Switching from Ulster Bank to...

Feic! I havent being paying attention, I knew ulster bank were pulling out but thought it was about 3 years away.

Looks like I'll have to get on it,

I have current account,business account and savings account with UB,the app is great.

I also have a joint account with my partner with AIB so I guess that's where I'll be going.I find their app decent aswell but I dont use it often if ever,only just to check the balance the odd time.

I wonder if it's an advantage to me that I'm part of a joint account at AIB already in terms of getting an appointment, security,filling out forms etc?

Was onto my employer, its in the public service, and they won't pay salary into a Revolut account. Is this legal?

No, it's not legal. See https://www.acceptmyiban.org/ and https://www.centralbank.ie/consumer-hub/explainers/what-is-iban-discrimination-and-what-can-i-do-about-it

They are legally required to be able to pay into SEPA accounts. Saying "our system is too old" isn't an acceptable excuse - that means they have to upgrade their system

We had a joint account and business account with UB. Husband had all his personal accounts there too, whereas I had moved to AIB a while back. We got a fairly quick appointment to set up the business account. They sent out the forms beforehand and we had to bring them back and at that point we got an appointment within a few days. When we arrived, the bank official had most of the form filled out on her screen already so it really didn't take too long. We both brought ID with us but as I already had an account I didn't need it. And strangely enough my husband didn't need it as he was a signatory on an account related to a local club. She set up a personal joint account for us there and then. She set up registration for my husband and he just had to wait a couple of days for a password or PIN via post to enable him to complete his log into the app. Once he was in he could then open his own sole accounts via the app.

My one gripe about the business account is that the online banking seems to be the same as the personal one. With UB I could future date payments to suppliers etc. But now I have to do them the day they are actually due which is a pain. Maybe I'm missing something though - if anyone else has a business account they might correct me (please!!)

I've a tracker mortgage with UB. I have never had any correspondence with them since we signed about 18 years ago. (Other than annual statements)

I presume that they will simply contact me as they leave the market?

Not a lot really.

The Consumers Association, opposition finance spokesperson and Governor of the Central Bank all raising flags but never mind that blame the Indo.

It's it possible to have a joint account with revolut?

From testing thread, had just decided PTSB/CREDIT UNION for salary and direct debits, and revolut for day to day. Then realised everything we currently have is joint accounts, and not sure how this will work if switching to revolut.

Would prefer not too switch to separate day to day accounts

This might be of help to some people....

I've just opened an account with AIB via their app. Took 10 minutes.

All I needed was my passport, which is used for the video call which took less than 5 minutes. All extremely simple.

All the other information needed during the application you should either know off by heart, or have to hand in your wallet.

I chose AIB because of the ease of the actual opening of the account, and I wouldn't have to wait for an appointment at a branch.

My banking needs are fairly simple, wages get paid in, wages get spent with debit card (which I should receive next week).

Whether or not I run into problems later down the line with the actual transfer of my Ulster Bank balance remains to be seen, but I feel I'm ahead of the game....... at the moment.

Better late than never.