Mica Redress

"Does not cover current rebuild costs" says who?

SCSI gives a rebuild cost for a 4 bed detached estate home of 2000sqft of €277,000 for a home destroyed by fire for example.

According to the mica protesters, the reconstruction of one of these homes will be entitled to a grant of €255,000 plus up to an additional €20,000 rent and storage cost. Parking the storage grant (how many will claim less than the max I wonder?) that leaves the homeowner to find €22k. Not a lot really in the grand scheme of things, but to be fair, it might be unaffordable for some. However, when you take into account the salvaged materials, fixtures, fittings, windows, doors, sanitary and heating system, you more than approach the €255k value - you end up below it.

If anything, the scheme is far too generous, it's really quite unbelievable that people are complaining about this as not enough.

The above figure from SCSI includes allowances for demolition as well as professional fees and vat. Doesn't include material recovery, but that is negligible really, and much could and indeed should be done by the homeowner.

What you hear in the media, at least up to now hasn't been fair - just the same vested interests pushing for an ever larger scheme.

The sq/ft applies to every house, not just ones under 420k. As an example, my house will be 13k short, not including demolition.

Says the SCSI rebuild calculator compared to the sliding scale grant. Taking away the demolition cost from both (since it's covered by SCSI [I did not actually know this, useful information] and not covered by the grant) I'm still left with an impossible amount of money to make up.

The storage and rent claim won't just be "give me 20k", it will be with receipts and proof of actual use.

13k (plus demolition, as it is not part of the scheme) is completely unattainable for me, and I'm on the lower end of total cost, never mind an average sized house.

Salvaging materials will take away from the total cost too, they aren't going to give the money without proof it went on those items. I will not be able to say "oh yeah, I need 2k for windows" and just reuse the old ones.

Great, now what do they do with the demolished materials? that's where the expense is.

If it were possible to replace the walls without doing anything internally, we would take it. Unfortunately, the walls hold the whole thing up.

Dublin counties discovered an issue with pyrite in their building materials. Nearly immediately they set up a scheme that covered storage, accomodation and repair.

Northwest counties discovered there was an issue with mica on their building materials. Years later, we're fighting to get the same thing, and being pushed back at every opportunity.

Maybe cap it at the same total cost as the pyrite scheme. Then we would at least have some fairness. Wouldn't want anyone feeling like they were getting less.

Builders are already at full capacity, so it is unlikely there will be any additional building taking place, they will just be working on different projects.

Actually, I think it would be better for the householders to default on their mortgages. That would seem the best outcome to me. Not all have mortgages though I suppose, at least Paddy Diver doesn't have one as far as I understood, so may not suit him.

A sizable chunk of the 6000 will be mortgage-free and the total rebuid cost will be a fraction of any remaining mortgage anyway. Banks could just take the site and follow the customer for the rest on default, you don't build a 2500sqft house on the dole(well legally anyway). FYI The government has a duty of care to the taxpayer in using our money responsibly too.

50k demolition cost for a few days work seems outrageous. In reality, it will cost nowhere near this and the same contractor will do the rebuild and demolition and will price the rebuild appropriately and just a nominal sum for demolition.

What are you even talking about, the fact that you've managed to wedge social welfare recipients into this means that a reasonable conversation with you is impossible.

And in case it was missed, again.

THE COST OF DEMOLITION IS THE REMOVAL OF MATERIALS.

THE COST OF DEMOLITION IS THE REMOVAL OF MATERIALS.

THE COST OF DEMOLITION IS THE REMOVAL OF MATERIALS.

I COULD RENT A GODDAMN DIGGER AND WRECK MY HOUSE IN NO TIME, THAT IS NOT THE PROBLEM.