Warning ⚠️ rally of lakes

Yup, ruining the whole thing for anyone with a real interest in the sport, utter muppets, glad to see the gardai being proactive about it.

Would modifications to a car needing to be notified to your insurance company not be a civil matter, why are Gardaí being involved if the car is road legal as regards NCT and rules of the road?

I don’t think that’s even a route (mods making insurance invalid) they go down?

Dont think so, sure they’d have to call the insurance company to confirm and they’d all be closed for the weekend.

I saw on Garda Twitter a pizza delivery driver got done for no insurance because he didn’t declare his job. Thought that was quite strange.

Wouldn't motor insurance be a private contract between the Insurer and Insured and therefore be subject to GDPR rules? So the Gardaí wouldn't be able to check the details of the policy without permission from a driver?

No. You could be driving a nitro injected henhouse, high as a kite on crystal meth and the insurance will cover third party damage. The insurers would have the right to seek recovery from the policy holder ie pursue them for reimbursement but in reality, this never happens.

I'll have no sympathy for any idiot that kills themselves this weekend, when out driving like an idiot at the rally.

The whole thing is just a magnet for maggots.

Since TikTok and Salthill Sundays caught on, the level of ballbaggery has definitely increased.

Probably, I'm not sure. But if I was stopped at a checkpoint, the only proof I would have is the disc, so I don't know how Gardaí at a checkpoint can check if modifications are disclosed.

The RPU do investigate this. Several drivers delivering pizza of an "Indian" type were done for not having valid insurance. Not declaring that you are using the car for business use invalidates your cover. As to the modifications, the RPU lads will call the hotline (each underwriter has one) on Monday or Tuesday and check for disclosed mods. Don't any of you think GDPR stops that happening.

Gardai are doing roadside checks on window tint % at Rally's this year, and handing out fines and penalty points, they caught 70 cars one Sunday last month

Petty stuff!

I know a motorbike delivery guy. Taxi pulled out on to road and wrecked his ankle for years. Motorbike claimed from taxi insurance, motorbike was done for having no insurance as he was delivering fast food. Fast forward 5 years and same guy gets back on bike again. He is immediately stopped and insurance is checked to see if he can deliver fast food. This time it's all good and presumably there is a note on file that he is legit to prevent un necessary stops. May seem petty but plenty of cars about that don't have "real" insurance, where they lie about modifications. I was told an aftermarket radio or new wheels may invalidate insurance and you end up being prosecuted for driving without insurance.

They are listed on the policy schedule.

Yes but there seems to be an element of Gardai doing the insurance company's job if the cars are otherwise 100% road legal. Where do you draw the line, should the Gardai be checking that the persons declared occupation (not talking about change to courier or delivery use) on their insurance matches exactly their current role or that their mileage is exactly as per declared on the original insurance quotation, these are other elements in calculating the risk level of a driver for quatation purposes, same as modifications.

If you go through a checkpoint they do a quick look, if they suspect that something is not correct, they do a check.

They are not stupid, they know the people delivering food, or have an idea from their movements, its not that difficult to spot the cars, make model reg, they tend to be the same few in a given area, they may see the same driver several times with a takeaway bag on the seat before asking.

Cop was an idiot to try to persist with that one after machine showed his own factory spec car to fail.