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  • 19-05-2022 10:22am
    #1
    chases0102
    Registered Users Posts: 1,042 ✭✭✭


    Hi all,

    Thinking of exploring a transfer to another school within our ETB scheme, in order for a reduced commute. I have an AP1 post and will lose that, of course.

    Just trying to figure out the financial, pension, implications, etc. before going about this. Would love to hear if anyone has done something similar.



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    #2
    2011abc
    Registered Users Posts: 1,686 ✭✭✭2011abc


    You will loose 4K + a year on pension for rest of your life .That’s 80 euro a week .Not to be done rashly .You won’t save that in fuel and if you’re going to be alive longer after pension than before it’s a strong reason to stay put .You will loose roughly the same cash in your pocket so the only bonus is the time saved commuting and doing post . Unless you hate it I’d stay put



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    #3
    spurious
    Moderators, Category Moderators, Education Moderators Posts: 27,222 CMod ✭✭✭✭spurious


    Are you sure you will lose it while staying within the ETB?

    Is that a new thing?

    How long have you had the post?



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    #4
    2011abc
    Registered Users Posts: 1,686 ✭✭✭2011abc


    Ah right , yeah ETB May be different



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    #5
    chases0102
    Registered Users Posts: 1,042 ✭✭✭chases0102


    Thanks for replies folks, really appreciate it.

    Have post only since 2019, but yes, would lose it if transfer within ETB I think???



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    #6
    spurious
    Moderators, Category Moderators, Education Moderators Posts: 27,222 CMod ✭✭✭✭spurious


    It certainly used to be the case that after a certain number of years the post was 'yours' and went with you on a transfer.

    Caused much merriment in the new school where folk may have been queueing up to try for the next post due, which would not now happen due to the transfer in.



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    #7
    chases0102
    Registered Users Posts: 1,042 ✭✭✭chases0102


    Thanks for the replies folks.

    I have given it a lot of thought, and will sit tight this year.

    Yes, commuting costs are increasing, as is the general cost of living, and as a result of this really I have decided to stay put with the post. Add to the pension contributions (in spite of the tax, it is still an attractive part of the package), I feel I can bear the commute for another year at least.



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    #8
    Sammy2012
    Registered Users Posts: 1,247 ✭✭✭Sammy2012


    Same question but in primary. I have an AP2 post and am thinking of resigning it at the end of the summer. Working conditions have become unbearable in my school and the DP is leaving for a new job but for my own mental health I can't be dealing with the principal.



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    #9
    Bobtheman
    Site Banned Posts: 2,799 ✭✭✭Bobtheman


    https://www.boards.ie/discussion/comment/119190896#Comment_119190896

    Just be aware things can change quickly in life and schools. How long is the Principal from retirement?



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    #10
    Bobtheman
    Site Banned Posts: 2,799 ✭✭✭Bobtheman


    Personally I think there are often easier ways to earn the 2k after tax a B post generates.

    People bang on about their pension. Who is guaranteed to make it to 60 or 65?? and there are other ways to make money.



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    #11
    rainbowtrout
    Registered Users Posts: 15,382 ✭✭✭✭rainbowtrout


    https://www.boards.ie/discussion/comment/119200372#Comment_119200372

    To be fair, life expectancy in Ireland is about 82, so most of us will make to 65 and beyond. Some people bought a house later in life, were older having kids - might have college fees to pay, maybe have health issues, have an elderly parent to take care of, so for some the extra bit on the pension is a real consideration.



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    #12
    rainbowtrout
    Registered Users Posts: 15,382 ✭✭✭✭rainbowtrout


    https://www.boards.ie/discussion/comment/119190896#Comment_119190896

    Sounds like my place. Remember you can resign the post at any time, it doesn't have to be at the end of an academic year. Depending on what your post is, do everything by email. It limits the contact you have with the principal and also serves as a paper trail should you need it in the future. If it really does become so bad then you can resign it at any time.


    I have a B post and have conducted my duties for the entire year this year without setting foot in the principal's office once - for my own sanity.



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    #13
    Sammy2012
    Registered Users Posts: 1,247 ✭✭✭Sammy2012


    https://www.boards.ie/discussion/comment/119200346#Comment_119200346

    3 years



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    #14
    Treppen
    Registered Users Posts: 4,610 ✭✭✭Treppen


    https://www.boards.ie/discussion/comment/119204519#Comment_119204519

    I don't know your circumstances but I'd sweat it out for 3 years.

    I recall one of our teachers could easily have taken early retirement but he said he was staying around just to annoy the principal (who was actually very nice!).

    Bit spiteful I know, but it just goes to show he considered himself the man in charge of his class every day and he was his own boss.



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    #15
    lulublue22
    Registered Users Posts: 1,478 ✭✭✭lulublue22


    https://www.boards.ie/discussion/comment/119204519#Comment_119204519

    I would try and stick it out if possible.



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    #16
    Sammy2012
    Registered Users Posts: 1,247 ✭✭✭Sammy2012


    Just an update. I resigned my post last Friday. Couldn't do it anymore. I haven't looked into any of the pension implications but our finances are fairly okay and will have our mortgage paid in around 5 years so I'll look into topping up pension with avcs then. 3 years may be short but mentally I couldn't do it anymore. So better to worry about my current mental health than pension which is still minimum 21 to 22 years away.



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    #17
    Bluespecs
    Registered Users Posts: 24 ✭Bluespecs


    Sounds like a good plan. You will have many opportunities to take up a POR again in the future should you choose to do so. Enjoy the peace and quiet and have a nice, congratulatory, relaxing glass of something for yourself to toast your lovely new life!



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