How to get my money back from a (wealthy) friend.

He’d feel better til Jamie comes round his gaff and breaks his up. That would be fcuking stupid, someone obviously has a problem with me, me house has been broke up, wouldn’t be long thinking who did it.

Any and all credibility in this situation out the window and now OP looks like the thug.

I am not advising you do this op but this is what i would do

I would stand outside his house with a placard saying what he did . I would not argue with him it he came out. If he abused me i would call the gardai.if the gardai told me leave i would do so and would speak to them calmly and explain . maybe they actually do their job.

The gardai may direct me to leave under public order act. I would go peacefully if they did.

If i was prosecuted i would tell the judge the story. I think it's the judge who would decide if it was a gift or not. Why would I go to all that trouble if it was a gift?

I would talk to him though if he wanted, in the road not go inside his gate. I would record the conversation and tell him i was doing so

IANAL but i do not see harassment in the above as I'd have reasonable cause or whatever the term is.i could be wrong.i have read of people doing it outside car dealers if ripped off 

That's what I'd do. Not legal advice or any kind of advice. Let us know how it goes with the solicitor

In October 2020 op says "I was advised by my bank to open 3 separate saving accounts with €15K each and earn 1.35% interest per year. I happily agreed"

What about the baby mouse thread?

What about it?

Okay but he said Christmas in his home country, so he at least had flights to pay for, perhaps a hotel, gifts and living expenses while away from home.

he’s on €32k a year, presumably after tax, not a week or month in fairness. like it seems all these transactions with the “friend” were all at one time more or less, so out of his €615 a week wages, €500 is gone.

His savings are irrelevant to me, those are savings and not a factor of a monthly or weekly budget.

I think to say that because the OP makes €32k a year and has a few bob in savings (again assuming he even has anything left that was redundancy pay) means his story is fabricated is nonsense.

OK true but I cannot see 45 k vanish like that. it was only last night i realised he was the person who posted about the friend /flat taking a picture. Seems to get into unusual situations. seems suspect to me anyway

Yesterday I posted a registered letter to the elderly father of a person who owes me a fair bit of money and who recently pressurised me to top it up with screenshot of debt seeking by landlord ( yeah, absolutely mea culpa culpa that I conceded!). I did this as very last resort as the explanation for recurrence of debt l, but it just didn’t add up in any way. The sort-of explanation was that the household bills/care necessities were beyond earnings. By my own calculations this simply did not ring true.

Response was some immediate repayment. More fundamentally it commenced a much-needed discussion within the household as to how such a debt might have arisen and how it could be solved. An issue that not only inflicted personal pain into myself, but obviously consequences onto others.

it seems the individual did not reckon on my taking such action, but if they knew me long enough, or taken heed of my character, they would have known that I would never have met such a thing lie unattended in the long run.

As for real world impact. We had at least one poster admit they were feeling very angry emotions because of the OPs predicament. We had another poster affected to the point he was urging people to pay money to the OP and offered €50 himself.

So, it would not be an entirely victimless escapade. The OP themselves doesn't seem to have contradicted the view it might be made up.

Well I don’t think there’s anything against offering advice a solicitor in private? I know you absolutely cannot post anything on threads in the way of actual legal advice, but all he was offering to do as I understand is send a letter on headed paper for the most part?

I just can’t see the OP being bothered to make it up, it’s also generally fairly apparent when BS is BS. But could be wrong all the same.

I’ve had some more time to ponder the scenario described & my opinion is shifting.

I just think about the lamps for example, why did the OP need to order them for “Jamie”? Even if we were to assume Jamie can’t order stuff online I couldn’t imagine myself spending €100 for “a friend”. That’s one thing, but the €400 for builders makes no sense at all.

the builders would just invoice you.. there’s no way they’d stand in your house and wait for a friend to pop to an ATM for cash & I find it very hard to believe you would say; “oh I have no cash either, I’ll pop to the ATM!” even if the tradesmen were refusing to leave without being paid, why would you volunteer to go yourself? 😵‍💫

on the surface it seems feasible, but the deeper thought it’s given the more ridiculous it seems.

I suppose it depends on the type of builders and whether VAT is involved 😉 For those who don’t deal with Revenue instant payment might be demanded.

I am essentially a compassionate person, one who enjoys most of all being helpful, but I lose the rag altogether if I’m tried and tested once too often. As such can be seen as and initially respond as a soft target by individuals desperate for funding. Personally I cannot understand how some people get into serious debt, and I’m not talking about folks in genuinely impoverished circumstances & bad fortune. Some folk are extraordinarily bad at managing money, in that they spend before they see what they actually have got left to spend and with certain online shopping habits this can eat away at the bank account. Some have addictions to fuel, drugs payments, or gambling debts. The latter especially would take an awful lot of money and be behind the most major debts.