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€25k invested in prize bonds

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    #8132
    abff
    Registered Users Posts: 5,760 ✭✭✭abff


    €50 last week. Total winnings to date on €100k holding since May 2017 are €2,250.



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    #8133
    dxhound2005
    Registered Users Posts: 21,021 ✭✭✭✭dxhound2005


    I got my new bonds today BAS822xxx. Still the existing print, with the "Coming Soon" enclosure.



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    #8134
    Hibernicis
    Registered Users Posts: 1,547 ✭✭✭Hibernicis


    Snap. I got my new bonds today BAS822xxx !!



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    #8135
    Sligo Quay
    Registered Users Posts: 733 ✭✭✭Sligo Quay


    I'm always intrigued by unclaimed large prizes, where are these mystery bond holders.

    Bond P137675 purchased in Cork in November 1975, won in December 1991, now worth €19,046.07 with interest 31 years unclaimed.

    Bond DB539878 purchased in Limerick in May 2001, won €20,000 in October 2004 18 years unclaimed.

    Bond R982310 purchased in Dublin in December 1977, won in September 1996, now worth €19,046.07, 26 years unclaimed, these bond holders could be out there struggling in today's cost of living crisis and a small nest egg unclaimed or they are unware of, well I can tell you one thing, it wouldn't be me, that's for sure.



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    #8136
    dxhound2005
    Registered Users Posts: 21,021 ✭✭✭✭dxhound2005


    This is what the Annual Report says:

    "At the end of 2021, the number of unclaimed prizes, built up since the launch of the product in 1957, amounted to €3.2 million. Unclaimed prizes are defined as not claimed after six months. It should be noted that we communicate with every prize winner at the address we have for the customer. Unclaimed prizes primarily arise due to customers not notifying us of their change of address. We encourage customers to notify us of any changes as early as possible after the change. The amount outstanding in these prizes is a very small part of the value of prizes awarded over the years since the incorporation of the Prize Bond Scheme. All prizes are listed on the State Savings website, www. StateSavings.ie. It is important to remember that prizes are held indefinitely until claimed by a bond holder."

    Not mentioned there, but a lot of that €3.2 million is cheques which were never cashed, but which still have to be counted in the liabilities. The rest would be letters with prizes returned undelivered. No more cheques now, but no doubt many of the prizes paid into bank accounts will be abandoned there in Dormant Accounts. Probably billions of Euro in those accounts which will never be claimed.

    I wouldn't worry too much about the cost of living crisis for those sort of people. Even something as simple as claiming a Lottery prize is too much bother for some of them.

    "Thu May 12 2022 - 18:21

    Over €17 million in unclaimed prizes was last year transferred to the operator of the National Lottery, Premier Lotteries Ireland (PLI).

    The €17.054 million in unclaimed prizes for 2021 brings to €124 million in unclaimed lottery prizes since 2015 that has been transferred to PLI.

    The €17 million total for 2021 is on a par with the €17 million that went unclaimed in 2020.

    Some €19 million was unclaimed in both 2018 and 2019."



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    #8137
    tuisginideach
    Registered Users Posts: 2,066 ✭✭✭tuisginideach


    Another €50 today!



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    #8138
    machiavellianme
    Registered Users Posts: 12,568 ✭✭✭✭machiavellianme


    https://www.boards.ie/discussion/comment/119272908#Comment_119272908

    I'd bet a good chunk of them are dead!

    My grandad (who died more than 40 years ago, won €50 recently). We have no bond, no nothing - I just happen to have the same name and reside in the same locality so received his post.



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    #8139
    Sligo Quay
    Registered Users Posts: 733 ✭✭✭Sligo Quay


    https://www.boards.ie/discussion/comment/119275694#Comment_119275694

    So how did the situation play out, who got the €50euro, doesn't bear thinking about if it was a jackpot prize.

    Anyway nothing for me today, my 40k batch which I cashed in after last weeks big draw appear in my bank account this morning, I still have 10k 20k 30k batches total 60k which I'II leave in. total wins in 2022 €150euro.



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    #8140
    PB2018
    Registered Users Posts: 272 ✭✭PB2018


    Wins on 1st July 2022: €0

    Last win: 3rd June 2022: €50

    Weeks since last win: 4

    €134k invested in prize bonds since July 2017

    Win ratio: 36 wins in 261 weeks (14%)

    2017 (Jul-Dec): 5 x €50 = €250

    2018 (Jan-Dec): 4 x €50 = €200

    2019 (Jan-Dec): 5 x €50 = €250

    2020 (Jan-Dec): 10 x €50 = €500

    2021 (Jan-Dec): 2 x €50 = €100

    2022 (Jan-date): 5 x €50 = €250



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    #8141
    carrickbawn
    Registered Users Posts: 292 ✭✭carrickbawn


    Nothing here today .



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    #8142
    tuisginideach
    Registered Users Posts: 2,066 ✭✭✭tuisginideach


    https://www.boards.ie/discussion/comment/119275848#Comment_119275848

    They don't pay out €50 any more, do they? Doesn't it have to be lodged directly/taken as new bond?



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    #8143
    Jamie2k9
    Registered Users Posts: 10,710 ✭✭✭✭Jamie2k9


    I have 18k in 10 months and won nothing as of today. I only put it in to move it from a bank but a little disappointed to not had a single win.



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    #8144
    dxhound2005
    Registered Users Posts: 21,021 ✭✭✭✭dxhound2005


    Nothing for me today. The number of €50 prizes in the July draws is 4,568 up from 4,541 in June.

    The newest bond to win on 03 June was BAN376641, newest 01 July BAU233910. Sales of around €43 million.



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    #8145
    Taylor365
    Registered Users Posts: 2,994 ✭✭✭Taylor365


    https://www.boards.ie/discussion/comment/119277038#Comment_119277038

    Missus going on 3 years with more than that. Nada.



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    #8146
    pbwinner
    Registered Users Posts: 825 ✭✭✭pbwinner


    innings on 1st July 2022: €0

    Last win 12th November 2021: €50

    Total winnings on €25k from Feb 2011 to date: €3200

    2011: €75 x 4 = €300

    2012: €75 x 6 = €450

    2013: €50 x 12 = €600

    2014: €50 x 9 = €450

    2015: €50 x 5 = €250

    2016: €50 x 5 = €250

    2017: €50 x 4 = €200

    2018: €50 x 2 = €100

    2019: €50 x 6 = €300

    2020: €50 x 5 = €250

    2021: €50 x 1 = €50

    2022: €0



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    #8147
    PB2018
    Registered Users Posts: 272 ✭✭PB2018


    Wins on 8th July 2022: €0

    Last win: 3rd June 2022: €50

    Weeks since last win: 5

    €134k invested in prize bonds since July 2017

    Win ratio: 36 wins in 262 weeks (14%)

    2017 (Jul-Dec): 5 x €50 = €250

    2018 (Jan-Dec): 4 x €50 = €200

    2019 (Jan-Dec): 5 x €50 = €250

    2020 (Jan-Dec): 10 x €50 = €500

    2021 (Jan-Dec): 2 x €50 = €100

    2022 (Jan-date): 5 x €50 = €250



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    #8148
    pbwinner
    Registered Users Posts: 825 ✭✭✭pbwinner


    Winnings on 8th July 2022: €0

    Last win 12th November 2021: €50

    Total winnings on €25k from Feb 2011 to date: €3200

    2011: €75 x 4 = €300

    2012: €75 x 6 = €450

    2013: €50 x 12 = €600

    2014: €50 x 9 = €450

    2015: €50 x 5 = €250

    2016: €50 x 5 = €250

    2017: €50 x 4 = €200

    2018: €50 x 2 = €100

    2019: €50 x 6 = €300

    2020: €50 x 5 = €250

    2021: €50 x 1 = €50

    2022: €0



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    #8149
    carrickbawn
    Registered Users Posts: 292 ✭✭carrickbawn


    Nothing here today.



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    #8150
    dxhound2005
    Registered Users Posts: 21,021 ✭✭✭✭dxhound2005


    Congratulations!

    Your saved Prize Bond numbers have won €100.00 since you last logged in.

    Up to date as of Friday 8 July 2022

    08 Jul 2022

    Prize Bond Number Value of Prize

    KB356406 €50.00

    MC930758 €50.00

    MC930xxx won 6 x €50 between 05 April 2019 and 17 July 2020, and I posted about them before a few times for being so lucky. Nothing in two years, but it is all random.



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    #8151
    tuisginideach
    Registered Users Posts: 2,066 ✭✭✭tuisginideach


    nothing here



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    #8152
    Taylor365
    Registered Users Posts: 2,994 ✭✭✭Taylor365


    https://www.boards.ie/discussion/comment/119309199#Comment_119309199

    What a nice Friday message 😄



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    #8153
    sportsfan90
    Registered Users Posts: 631 ✭✭✭sportsfan90


    I just checked my tracker and on a holding that has averaged €64k, I've gone over 13 months since my last win. Not good!



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    #8154
    dxhound2005
    Registered Users Posts: 21,021 ✭✭✭✭dxhound2005


    There is another €23K about to be added to the Lottery profits. At least with Prize Bonds there is no time limit to get your prize.

    https://www.lottery.ie/news/euromillions-match-5-prize-remains-unclaimed



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    #8155
    woodturner
    Registered Users Posts: 879 ✭✭✭woodturner


    Hope it's okay to ask here but I was just wondering would it be worth buying €42k worth of prize bonds? It's making feck all in the bank and I really want to do something with it. It peaves me that the bank are using it to lend money to people earning interest from it while I get nothing.



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    #8156
    sportsfan90
    Registered Users Posts: 631 ✭✭✭sportsfan90


    https://www.boards.ie/discussion/comment/119329145#Comment_119329145

    You'll make feck all with prize bonds too but if it's a choice between the two I'd stick them into PB's, at least you might get an occasional €50 win.



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    #8157
    tuisginideach
    Registered Users Posts: 2,066 ✭✭✭tuisginideach


    Or you might win €250,000 ....



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    #8158
    tuisginideach
    Registered Users Posts: 2,066 ✭✭✭tuisginideach


    I thought I read somewhere recently (or did I dream it?) that the paper Prize Bond 'dockets' no longer needed to be returned when cashing in. I have just downloaded and completed the increasingly complicated Repayment Form which still asks for the paper 'dockets'.


    Apparently, in the case of changing banks (in my case, due to withdrawal of old bank) they will accept any official document from the new bank with names, address, IBAN - not necessarily a Bank Statement.

    Post edited by tuisginideach on


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    #8159
    dxhound2005
    Registered Users Posts: 21,021 ✭✭✭✭dxhound2005


    See post #8119.



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    #8160
    tuisginideach
    Registered Users Posts: 2,066 ✭✭✭tuisginideach


    Hmmm - no reference to that on the form available online. Thanks dx



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    #8161
    dxhound2005
    Registered Users Posts: 21,021 ✭✭✭✭dxhound2005


    https://www.boards.ie/discussion/comment/119330494#Comment_119330494

    It says "Coming Soon". I expect they will have to withdraw the printed forms in Post Offices and supply new ones before they can change the online version.

    I think the only people who are aware of it are those who won in the last few weeks?

    Edit:

    I just saw this on the website. May be something to do with this change, or could be unconnected.

    11:00, 13th July 2022: We wish to inform customers that the State Savings website will be temporarily offline today from 16:15 due to scheduled maintenance. We anticipate full service will be restored by 21:15. If you need assistance or have any queries you can contact us at 0818 20 50 60 / 01 705 7200. Thank you for your patience and we apologise for any inconvenience.



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