Revolut Megathread.

You can send money to your Revolut account from multiple accounts - it has IBAN, so just transfer money from another banking app as usual. Also someone can send you money directly using Revolut app, if they are also Revolut users.

I am looking for a second card - as I want to keep 1 for my personal use, and use the other as "joint" account (but on my name only). Is second card with different IBAN? Does anyone uses Revolut as an alternative to joint account?

I've already clarified it's the terminal that determines the base currency not the retailer.

The retailer enables this by allowing the dynamic currency conversion option for their own gain (many don't allow it). I didn't accuse them of theft, just opportunism.

Not informing the buyer is against the rules though as I've shown but you've ignored that as well.

Anyway, I've backed up my claims so am finished with this argument

Thanks, but not a Twitter person, and revolut have not mentioned Twitter, I have emailed feedback with my phone number etc(as a friend used their app to chat with agent), but after a week no response.

Not if it's under €200 a month

There’s one IBAN. You can have as many cards as you like but you only have one account so there’s no way to separate funds

You could use the vault function but you’d need to move funds from that into your main account to use that amount (and your card will take from the main pot without differentiating

Revolut isn’t suitable for (and doesn’t claim to be) joint accounts. It isn’t (IMO) suitable for everyday banking at all really, but it does have uses elsewhere of course

What do you think a joint account is? It's a bank account with a single account number and IBAN that two people are authorised to use, typically with their own card with individual names and card numbers.

There's no reason a different person wouldn't be able to use a second card, apart from that you'd probably be breaking Revolut's Ts and Cs

Revolut is NOT joint account. I wanted to order another card as I thought it will have different IBAN, and I can separate joint and personal transactions. I wanted to continue using Revolut for only my transactions as well, and use the second one as "alternative joint account".

Revolut is personal account, on one name and I don't think it is allowed to give second card to another person. That is why I don't understand what is the purpose of second card....

I never said it was, though people do use it as one all the time, against the terms.

It sounded like you were looking for a joint account with different account numbers for each person. So you're looking for a personal account for yourself with its own card and a different account with multiple cards?

Does the person you want to use a joint account with have a Revolut account? If not they could open one up and order an extra card and you could use that as a shared account. Or Number26 is another option. I know it’s not a joint account in the traditional sense but personally if you’re looking for no fees I’d rather go this route rather than using EBS with no app or Apple/Google Pay.

My wife and I use our main Irish bank for wages, bills/direct debits and savings and all other spending we use my Revolut account. We have two cards but I can’t remember the last time I used my physical card as I always use Apple Pay.

I hope I can be forgiven for not reading the previous 106 pages but just wondering what revolut are like these days for transferring money to foreign accounts? I used to use Transfermate but it's been over a year and they are now saying the minimum transfer is 100,000 if I want to set up a new account. I've had a bad experience in the last 6 months with revolut so use it rarely enough these days.