KBC exiting Ireland

why would you move now? this doesnt appear that it will be a quick process. no point paying fees when you currently dont have to pay them. thats my thinking on it, ill hold out as long as possible.

I was originally thinking the same but was thinking there could be delays getting an appointment with another bank come the new year when everyone is trying to move.

I was reading on another forum someone had to wait a few weeks to get an appointment with AIB to get set up.

N26 now have a waiting list to sign up.

Does anyone have a list of banks with do and don't require appointments to set up a joint current account? I can't be dealing with banks that look for a visit to try and sell you insurance

Thanks. We need to move our joint account eventually. I did see that you can only open a personal account through the app but thought that was just for first time customers and you might have more options once set up.

I'll be moving a current account and mortgage from KBC. I suspect the banks will be interested. We didn't have to meet KBC to get either of those set up, so I'm failing to see the risk in not meeting face to face. Plenty of financial relationships are established on a non face to face basis, and the financial system isn't awash with money deposited in accounts opened in other people's names

Bank of Ireland let you set up a joint account remotely - each person does their own part separately, so you don't even need to be in the same location to do it. (I did this recently, set up a joint BofI account with my brother and it was fairly straightforward.)

Anybody ballsy enough to use Revolut as their current account?

Not quite but I'll likely be using it a lot more than I am at the minute (mainly for online purchases).

Depending on how the charges are structured in whatever bank I move to, I'll probably set up the DDs, Standing Orders etc from that then transfer a chunk over to Revolut for shopping and stuff.

Haven't really thought about it a whole lot to be honest, such a pain in the hoop

I'm going to be drawing down my mortgage with KBC in January. Opened the current account with them to get the best rate but what happens when that isn't available anymore? BOI could honour the reduced rate or the may up it as soon as KBC exit. Any insight from anyone with them a while?

It depends on what way it's worded, if it's a straightforward fixed rate of X% then BOI have to honour it if your mortgage gets bought by them

new year so going to look into this more before been pushed from kbc Also need to move credit card also kbc. looking at the options the lack of choice is pretty bleak. also the thoughts of having to pay fees 🤢

its either BOI or PTSB at €6 per month or AIB at €4.50 a quarter and associated fees.

out of the banks left AIB seem to have the best app out of the three, just trying to work out how much fees you could potentially pay or save compared to the flat rate isn't the most straightforward.

what have people picked here? not interested in the online banks and having a ebs account wouldnt even consider that for my main bank.

If you can join a credit union that is part of the currentaccount.ie scheme, you can get it for €4 a month.

Do AIB charge the debit card rate (€0.20) or the contactless rate (zero) for Apple Pay transactions?