€25k invested in prize bonds

dxhound2005 · 23-05-2022 12:15pm

Taking the 228,015 prizes, I worked out that €11,346,150 went to €50 prizes. That is 73.0777% of the total money paid out. Applying that to the 0.35% notional interest rate we get 0.255772. So every €100K in bonds would earn €255.77 in simple interest, if the product was just big prizes and interest instead of €50 prizes. That could suit some people who are not getting average luck. This is subject to confirmation when the Annual Report is published.

I did the same on Page 250 for the 2020 figures when the notional rate was 0.5% and the expected return on €100K with average luck was 7 x €50 prizes. That was 72.56% of the prize money going to €50 prizes, a return of €362 on €100K.

pbwinner · 27-05-2022 12:53pm

Winnings on 27th May 2022: €0

Last win 12th November 2021: €50

Total winnings on €25k from Feb 2011 to date: €3200

2011: €75 x 4 = €300

2012: €75 x 6 = €450

2013: €50 x 12 = €600

2014: €50 x 9 = €450

2015: €50 x 5 = €250

2016: €50 x 5 = €250

2017: €50 x 4 = €200

2018: €50 x 2 = €100

2019: €50 x 6 = €300

2020: €50 x 5 = €250

2021: €50 x 1 = €50

2022: €0

PB2018 · 27-05-2022 1:16pm

Wins on 27th May 2022: €0

Last win: 1st April 2022: €50

Weeks since last win: 8

€134k invested in prize bonds since July 2017

Win ratio: 34 wins in 256 weeks (13%)

2017 (Jul-Dec): 5 x €50 = €250

2018 (Jan-Dec): 4 x €50 = €200

2019 (Jan-Dec): 5 x €50 = €250

2020 (Jan-Dec): 10 x €50 = €500

2021 (Jan-Dec): 2 x €50 = €100

2022 (Jan-date): 4 x €50 = €200

WhiteMan32 · 27-05-2022 4:10pm

Winnings on 27th May 2022 on €110k: €50 X 2

Last win on 14th April 2022: €50

carrickbawn · 27-05-2022 4:20pm

Another €50 for me today.... last win €50 last week.

Keep her lit.😄

dxhound2005 · 27-05-2022 4:23pm

Nothing for me today but I did get €50 on 20 May from a win in 2015 which I reinvested.

The €50K went to Louth from PF bonds which I often note being winners, bought in 2011. They also got €50 today.

https://www.lmfm.ie/news/lmfm-news/prize-bond-holder-in-co-louth-scoops-e50000/

dxhound2005 · 27-05-2022 4:34pm

May count, this time the same 16 million bonds AZP to BAE in each of the four draws.

Friday 06

83 prizes, average per million 5.188, highest BAC 9, lowest AZS 2

Friday 13

85, 5.313, BAB 10, AZT 1.

Friday 20

77, 4.813, BAC 11, AZS and AZX 1 each.

Friday 27

104, 6.500, AZX 10, AZY 3.

Highest overall AZU and BAC 28 each, lowest AZS 13

64 million bonds won 349 prizes, average per million 5.453. x 52 x €50 equals €14,178.13. Divided by 62.5 to get what €100K would win in a year with the same luck equals €226.85. Nearest to 5 x €50.

Careful_now! · 27-05-2022 6:05pm

10k invested for the past 6 months and still nothing

jaffa20 · 27-05-2022 6:30pm

This thread is a sad reminder for me each week that i've won nothing yet again :(

tuisginideach · 27-05-2022 8:58pm

nothing

whispering1 · 27-05-2022 10:11pm

Nothing 225k invest since June 2021. Last win 50 EUROS MARCH 2022

dxhound2005 · 31-05-2022 10:38am

Analysis of 210 x €1,000 prizes paid out so far in 2022. 50 in April, 40 in each of the other 4 months.

Dublin 80, 38.1% (Jan 13, Feb 18, March 13, Apr 19, May 17)

Cork 25, 11.9% (6,2,8,3,6)

Galway 10

Clare, Wexford 9 each

Kerry, Wicklow 8 each

Limerick 7

Meath, Kildare, Kilkenny, Waterford 6 each

Donegal 5

Sligo 4

Westmeath, GB 3 each

Louth, Laois, Longford, Offaly, Mayo 2 each

Cavan, Roscommon, Carlow, Tipperary, Greece 1 each.

Leitrim, Monaghan and NI no prize

148 three letter winners 70.5%, issued since mid 2015. The oldest bond to win was a BC from the early 1980's.

John arse · 31-05-2022 12:13pm

Nothing in may on €170k-5x€50 in 2022

John arse · 31-05-2022 12:17pm

https://www.boards.ie/discussion/comment/119123135#Comment_119123135

Yeah unfortunately with the current rate your 10k would only (ON AVERAGE) be due a win once every two years sadly,good luck for the future 👍

Montage of Feck · 31-05-2022 12:21pm

I'm really losing interest in my bonds, in nearly two years I've won nothing.

VonLuck · 02-06-2022 3:06pm

It may have been asked before but is there any benefit of buying bonds in smaller lots? Let's say if you were to buy €1,000 worth. Is there any advantage of purchasing it all at once at €1k, or split it up into 40 purchases of €25? Not saying that's what I'll do, but just using it as an example.

I thought I recalled that it's better so that you can withdraw any domination you want (say €500) and avoid taking out the full €1k if you do it in smaller lots. Is that true?

tuisginideach · 02-06-2022 3:41pm

After three months you can take as much or as little as you like out - no issue.

VonLuck · 02-06-2022 3:51pm

https://www.boards.ie/discussion/comment/119149817#Comment_119149817

Great, thanks. I thought you could only withdraw in the denomination you purchased it!

PB2018 · 03-06-2022 1:09pm

Wins on 3rd June 2022: €50

Previous last win: 1st April 2022: €50

Weeks since last win: 0

€134k invested in prize bonds since July 2017

Win ratio: 36 wins in 257 weeks (14%)

2017 (Jul-Dec): 5 x €50 = €250

2018 (Jan-Dec): 4 x €50 = €200

2019 (Jan-Dec): 5 x €50 = €250

2020 (Jan-Dec): 10 x €50 = €500

2021 (Jan-Dec): 2 x €50 = €100

2022 (Jan-date): 5 x €50 = €250

sportsfan90 · 03-06-2022 1:22pm

I just had a look through my tracker and my recent winning record is not good!

My holding has gone up/down slightly in that time but averages out at €65k.

So in the last 75 weeks since Christmas 2020, on €65k I've had €1x50 win.

I may be working off old calculations, but I believe average luck would have given me over just 4 wins in that period.

Anyway the money will stay there for another while until I need it, hopefully my luck will pick up a bit though.

tuisginideach · 03-06-2022 1:33pm

Nothing again

pbwinner · 03-06-2022 2:06pm

Winnings on 3rd June 2022: €0

Last win 12th November 2021: €50

Total winnings on €25k from Feb 2011 to date: €3200

2011: €75 x 4 = €300

2012: €75 x 6 = €450

2013: €50 x 12 = €600

2014: €50 x 9 = €450

2015: €50 x 5 = €250

2016: €50 x 5 = €250

2017: €50 x 4 = €200

2018: €50 x 2 = €100

2019: €50 x 6 = €300

2020: €50 x 5 = €250

2021: €50 x 1 = €50

2022: €0

carrickbawn · 03-06-2022 3:10pm

Definitely on a roll here. Another €50 today. Three in a row....👍👍👍

dxhound2005 · 03-06-2022 7:04pm

Nothing for me today. The number of €50 prizes in the June draws is 4,541 up from 4,518 in May.

The newest bond to win on 06 May was BAF 761767. Newest 03 June BAN 376641, sales of around €52.4 million.

Mantis Toboggan · 03-06-2022 7:23pm

https://www.boards.ie/discussion/comment/119154989#Comment_119154989

When you mention sales figures when time period does that cover?

dxhound2005 · 03-06-2022 7:27pm

Approximately a month. You can see the monthly sales in the Annual Reports. Page 21 of the 2020 report.

https://www.statesavings.ie/media/pdf/prizebonds_annualreport_2020.pdf

Mantis Toboggan · 03-06-2022 7:31pm

https://www.boards.ie/discussion/comment/119155061#Comment_119155061

Wowsers! Does more prize bonds being bought mean we're less likely to win?

dxhound2005 · 03-06-2022 7:53pm

2020 was a record year due to Covid. More sales, more prizes, the number of €50 prizes is recalculated at the start of each month. Same chance of winning.

Sligo Quay · 03-06-2022 9:59pm

Nothing for me this week, last win 8th April, total wins in 2022 €100euro.

20k batch purchased in 2015 has 15 wins €750euro

30k batch purchased in 2016 has 13 wins €650euro

10k batch purchased in 2017 has 3 wins €150euro

40k batch purchased in 2020 3 wins €150euro

total 34 wins since 2015 total €1,700euro

Brand Ambassador · 04-06-2022 9:51am

The post office are investing your money at significantly better returns than anyone has posted here. If you consider inflation your money is not making any money return unless you have a big win. Find an investment fund that will give you stable returns that will at least beat inflation rates. Inflation is about 8-10% this year alone. Your money is not working for you in Prize Bonds - I have €200 in prize bonds. You can live in hope of winning the jackpot or make some real returns on your money properly invested. Talk to any financial advisor.

€25k invested in prize bonds

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