FF/FG/Green Government - Part 3 - Threadbanned User List in OP

And poor Leo and FG

Unfortunately a paywall opinion piece so can share it but there's enough in the header and first few paragraphs to get a sense of some home Truths 😏

I think you are the one with the obsession, seeing things that aren't there, no mention of SF in my post.

Again though you don't offer any opinion on the matter itself, it seems for yourself in particular you what to play the politician, not the policy or the substance of the matter itself. I think you actually agree with the Health Minister in this regard and that Navan Hospital should not have its A&E downgraded, but you wont admit it.

As per the second point, again you used the word tenant to describe someone who owns their own home. Its just factually incorrect. That is all.

Yet you cannot answer a very very simple question on the Navan hospital issue. You admit you don't have an opinion one way or another, but happy to spend days here spamming news articles about it. That is not in the spirit of this thread IMO.

Why are you scared to offer an opinion about it?

Thank you for yet another insightful and illuminating response.

I don't play the role of politician I ask questions on their performance or lack of same.

The use of Tenant is entirely appropriate in the context of this scheme, it has a ring of Social Housing to it by a different name, it's almost like these housing charities by up peoples distressed mortgages at enormous discounts, and renting back the home to folks who may have already paid of a decade or more of an existing mortgage. Call me cynical but having a liability to a Financial institution as well as government who both retain rights over the property seems utterly bizzare and this aside from the fact the mortgages will likely be unsustainable for many years ahead. Let's also not forget the development too are likely to be getting government incentives to build properties government will have a financial stake in.

Simply a bizzare approach IMO.

And finally, why are you and Blanch determined to get me form an opinion on anything, particularly when I posted on the how a Minister is dealing with a particular issue.

Do you think I've direct insight into the workings of Navan Hospital 🤔

I've specifically dealt with, what is by any measure an extraordinaryly badly managed issue by the Minister responsible and I might add the political expediency shown by local politicians who suddenly became aware of an issue that may impact on their electabilty next GE, most notably Helen Mc Entee who appears to have had little to say on the matter until the HSE made a decision.

Open to correction Marko but not ongoing sillyness from you 😏

Una Mullaly is a hypocrite and I won't take anything she says seriously. It's like asking Eoghan Harris about this view of the opposition. You won't learn anything new from either of them. Best to be ignored.

So you won't answer a very very basic question but are more than happy to trawl Irish news websites and report them here for basic consumption. Odd!

On your second point, you are wrong on a few counts.

Housing developments don't get a subsidy from the government, that's apartments.

The people who own these homes won't be tenants.

No data on why the repayments would be unsustainable.

Eh, because you have posted about a dozen articles about the Navan Hospital issue, yet wont offer an opinion on the core issue itself. Its just drive-by posting and spamming.

Give an opinion, don't be scared to do so, and be prepared to defend it. That's what most others do.

Wow an actual opinion on a post, I'm impressed.

Are you 100% sure no winks and Nods won't take place in terms of subsidies to developers, I don't belive Apartments are exempt from this scheme (open to correction)

I won't re Ash my points on Tenancy

Re sustainability, riddle me this, if these folks don't qualify under existing central Bank rules re ability to repay, how do you honestly believe an interest waiver for 5 years is going to change that fact, this aside from increasing cost of living expense.

Either a person or couple can afford to pay back a mortgage or not, it's really not rocket science to come up with even a litte sceptism.

I'm 100% what you are outlining is rubbish and isn't occurring.

What does your data say? Income limits of 3.5 times is actually very conservative and if the scheme allows new homeowners to repay up to 4.5 times their income limits that should be achievable. Again, where is your research and data that this would be a problem?

Again, how do you know they cannot. The CB rules are about protecting the banks, not about protecting mortgage holders.

A yes CB only protect Banks, more sillyness.

People often question why Ireland is the second most expensive mortgage market in Europe, they point to the difficulties around being able to repossess and CB rules regarding having capital in place.

Has anyone ever asked a sime question, why has Ireland been one of the most expensive mortgage markets for literally Decades, long before financial crash, CB capital reserve rules 🤔 of course not. This bizzare notion its a relatively new phenomenon is bizzare.

But again Marko can i direct you to other threads dealing with these matters.

I can't speak for others but I've expressed my opinions on numerous occasions only to be shouted down, others have offered excellent analysis on Polling, Health care, Politics and policy generally and are shouted down by the same small cohort.

I've absolutely no issues with differing opinions but my word even the most blatant incompetence is defended or deflected and whilst I don't pretend to be a political expert, I can see with my own two eyes what's going on.

Marko, your running around in circles with this, you've avoided offering opinions and indeed answering questions repeatedly and you question me, Seriously,

I've offered literally thousands of opinions, answered questions, helped folks out, called out nonsense over almost 13 years on board, my record speaks for itself.

You've already tried this game last week, everybody saw what was going on, your assumed incorrectly you were being mistreated and yet here you are up to those old tricks again.

I won't be baited, will remain calm and composed, can't unfortunately play anymore more, have to go. But do have a great day all the same 😏

You can ask all you like and I'll continue to tell you, I've no opinion on what's going on there, just has I've explained countless times how the situation is being handled politically, which is terrible.