€25k invested in prize bonds

Nothing for me today. The €50K went to Cork, bought in 2020. And as usual there are plenty of examples of people beating the odds.

Prize Value Winning Prize Bond Location

€50.00 AVQ191501 Meath

€50.00 AVQ191743 Meath

€50.00 AZP522931 Meath

€50.00 AZP522982 Meath

€50.00 YN786157 Meath

€50.00 YN786301 Meath

April count. Not included are a €500 and a €1,000 prize which these bonds won.

 Friday 01

 29 million bonds AYT to AZV inclusive won 180 prizes, average per million 6.207. Highest AZS 14, lowest AZA, AZB, AZN, AZR 3 each.

 Friday 08

 30 m, AYU to AZX, 186, 6.200. AZG 10, AYX, AZN 2 each.

 Thursday 14

 29 m AYX to AZZ, 161, 5.551. AZR 11, AZA Zero.

 Friday 22

 29 m AYZ to BAB, 195, 6.724. AZT, AZZ 10 each, AZO 3.

Friday 29

29 m AZB to BAD, 192, 6.621, AZQ 10, AZR Zero.

146 million bonds won 914 prizes, average per million 6.260. x 52 x €50 equals €16,276.71. Divided by 62.5 to get what €100K would win in a year with the same luck equals €260.43. Nearest to 5 x €50.

Nothing for me today.

Updating this post from 06 November 2021. Draws from 12 November 2021 to 06 May 2022 inclusive.

03 December 2021 €50 ZH802312.

23 December €50 ZH820205.

07 January 2022 €50 ZH810597.

28 January €50 ZH778415.

11 February €50 ZH800513.

04 March €50 ZH804012.

16 March €50 ZH775637.

01 April €50 ZH796680.

08 April €50 ZH814620 and €1,000 ZH775160.

06 May €50 ZH759379.

The bonds from ZH759379 to ZH820205 are worth €380,168.75. We don’t know if they have other bonds lower or higher in the series, or whether any of the bonds have been cashed in.

Splitting those into 3 x €100K and 1 x €80,150  

ZH759379 to ZH775378 7 prizes. ZH775379 to ZH791378 7 prizes. ZH791379 to ZH807378 9 prizes. ZH807379 to ZH820205 4 prizes.

The 3 x €100K outperformed average luck with 23 prizes against an expected 15. The €80K got 4 which would be the expected return. Overall 27 prizes against an expected 19. The first 26 draws had 16 wins against an expected 9/10, the second 26 draws 11 against an expected 9/10. (€380,168.75 x 0.25% = €950.42, 19 x €50 prizes in a year).

Given that two of the prizes amounted to €51K there would be another calculation to be done for the percentage return achieved, but I just concentrated on the number of prizes. 

A look back at the €50K and €250K prizes in the last 27 draws, 19 November 2021 to 20 May 2022.

The two €250K prizes both went to Dublin AEK bond 30 December 2021, and AMJ bond 25 March 2022.

Of the 25 €50K prizes, 10 went to Dublin, 5 to Cork and 2 to Kildare.

One each to Meath, Cavan, Galway, Mayo, Roscommon, Kerry, Limerick and Tipperary.

63% of the prizes to Dublin/Cork. They get around 53% of all the prizes every week, so a bit over-represented. But it is a tiny sample, and in the first 5 draws Dublin got no prize. Population wise the two outliers are Cavan and Roscommon, and the biggest “losers” would be Donegal, Wicklow and Louth.

Nine of the prizes were two letter prefix, before mid 2015, the oldest a DE bond from around 2001. AMK and AZV prefixes both won 2 x €50K with the AMK winners being on 04 and 11 March, an unlikely event statistically.