I'm sent into an endless loop of pressing "Get help on this transaction" which opens the chatbot which tells me to press "Get help on this transaction". Anyone had anything like this before? Since it was immediately refunded I'm inclined to think it's some error rather than my card being compromised.

Edit: As soon as I posted this there was a second transaction for a larger amount, the first must have been a test. Cancelled my card and the payment is on hold.

The most recent transaction seemed to break the infinite loop with support so I was able to report both charges. They're listed as on hold now, still down some money in the meantime.

Not sure how my details could have been compromised, haven't used my physical card in months, just Google Pay. Only unusual online payment was this morning actually, got a text from An Post for customs charges I was expecting, paid through the official An Post website so unless their payment provider is scamming people that's likely a coincidence.

Is there any point trying a chargeback for an item I bought on a Japanese auction site?

Item never came.

It got to portlaoise sorting office, didn't move for a few weeks and sent back.

Auction site says they are not responsible and no way of contacting seller.

Positive.

Was just onto an post and all they could tell me was couldnt say for certain but usually reason would be either damaged packaging or problem with address.

Yeah I have done.

It's a funny one with this Japanese site.

I pay the winning bid plus some fees then 10 days later I have to pay a second amount for international shipping and packaging + fees.

It's like a couple of different people get the funds.

One payment was 67 euro and the other was 65.

Will n26 get money off seller,audition site, shipping co.??

The tracking number should be enough to prove you did not get the goods. Also include the invoice/confirmation email that included the tracking number.

You can specify there are no contact details for the merchant (that is very strange).

For me I had a email chain from Google, over a month, saying they were looking into it, but never did.

No I never got a physical card as I said what's the point paying E10 delivery for "free" banking and luckily had revolut to fall back on

Think I'm finished with N26,I don't think revolut customer care is any better but you're given less reasons to have to contact them

No I did nothing different to what I usually do and randomly can't use it in some places, doesn't make sense