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Bike to Work scheme - the Megathread - Read post #1 before posting

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Comments

  • Registered Users, Registered Users 2 Posts: 448 ✭✭Smokeyskelton


    DaveyDave wrote: »
    Apologies I know people hate frequently asked questions being repeated but I read through 3 pages of search results for this thread and found mixed results going back to 2018.

    Canyon. What's the verdict for bikes exceeding the grant? Some say they paid the excess, others are saying they won't take split payments.

    My employer paid the 1,000 into Canyon's bank account and I paid the balance by bank transfer from my end. Canyon didn't have any issue with that. There was a bit of delay with the employer's payment so that was a bit stressful, but all worked out ok in the end.

    Canyon just provided an invoice for the whole amount and I gave that to my employer.

    There was a bit of confusion with my employer initially saying they would not send money to a non-Irish account, but then said it wasn't a problem. Employer also initially wanted an invoice for exactly 1,000, but I just gave them the invoice for the full amount, and they didn't raise an issue.

    My employer also insisted the bike had to be delivered to the company address, which was weird, but didn't cause me any issues, so I needed an amended invoice with my employer's address. Other than that it was fine. I had to use Canyon chat function a few times with all those issues, but as I said, it worked out fine in the end.

    Good luck with it.


  • Registered Users Posts: 6,298 ✭✭✭DaveyDave


    I emailed to ask if I could buy online and the response wasn't clear, company policy also says to pick a supplier from Tax Free Bicycles so wasn't confident in the online approach. Called HR to confirm who's paying it and the company pays directly so no messing around with a voucher so that's a good step. The issue with online is generally you buy something on your card and obviously you can't get a refund with the scheme so I think that's why there was hesitation with online purchases.

    Since Canyon issue an invoice before purchasing I should be able to send it to accounts, fill in the salary deduction etc. I emailed Canyon just to confirm they will take split payments, fingers crossed.


  • Registered Users Posts: 10,669 ✭✭✭✭MJohnston


    It may not be relevant to the Bike to Work scheme, but Canyon offer a zero APR split payment scheme for their bikes (bought a Roadlite using that last year) so they are at least receptive to not receiving the full payment all at once.


  • Registered Users, Registered Users 2 Posts: 1,190 ✭✭✭quenching


    adrian522 wrote: »
    Any thoughts on this Cube Atttain GTC Race?

    https://www.cyclesuperstore.ie/shop/pc/viewPrd.asp?idproduct=152512

    Have an option to buy on BTW for €1660. Are there any upgrades worth making out of the gate, tyres wheels etc?

    Currently have a Giant defy from 2015 that I may keep for winter or just keep permanently on the turbo trainer.


    I’m due to pick one of these up this week, curious about the pricing. Can I ask did you use a third party company for the BTW scheme or pay them directly? The €1660 pricing shows for my VIP membership alright but there’s a note that if using BTW vouchers they won’t give the full VIP discount and “ A claw back of 8-10% on Bike to Work Voucher payments or 6% will be made.” so I’ve no idea what I’ll really pay.

    Didn’t notice the lack of quick release wheels until you pointed that out!


  • Registered Users, Registered Users 2 Posts: 673 ✭✭✭TychoCaine


    quenching wrote: »
    Didn’t notice the lack of quick release wheels until you pointed that out!
    Quick release wheels went out of style a few years ago. They're not stiff enough for disc brakes, so we've got thru-axles now.


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  • Moderators, Sports Moderators Posts: 25,202 Mod ✭✭✭✭CramCycle


    TychoCaine wrote: »
    Quick release wheels went out of style a few years ago. They're not stiff enough for disc brakes, so we've got thru-axles now.

    Not out of style, just only for rim brakes, just saying.


  • Registered Users, Registered Users 2 Posts: 673 ✭✭✭TychoCaine


    CramCycle wrote: »
    Not out of style, just only for rim brakes, just saying.

    Yeah, but rim brakes went out of style too. Same difference


  • Moderators, Computer Games Moderators, Recreation & Hobbies Moderators, Sports Moderators Posts: 16,139 Mod ✭✭✭✭adrian522


    quenching wrote: »
    I’m due to pick one of these up this week, curious about the pricing. Can I ask did you use a third party company for the BTW scheme or pay them directly? The €1660 pricing shows for my VIP membership alright but there’s a note that if using BTW vouchers they won’t give the full VIP discount and “ A claw back of 8-10% on Bike to Work Voucher payments or 6% will be made.” so I’ve no idea what I’ll really pay.

    Didn’t notice the lack of quick release wheels until you pointed that out!

    I just paid the balance, so 1250 went through the company and I paid €410 I think. I don't think my company uses a 3rd party though.


  • Moderators, Sports Moderators Posts: 25,202 Mod ✭✭✭✭CramCycle


    TychoCaine wrote: »
    Yeah, but rim brakes went out of style too. Same difference
    I think this deserves another thread because, well mainly, you are wrong.


  • Registered Users, Registered Users 2 Posts: 673 ✭✭✭TychoCaine


    CramCycle wrote: »
    I think this deserves another thread because, well mainly, you are wrong.

    :D


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  • Registered Users, Registered Users 2 Posts: 1,190 ✭✭✭quenching


    adrian522 wrote: »
    I just paid the balance, so 1250 went through the company and I paid €410 I think. I don't think my company uses a 3rd party though.

    Thanks for that. I believe the likes of TravelHub take 8% or so of the voucher value so it costs the shop if you use them, so there’s €100 of the VIP discount gone straight away I suppose.


  • Registered Users Posts: 6,298 ✭✭✭DaveyDave


    Canyon seem to have misunderstood my question, but it seems like there's no issue with split payments, financed bikes aren't available with the scheme though which is fine.

    "We are happy to hear you are interested in a purchase with Canyon. It is not possible to use Splitit in conjunction with the Irish Bike to Work scheme. The only option is to select Pre-Payment as the payment method then an invoice will be generated and sent to you by email. Please then pass the invoice to the HR department of your company for payment. They can then pay the 1250EUR for a normal bike, and 1500EUR for e-bikes, for the scheme and you can pay us the remaining balance via bank transfer. Bank transfer is the only method we can accept."

    Time to submit some paperwork...


  • Registered Users, Registered Users 2 Posts: 388 ✭✭insert name here 123


    https://shop.independent.ie/pages/electric-bikes

    €1,500 + free delivery in Ireland.

    Came across this on the indo website. I know nothing about the bike nor do I work for the indo:)

    It mentions a saving of a €1,000 (€2,499 RRP) and it is offered on the Cycle to Work scheme.

    Might be of interest to someone here?


  • Registered Users, Registered Users 2 Posts: 673 ✭✭✭TychoCaine


    https://shop.independent.ie/pages/electric-bikes

    €1,500 + free delivery in Ireland.

    Came across this on the indo website. I know nothing about the bike nor do I work for the indo:)

    It mentions a saving of a €1,000 (€2,499 RRP) and it is offered on the Cycle to Work scheme.

    Might be of interest to someone here?

    That was never a €2,500 bike. You'll get bikes like that for €1,500 from any bike shop. The Indo shop is full of products like that with inflated RRPs so they can advertise crazy discounts


  • Registered Users, Registered Users 2 Posts: 388 ✭✭insert name here 123


    TychoCaine wrote: »
    That was never a €2,500 bike. You'll get bikes like that for €1,500 from any bike shop. The Indo shop is full of products like that with inflated RRPs so they can advertise crazy discounts

    https://www.veloci.be/nl/veloci-spirit-dames

    Seems to be 2,500e on the above site? But yeah probably inflating prices, sure they not the only ones...


  • Registered Users, Registered Users 2 Posts: 6,373 ✭✭✭iwillhtfu


    TychoCaine wrote: »
    That was never a €2,500 bike. You'll get bikes like that for €1,500 from any bike shop. The Indo shop is full of products like that with inflated RRPs so they can advertise crazy discounts

    I don't think you would with that battery and motor combination. Everything else on it is budget. You could certainly spend €1500 on something worse that's for sure.


  • Registered Users, Registered Users 2 Posts: 673 ✭✭✭TychoCaine


    https://www.veloci.be/nl/veloci-spirit-dames

    Seems to be 2,500e on the above site? But yeah probably inflating prices, sure they not the only ones...

    https://www.independent.ie/business/technology/veloci-spirit-ebike-is-a-good-ride-but-on-the-pricey-side-40104027.html

    Here's an review in their own paper saying it was expensive @ €1,499 :D:D:D:D

    At the end of the day e-bikes fall into 2 price categories: Ones with Chinese built motors are all in the €1,500 range. The Bafang motor in this bike is one of these Chinese ones. The bikes with Shimano & Bosch motors are all €2,500+


  • Registered Users Posts: 6,298 ✭✭✭DaveyDave


    Christ 28kg, wouldn't want to be bringing that up some stairs in an office or apartment.


  • Registered Users, Registered Users 2 Posts: 310 ✭✭FromADistance


    Am looking for a hybrid bike under the BTW scheme. Any good recommendations for around the 1k mark?


  • Registered Users, Registered Users 2 Posts: 4,747 ✭✭✭MojoMaker


    Someone on here got a very nice Boardman hybrid from Halfords in the last couple of weeks - surprised a few people.


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  • Registered Users Posts: 373 ✭✭JimmyCorkhill


    Workplace is using cyclescheme.ie and I think you need to use the retailers on the site.

    Was looking at a Boardman Road Bike with Halfords but seems Halfords is not one of the retailers.

    Is Boardman generally only stocked with Halfords?

    Thanks


  • Registered Users, Registered Users 2 Posts: 6,373 ✭✭✭iwillhtfu


    Workplace is using cyclescheme.ie and I think you need to use the retailers on the site.

    Was looking at a Boardman Road Bike with Halfords but seems Halfords is not one of the retailers.

    Is Boardman generally only stocked with Halfords?

    Thanks

    Yeah I think they did an exclusivity deal years ago. On the upside they're only average bikes and plenty of nice alternatives. Take a look at some of the orbea and cube bikes. Also I'm not sure if they deal with voucher schemes but decathlon have some nice bikes.


  • Registered Users Posts: 373 ✭✭JimmyCorkhill


    iwillhtfu wrote: »
    Yeah I think they did an exclusivity deal years ago. On the upside they're only average bikes and plenty of nice alternatives. Take a look at some of the orbea and cube bikes. Also I'm not sure if they deal with voucher schemes but decathlon have some nice bikes.

    Thank you.


  • Registered Users, Registered Users 2 Posts: 511 ✭✭✭Kamu


    Hello everyone.
    I'm going to finally get a new bike through b2w.

    Any recommended stores around Dublin city centre to work with?

    Also, any recommendations for a road bike? I'll be looking to spend the full 1200.


  • Moderators, Politics Moderators Posts: 40,424 Mod ✭✭✭✭Seth Brundle


    Whereabouts in Dublin are you?
    Also the limit for non-electric bikes is €1250 rather than €1200 (if you spend any more than this, there is no relief on that amount).


  • Registered Users, Registered Users 2 Posts: 511 ✭✭✭Kamu


    Whereabouts in Dublin are you?
    Also the limit for non-electric bikes is €1250 rather than €1200 (if you spend any more than this, there is no relief on that amount).

    Ah nice, I be spending the 1250 so! (Or there thereabouts)
    I live in Dublin city centre near temple bar. I know of cycle bike, cycleways and p&k cycles. Not sure of they're reputable or what kind of stock they have though!


  • Registered Users Posts: 10,669 ✭✭✭✭MJohnston


    I like Rothar, although I'm not sure if their Fade Street branch is gone now? They deliver anyway, so might not matter. I've also had many repairs and services done at Penny Farther cycles and have found them to be solid too.


  • Registered Users Posts: 48 podgey1992


    Hi All,

    I'm a civil servant and want to get the VanMoof S3 bike as part of the cycle to work scheme, I emailed VanMoof for a quote and they got back to me with an invoice for 1500 and another for the remaining 500 that I'd have to pay myself (I'm cool with this). However - on the government websitehttp://peoplepoint.gov.ie/hr-for-employees-managers/employee-schemes/cycle-to-work-scheme/] they request that the invoice be made out to the specific department. When I said this to the VanMoof sales rep, they replied with

    'In Ireland we only work with Bike to Work (Travelhub) and Cyclescheme IE, we can't process an order if your employer doesn't participate in either of these schemes'.

    Does anyone have any experience of getting the VanMoof when employed by the government? Would really appreciate any advice.

    Thanks!


  • Registered Users, Registered Users 2 Posts: 6,373 ✭✭✭iwillhtfu


    podgey1992 wrote: »
    Hi All,

    I'm a civil servant and want to get the VanMoof S3 bike as part of the cycle to work scheme, I emailed VanMoof for a quote and they got back to me with an invoice for 1500 and another for the remaining 500 that I'd have to pay myself (I'm cool with this). However - on the government websitehttp://peoplepoint.gov.ie/hr-for-employees-managers/employee-schemes/cycle-to-work-scheme/] they request that the invoice be made out to the specific department. When I said this to the VanMoof sales rep, they replied with

    'In Ireland we only work with Bike to Work (Travelhub) and Cyclescheme IE, we can't process an order if your employer doesn't participate in either of these schemes'.

    Does anyone have any experience of getting the VanMoof when employed by the government? Would really appreciate any advice.

    Thanks!

    I'm not sure how the civil service one works but it looks as though they just use a list of vendors which they provide https://ogp.gov.ie/cycle-to-work-scheme/

    If your employer doesn't use a voucher scheme and the seller is happy to take a split payment then it is a simple matter of a bank transfer it doesn't matter what schemes vanmoof allow as it's basically a cash sale.

    It does appear as though you're out of luck though but some other public servants may know a loop hole or have been successful in requesting a direct payment.


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  • Moderators, Category Moderators, Arts Moderators, Sports Moderators Posts: 50,291 CMod ✭✭✭✭magicbastarder


    yeah, i don't know why vanmoof are limiting themselves in this way. strange decision - especially as those middlemen take a cut.


  • Registered Users, Registered Users 2 Posts: 6,373 ✭✭✭iwillhtfu


    yeah, i don't know why vanmoof are limiting themselves in this way. strange decision - especially as those middlemen take a cut.

    I think a lot of the mainland European companies mistakenly think when asked about the bike to work scheme what voucher companies they allow. It must be common for European business to use voucher companies only


  • Moderators, Sports Moderators Posts: 25,202 Mod ✭✭✭✭CramCycle


    Double check your own local scheme, the civil service seem to have a different set of rules dependent on what department and what location.


  • Registered Users Posts: 4 rotharrage


    podgey1992 wrote: »

    'In Ireland we only work with Bike to Work (Travelhub) and Cyclescheme IE, we can't process an order if your employer doesn't participate in either of these schemes'.

    Try biketowork dot ie slash vanmoof


  • Registered Users Posts: 48 podgey1992


    Thanks for this - my department isn't on their list of departments, but I've asked them to fill out a supplier form for the civil service and hopefully they'll respond!


  • Registered Users, Registered Users 2 Posts: 5,367 ✭✭✭JimmyVik


    Why have they made this so hard now.

    Both myself and my other half went in and priced up bikes and gear in 2 different shops who said they do the bike to work scheme.

    We both approached our employers.

    Mine uses cyclescheme as the "middleman" and i cant remember who my other halfs uses.

    So neither of the middlemen deal with either of the shops we priced the bikes in.

    Went to another shop for mine and I noticed that the bikes were very overpriced compared to what id seen the exact same bike for up the north a few months ago.

    I pointed this out and was told they could do a deal if i wasnt going through bike to work, but if going through bike to work that was the price.

    In the end we drove up the North one day, and got the 2 bikes and brought them home that day.

    We paid less than we would have paid for the exact same bikes and gear through cycle to work, even including the tax we would have saved.

    The only shop that had the same prices of the same bikes here as in the North was Halfords. And cyclescheme wouldnt let me buy a bike in Halfords either.

    This scheme is a ripoff to the tax payer.



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  • Registered Users, Registered Users 2 Posts: 8,062 ✭✭✭cletus


    Employers don't have to use those meddlemen, but they do out of handiness/laziness. It has nothing to do with the scheme

    Its usually the case that bike shops wont't deal with the middlemen, not the other way around, as the middlemen take a 10% cut.

    I'm interested in the price of the bikes in the North, if you could get them for cheaper than the tax savings. A bike costing a €1000 here would see a saving of €487, based on the top rate of tax. That means the equivalent bike in the North could be got for less than €513.

    Assuming the lower tax rate, the savings would be €287, meaning the equivalent bike costs less than €713



  • Moderators, Category Moderators, Arts Moderators, Sports Moderators Posts: 50,291 CMod ✭✭✭✭magicbastarder


    as cletus said, the scheme is great. your employer is the entity to blame for your issues.

    my employer allows me to buy from any bricks and mortar store in the 26 counties, and pays them directly - so no middleman, and no issues with a haircut being imposed.



  • Registered Users Posts: 187 ✭✭sergioaguero


    do you have to spend money on a bike or can you buy other sports equipment?



  • Moderators, Category Moderators, Arts Moderators, Sports Moderators Posts: 50,291 CMod ✭✭✭✭magicbastarder


    you must buy a bicycle, and can only buy one bike, but can also include cycling accessories (typically mudguards, lights, cycling clothing, helmet. etc.)

    anything else is tax fraud.



  • Registered Users Posts: 6,298 ✭✭✭DaveyDave


    Some bike shops will let you get a set of wheels if you already have a bike. Of course, this isn't allowed but I don't see the issue as long as it's bike related.



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  • Registered Users Posts: 187 ✭✭sergioaguero


    the likes of halfords etc that sell other stuff apart from bikes, if you went in and wanted to buy something else non bike related, for example golf clubs, would they even care as long as they are getting the money in??



  • Registered Users, Registered Users 2 Posts: 1,450 ✭✭✭jebidiah


    I am working as a temp/intern at a company for the summer. Looking over the guidelines on revenue.ie and on post no.1 here I don't see anything preventing me from participating in the scheme?

    There also doesn't appear to be any minimum repayment period, so I should be ok to just have it come out of one pay check?



  • Registered Users, Registered Users 2 Posts: 8,062 ✭✭✭cletus


    There shouldn't be any problems with what you're proposing from the scheme end of things, but a variety of employers have put different rules in place, including things like a 6 week window in the year where HR will deal with applications. Best to check with the company also



  • Registered Users, Registered Users 2 Posts: 6,236 ✭✭✭Idleater


    Just be aware that the savings are via tax relief (annual) and you can avail every 5 (?) tax years. I would do some calculations before using the scheme.



  • Registered Users, Registered Users 2 Posts: 1,450 ✭✭✭jebidiah


    This was another concern to be honest. I'm not exactly earning a ton at the moment, so my tax is already quite low. Would I even make a saving by using this scheme? Especially if I am returning to college in October?



  • Registered Users, Registered Users 2 Posts: 15,116 ✭✭✭✭loyatemu


    you'll save 30% or so but if the company is working through a middle man then they may be hiking their prices so do some comparison.


    the limit is now every 4 years btw, so if you use the scheme now, you can use it again in 2025; though if you have change employer in the meantime I'm not sure whether they have a way to check.



  • Registered Users, Registered Users 2 Posts: 6,236 ✭✭✭Idleater


    I'm not a tax expert but when I was in college, i didn't reach the standard rate cutoff never mind the higher rate so in my case the savings on a 1250 bike would have been 250 or something like that.

    At that price point there is better value buying a second hand bike that someone else has saved the full 600 odd on but hasn't used.



  • Registered Users, Registered Users 2 Posts: 14,346 ✭✭✭✭jimmycrackcorm


    I want to buy an EBike under the scheme, but it's very difficult to find a list to choose from as you basically have to choose a bike shop first and then a bike. Particularly as it appears that there is price gouging going on with EBikes. I consider you should be able to buy a decent enough bike for 1k so it would appear to be a huge markup for electrics to be selling them for 2.5 - 3k.

    I'm tempted to get a model I really want from AliExpresss for around 1.5k and ignore the tax savings because the equivalent in the scheme is 1k more.



  • Registered Users, Registered Users 2 Posts: 1,450 ✭✭✭jebidiah


    Yeah that's an option alright, though I am looking for something in the touring/gravel category so, not as many options. 250 quid is still a saving, especially on my budget!



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