Revolut Megathread.

Yes, that is correct, as I quoted "the rates are locked in for the weekend may not be the same as the rates that are available when the markets open on Monday morning".

This vague statement has replaced the previous clearly defined 1% (or 2% for THB and UAH), this changed on 14 August.

You will now be told the fee separately when you exchange (as you did) or in case you spend on your card afterwards with a separate notification. There is now no fixed 1%/2% as it was previously.

Thank you both. Will email addresses work for contacts either, or are phone numbers better.

Also, would there be any reason that the sender cannot send a Euro payment directly from a GBP account (assuming sufficient funds). I know we've paid GBP from our Euro account but that was to a third party bank rather than a Revolut user.

I think when they tried sending it to our bank account it was only letting them pay in GBP.

As long as it's under the contactless limit you can tap away. You can see the card pin in the app just go to cards then select your card then pin and security.

I don't know if banks charge extra for using contactless in other euro zone countries but revolut don't have any charges that I am aware of.

Thanks lads, will look up the pin in the app and just use it to tap below the 30 quid limit. Im not sure what Ulster Bank charge me for tapping abroad but Ive no doubt its likely to be favouable to them

They can't charge you any more elsewhere in the Eurozone than what they charge you at home.

Question,

Booked flights with Ryanair using Revolut

Ryanair for some reason popped up to pay in dollars, so I accepted as it showed € to $, which was fine

When I checked Revolut their charge was same in Dollar but €50 more because of their currency rate

is there anything that can be done here? is it revolut fault or a lesson learned for me?

it didnt give me an option to pay by Euro on ryanair which was strange.

Just use Google pay and there's no limit.

Strange it was in dollars unless you’re accessing the site form the US, or maybe using a VPN? I presuming you have a Euro and Dollar account on Revolut? Maybe it recognised the dollar from the card? Never heard of that before though. €50 also sounds like a crazy difference. Ryanair has never once provided a better rate than Revolut. There is an option to pay in local curencies or change at checkout, but it's a bit of a minefield and unticking box exercise

I guess not much can be done since the transaction for the service is complete which you are going to use

As for paying for groceries, you can top up the card/account and then tap away at the till. Pretty handy during covid. Most limits got raised for contactless convenience over the last year or so. It's pretty handy to tap everything anyway on your phone or card. Might need to use the card and pin to activate it first though.

I made 4 euro deposits to AIB from Revolut business and was charged 8EUR a pop. Does anyone know why this would have happened as I've been making the same transfer for months with no charge?

I paid the exchange fees on revolut. But when it landed in AIB each transaction was 8e less but when I clicked into payment log the €8 was gone rather than itemized as a charge. It's like the €8 disappeared before it even arrived in my AIB account. It was four separate charges of €8 just to clarify; absolutely ridiculous.

It's personal. I'll contact them again on Monday as their customer service line is useless. The weird thing is the charge not even being itemized.

It wasn't FX though as the money was in euro before I sent it. I have been doing the same thing for months.