One4all

Sparkling Gamorreans wrote: »

My employer has taken to giving virtual One4All awards for either €25 or €50. I had tended to use the physical ones for grocery shopping in the past but the virtual ones prove to be an absolute nightmare. You have to set it up as your primary contactless on your phone and it doesn't seem to work on self service registers. I tried to ask one cashier about it in Tesco and I was brushed off. I got a second one to agree to try take my €25 as part of a larger transaction but whatever way they messed up the calculation I am stuck with €0.59 on the virtual card! Is there any retailer online who accepts multiple card payments where I could use up the €0.59?

aoife1991 wrote: »

I used to hate getting one4all cards until I learned they can be used for Just Eat. The last couple of takeaways have been care of my voucher. Otherwise I use them in Penneys. Cash is king, imo.

does anyone know if you can still transfer digital cards to physical cards.

I got a few digital ones from work and it appears on the site that you can only use those digital cards with phone apps. I dont have NFC on my phone so can use them. I was able to transfer the digital to physical cards last year.

As usual the One4all support dont respond or are unreachable

Was the card activated ?

Doesnt say anything on the card or cover at all about activating it. Its not a chip and pin one either

I got a €50 non chip and pin last week that required activation. This is the norn when I get these cards.

Love to know this aswell. Finding the digital one impossible to use.

She wasnt going to call the friend and tell them but I told her that her friend would like to know if she is paying for gifts with no money on them and sure enough she did. So her friend got through to someone and we just checked the balance there and its on the card.

I wonder is that another underhanded way they make money. Most people wouldnt tell the person who gifted them that there was nothing on it out of embarrassment. One4all then get to keep that money.

Add that to getting to the commission on buying the vouchers.

Keeping the odd few euros that are always left on them.

People losing the cards.

Its all a nice little earner for one4all.

I wish id thought of that business model.

There is a better card out there for employers. My employer uses Perx. No hassle using it in big stores and can be used on line I believe. We moved to this a few yrs ago cos of staff complaints on One4all.

Our employers gave us perx a couple of years ago. No problem using it.

I have no experience of those cards, but just a general comment it is normal to see complaints more than reports of good customer experience. Like a lot of other things in the world, life is getting more complicated with these cards. Blame the "bad guys" who have turned what used to be simple transactions like opening a bank account, into a whole rigmarole these days. By their money laundering and other nefarious activities. This is just a small extract from a very very long EU Directive, under which everyone has to operate.

General purpose prepaid cards have legitimate uses and constitute an instrument contributing to social and financial inclusion. However, anonymous prepaid cards are easy to use in financing terrorist attacks and logistics. It is therefore essential to deny terrorists this means of financing their operations, by further reducing the limits and maximum amounts under which obliged entities are allowed not to apply certain customer due diligence measures provided for by Directive (EU) 2015/849. Therefore, while having due regard to consumers’ needs in using general purpose prepaid instruments and not preventing the use of such instruments for promoting social and financial inclusion, it is essential to lower the existing thresholds for general purpose anonymous prepaid cards and to identify the customer in the case of remote payment transactions where the transaction amount exceeds EUR 50.

Could she not have simply gone online and checked. It's very simple.

They don't make money from selling the cards, the money is made from charging retailers that accept it outrageous commissions of 10%+ That's why many retailers won't accept the cards.

If you read the post, thats exactly what she did and thats how she found out there was zero balance on the card.

The balance didnt appear on it until her friend finally got through to someone about it.