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30 year old arts graduate struggling to get by

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Comments

  • Registered Users, Registered Users 2 Posts: 1,689 ✭✭✭notAMember


    Your dad could do it on one income, because my mum was ejected out of her job when she got married. When you force domestic slavery on half the population, the buying power of the other half effectively doubles.

    Did you not learn that in political science?

    So, either you chain all the women to the kitchen sink again, or you accept that couples have double your buying power these days.



  • Registered Users Posts: 105 ✭✭johnboy92


    The only advice given has been to retrain in tech. Not everyone can work in tech. And if most people from Dublin cant live in Dublin through no fault of their own we need attitudes towards renting to change and not for it to be looked at as lower class



  • Registered Users Posts: 105 ✭✭johnboy92




  • Registered Users, Registered Users 2 Posts: 3,442 ✭✭✭NSAman




  • Registered Users Posts: 105 ✭✭johnboy92


    Post edited by Beasty on


  • Posts: 18,749 ✭✭✭✭ [Deleted User]


    You need to change your attitude to renting, no one else gives a sh1t whether you rent OP



  • Registered Users, Registered Users 2 Posts: 18,243 ✭✭✭✭Dohnjoe


    In rental, in shared, in their own homes, or with their parents. A few I know have lived in shared to save for a deposit on a house.

    Reading your posts here I strongly suspect the housing crisis isn't your key issue, at all



  • Posts: 0 [Deleted User]


    Nobody said to limit self to tech. Plenty of fields you can retrain for. In relation to renting, there does need to be a cultural shift on it but nobody views it as lower class... In terms of home towns or cities being too expensive to buy in, that's pretty much something that people find across the globe. It's not unique to Dublin.



  • Registered Users, Registered Users 2 Posts: 6,171 ✭✭✭TheIrishGrover


    In this whole thread YOU are the only one who thinks rented accommodation is for the "Lower Class". That statement ALONE States where attitudes need to adjust.

    YOU have REPEATEDLY suggested that people who rent are somehow inferior. This is 2022 and people still believe this. YOU and YOUR PEERS need to reassess and readjust. I hate to tell you but it's not the 19th Century anymore. Not even the 20th.

    If you are not trolling then you have certainly lost all sympathy from me and I would imagine many others.



    "Lower class" for renting.... In 2022. Unbelievable.



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  • Registered Users, Registered Users 2 Posts: 1,200 ✭✭✭airy fairy


    I think you're annoyed at the fact that your degree is all but useless and you need a high salary to buy your in own home.

    With all the advice given here, you haven't taken any advice on board. You need to upskill, further your education, accept the job you have and rent or move country.

    I said it already to you, you come across as entitled. You come across as someone, at 30 years of age, unable to actually work hard to better yourself.

    Instead you've refused a civil service job because the pay is low, not even recoginising that it's a foot in the door and increments in any job takes time and dedication.

    You seem to be of the opinion that because you were misguided in your careers in school that you did the wrong degree, blaming someone else, but not yourself.

    The reality is highest honours degree courses in the country demand further education, study, research to enable one to reach a large salary now. It sucks, but that's the reality.

    I have a lad, 9 years younger than yourself. The moment he got his course in college proclaimed that he'd be doing his master's once the hons degree was done. Acknowledged that he most probably wouldn't be able to afford a mortgage until at least his mid 30s. That he'd be living at home for most of that period unless he strikes it lucky with a partner in a wealthy situation 🤣 He wasn't all doom and gloom about it. But accepted the reality now and has the head down in the books and will work to be the best he can be.

    I've a younger one, leaving cert, hasn't a notion of her future career. She acknowledges that no matter what course she does, she will have to further her education to some degree.

    I'm perplexed why you have this idea that those who rent are low life. I'll be honest, you are screaming notions. Maybe you'd be better seeking therapy to come to terms with this idea. There is much more to life than owning a home. Once you stop beating others and yourself for not owning a home, you might become happier.



  • Registered Users, Registered Users 2 Posts: 4,086 ✭✭✭TaurenDruid


    JFC! What civil servant except for Robert **** Watt or Paul **** Reid can afford to buy a house on one income? None! BUT if you start off at a decent grade (the civil service recruits at HEO and APO level, starting pay €50k/€70k) and work away for a few years, then what the **** is stopping you from owning somewhere? Rent out a room, there's another €10k a year income, that the bank will take into account too for mortgage purposes.

    You've been given that option and plenty of others but ignore those posts, and instead seem to be holding out for someone here to come up with a magic solution for you that takes absolutely no effort on your part, just an immediate house or something.

    Not going to happen. Go be a bus driver or HGV trucker, like you say you'll have to do... life is, apparently, perfect for them, they've not had to go on strike/organise protests recently because of shite incomes.

    Excellent trolling, though, not many troll threads make it to 7+ pages.



  • Registered Users, Registered Users 2 Posts: 4,086 ✭✭✭TaurenDruid


    No, the only advice was not to retrain in tech. That's just the one that's easiest for you to knock down, so you reply to those ones and ignore the others.



  • Registered Users, Registered Users 2 Posts: 4,086 ✭✭✭TaurenDruid


    a) With parents; b) They rent, in apartment- or house-shares (there is no stigma to this); c) down the country, but on a rail-line to Dublin (or whatever city their job is based in); d) cities other than Dublin, for 60- 80% of the Dublin rent. WFH is a thing these days. e) abroad.

    It's a real shame FFG fucked up the housing market on you.



  • Registered Users, Registered Users 2 Posts: 11,447 ✭✭✭✭Jim_Hodge


    Oh come on. There's a lot of middle ground that you're ignoring. Move out of Dublin, get a different job, start being realistic and stop going by what the media or others tell you to feel.



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  • Registered Users, Registered Users 2 Posts: 9,901 ✭✭✭hynesie08


    Have you tried not thinking the world owe you anything?



  • Registered Users Posts: 105 ✭✭johnboy92


    I work full time, Im not asking to be owed anything, Im asking for the ability to have a secure home to live in. A small space thats mine. Every other generation had that



  • Registered Users Posts: 1,614 ✭✭✭WrenBoy


    Renting in Ireland is shite and very insecure, why would you bother paying someone else's mortgage just to get turfed out as soon as their own kids need a place to live or they fancy selling up, cant even paint a room without getting the go ahead from your land lord.

    This whole "You'll own nothing and like it " shtick doesn't play out well for people, aim to buy land or a house if you can do so, so you have a place for yourself and you family.



  • Posts: 18,749 ✭✭✭✭ [Deleted User]


    Being completely obsessed with having to own a house because you believe renters are beneath you socially, is a different thing.

    Wishing to own your own home for the security it gives us a long way from the OPs problem of thinking he should be handed everything without working for it, or wanting likes on social media🙄

    he should learn to enjoy his life and stop worrying about what other people think about him. No one cares if he rents.



  • Registered Users Posts: 105 ✭✭johnboy92


    Yeah I literally have 3 basic goals for a home. Not to have to share (Im open to studios), not to have all white walls like rentals (I'd love to be allowed paint myself or even nail a painting to the wall, and to be allowed have a pet cat. My budget is 1000 a month, I should be able to have those basic things



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  • Registered Users, Registered Users 2 Posts: 3,930 ✭✭✭Greyfox


    Every other generation is not the same as this generation. Owning your own home is wonderful but thinking you need property to be happy is a silly way to think



  • Registered Users, Registered Users 2 Posts: 20,541 ✭✭✭✭Donald Trump


    My budget is 1000 a month, I should be able to have those basic things

    The early 1990's called. They were asking when you are coming home from your time travel mission



  • Registered Users Posts: 105 ✭✭johnboy92


    Unless things change to make that most basic of needs met for working people, then this country is going to see radical change. No point of a strong economy when a massive amount of the population do worse from it



  • Registered Users, Registered Users 2 Posts: 18,243 ✭✭✭✭Dohnjoe


    This has to be a joke account and thread

    "I'm just asking to live 2022 with a 1950's property market"

    "Why can't reality just warp to fit my entitlement issues"



  • Registered Users, Registered Users 2 Posts: 20,541 ✭✭✭✭Donald Trump



    300k house. Put down 20% (60k). Mortgage 240k. At current rates of 3.2% fixed (which will likely go up soon), your repayments would be just over 1k a month for a 30 year mortgage.


    That's probably what you are aiming for. If you can get a mortgage. And if you have your 60k deposit saved (plus a bit for other expenses)



  • Registered Users Posts: 858 ✭✭✭jolivmmx


    Previous generations had to send their 14 year old daughters to live as live-in-help for the richer families.

    Previous generations had to pay for third-level education

    Previous generations lived in cold and damp homes

    Previous generations had no technology, no means of transport, no takeaways, no lattes

    Previous generations did not live on average 20 years after their pension-age

    Previous generations had to take a job and stick with that for the rest of their lives.

    Yeah, it is crap that house-buying is so difficult now. Yeah, it’s crap that people don’t have rental supports. But don’t forget all the things that you have that your previous generations would have dreamt of



  • Registered Users Posts: 858 ✭✭✭jolivmmx


    It sounds like somebody is trying to peddle a political agenda and stoke up some rage



  • Registered Users Posts: 105 ✭✭johnboy92


    So saving 70k and having a salary of 70k per annum to get that mortgage is the clear issue

    Im aiming for a basic one bed. And if Im priced out, where the hell are people working on minimum wage going to live? Or basically the 60% plus of the country that earns under 40,000? Do we just rent rooms?

    In the past when citizens lived in shared slums they got knocked down and replaced with public housing

    Source for 60& https://www.thejournal.ie/readme/opinion-64-of-workers-in-ireland-earn-less-than-the-average-salary-4562071-Apr2019/



  • Registered Users Posts: 2 samehere27


    Just to make you feel better, I am in the same situation, you know I wanted to work hard to be able to provide a house for my future family but I guess I went about it in a wrong way - working hard is not the correct way. After spending 4 years in college, I am now earning about 50,000 per year before tax, to be honest even with that I am not able to find any good house for mortgage. The worse thing is that I am not even Irish but my family came to Ireland 10+ years ago. From what I see around, there are loads of people (I should add, unemployed) who reproduce and get the council house, I guess that's the best way for us going forward, mindlessly reproduce so that we can get a house. Let me tell you that I am surprised there are no serious protests about this because living in a house share is no way to live, I was looking at Ancient Rome documentary and that is what the plebs used to do, share a house with strangers because there were unable to rent anything. It's just sick way to live really.



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  • Registered Users Posts: 858 ✭✭✭jolivmmx


    What about the people that don’t want to live in Dublin? What about the fact that people are buying together, so it is a case of a combined salary? What about the fact that people are staying and saving with their parents?

    You can manipulate any narrative you want to suit the agenda



  • Registered Users Posts: 2,639 ✭✭✭completedit


    Life sucks and then you die.

    Look into the MGTOW movement. I feel it as a way to force reality around you will. If enough people get inboard then those fortunate enough to have the IQ to work in these select few sectors will suffer.

    There's no point of the tide rising if your boat doesn't have an engine.

    Economic growth in its current guise is a sham that is only there to benefit a few lucky enough to be in the right place at the right time. We're like the morlocks slaving away so the eloi can enjoy the trappings of success.



  • Registered Users, Registered Users 2 Posts: 4,086 ✭✭✭TaurenDruid


    Yeah, but you're a "conservative", and won't vote for the parties that actually advocate for building public housing, so... 🙄



  • Registered Users Posts: 105 ✭✭johnboy92


    I voted SF in the last election due to this issue. I said my instincts are conservative, in that I want to work hard and provide for myself, but in Dublin it feels impossible



  • Registered Users, Registered Users 2 Posts: 6,171 ✭✭✭TheIrishGrover


    As I mentioned before, I.... And my FIVE siblings grew up in a council house. My father worked himself into an early grave and my mother worked. EACH of us has given back many times more in our years of paying tax than we ever "received for free".

    We each have bought our own homes.

    We ALL came from this feared "Lower Class". From time to time we each required social welfare assistance as jobs were lost and re-training was required.

    We each lived "as plebs" as posted so wonderfully above, sharing accommodation as required.

    This is not a tale of rising up and beating the odds. This is not looking for a patronising pat on the back for rising above "our station" from the slums. This is a tale of REAL PEOPLE doing what real people do. Work and don't assume that they are entitled to something they didn't earn. You are so quick to brand people as "Lower Class" that you forget that these are real people. People.... Just... Like... YOU! "Plebs"... "Lower Class". My God.

    You have only yourself and your peers to blame for this percieved injustice and persecution for being so "Lower Class" that you need to rent share like a pleb.

    You and your peers have maintained and promoted this opinion that renters are somehow inferior. Now live with it or pull your opinions into the 21st century.


    I REALLY do hope OP is trolling because their attitude is disgusting.


    Edit: Again, fix phone autocorrect

    Post edited by TheIrishGrover on


  • Registered Users, Registered Users 2 Posts: 41,118 ✭✭✭✭Annasopra



    Lol. You are the one looking at renting as lower class. Change your own attitude.

    It was so much easier to blame it on Them. It was bleakly depressing to think that They were Us. If it was Them, then nothing was anyone's fault. If it was us, what did that make Me? After all, I'm one of Us. I must be. I've certainly never thought of myself as one of Them. No one ever thinks of themselves as one of Them. We're always one of Us. It's Them that do the bad things.

    Terry Pratchet



  • Registered Users, Registered Users 2 Posts: 11,447 ✭✭✭✭Jim_Hodge




  • Registered Users, Registered Users 2 Posts: 2,117 ✭✭✭eggy81


    Your just in denial because you feel owed something because you got through your degree. You need to shake yourself up and realise nothing lands in your lap unless you’re extremely connected or extremely fortunate. A slap of a recession would sort you out fairly quick.



  • Registered Users, Registered Users 2 Posts: 8,184 ✭✭✭riclad


    its not your fault, you are living in a time where maybe 14 per cent of working people ,people on 50k plus can afford to buy a house.our economy boomed, our population grew to 5 million, the supply of new housing did not even get close to keeping up.look up housing price ,sydney australia ,700k plus on average. this is happening in canada, american citys,seattle ,portland, los angeles .there is no stigma to renting in other countrys https://www.canadahousingcrisis.com/ people are moving to small towns, as they can work from home using laptops zoom.But this is putting up the average price of houses in those area,s

    we also have a problem in that most of our rental stock, is not high quality.



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  • Registered Users, Registered Users 2 Posts: 24,067 ✭✭✭✭Kermit.de.frog


    Have you considered applying to the local circus as a clown?



  • Administrators, Social & Fun Moderators, Sports Moderators Posts: 78,283 Admin ✭✭✭✭✭Beasty


    Given certain sensitive comments made in a post earlier today I have edited the post and the thread is closed



This discussion has been closed.
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