AIB going cashless around Kerry.

People are going to march up and down the street. And local representatives will make lots of speeches from the back of a truck.

You know what will happen next? That's right, the bank will shut down the services as announced.

Am I missing something here?

I can think of dozens of ATMs near me in places like Spar, Centra, filling stations, super markets and other services like lodgment can be done at the post office, whats the big issue?

Do shops not give cash back in kerry? Is it illegal to have an ATM other than outside a bank in kerry? How do these people get the cash out of an atm they don't have a card which could be easily tapped at any shop? Are sum up terminals illegal in kerry? Is it illegal to change banks in kerry?

My account is with AIB by the way.

Fcuk cashless.

KBC still have a branch network... albeit they're leaving entirely.

They closed a few branches during the will they/won't they stage of deciding to leave Ireland but the others are still going. And still selling new services surreally.

They have a Hub network which is akin to a Kiosk service and not a full branch service , in the many years I've been with KBC , I've not stepped inside one once and only a handful of these around the country, I'd hardly call that a branch network, which they closed years ago.

That's all they ever had though?

Are you thinking of ACC, which became Rabobank? They had and closed a branch network.

First Active (subsumed to Ulster), BOSI->Halifax and Danske are the other total 21st century branch network closures.

No , KBC Had a full branch network when they arrived, I'm unsure if they took over NIB or Dansk bank branches but definitely had branches, I actually opened my account in their NAAS ,branch. They briefly expanded the branch network but eventually went essentially digital and opened a few Hubs around the country but very few

How do you buy a new heifer with Google Pay in a field with no reception?

It'll get fierce interesting this winter when the power goes out and takes the Internet with it. Good luck to you trying to buy briquettes with a dead phone.

I'm doubting (its actually rather stronger than doubt) you because they just simply didn't exist.

KBC opened a Hub in Naas in 2015. They did not have a branch in Naas at any point prior. This has since closed (2020 I believe).

They did not take over NIB branches. They did not take over anyones branches

You are just massively misremembering here. If you signed up in Naas it was in a hub, in or after 2015. You did not sign up in a branch prior to that as there was never a branch prior to that.

KBC did not even offer current accounts 10 years ago, so it is obvious that you do not have your dates right.

You can force the phone to request PIN or biometrics before allowing a payment.

I may have my dates incorrect, it's really not something I've obsessed over and your going way off topic to prove an unprovable point .

The fact remains, KBC Had a Branch Network, Took over another banks branch network,(NIB I believe) wound it down gradually and went with the Hub Model

From Wikipedia, more in the complete article

"KBC began operating a branch network in 2012 with a further build-out in 2014. This follows the exit of Halifax Ireland and Danske Bank from the Irish retail market, with some branches being located in former locations of those banks"

I give up , honestly a bewildering pedantic discussion. Honestly read the Wikipedia article , I'm no banking expert but it's all there .

Have you thoughts on AIB's decision 🤔

It's not bewildering - you have a massively corrupted timeline in your memory. That's all.

AIB are clearly intending to cut their branch network to the bone; the removal of the ATMs shows that.

Its not just Kerry that's going to be left with no banks. Rural Donegal is going to be left with two (cashless) AIBs - Killybegs and Dungloe, one BOI - Falcarragh, and after everything settles, one PTSB (they are buying some Ulster branches) that may or may not be cashless - Glenties.

Every settlement of more than maybe 600 people had a bank branch even in the early 00s - some were very part time, admittedly (NIB/Danske Arranmore was one day a week in a pub lounge - AIB took that over briefly after Danske left). Some of these don't have even have post offices now, and the post office replacement service is bugger all use for businesses. Going to be some interesting fallout.

Are you suggesting I'm being misleading, hardly appropriate for a Moderator, I've told you I was unsure of dates , never hid that, how many people do you seriously know date and time they opened a bank account 🤔

I personally believe I've banked with KBC for at least 10 years, they had a Branch network, wound it down , moved to a Hub model these are facts and you just refuse to accept this and then swipes. Really 🙄

Your persistence on an entirely unrelated matter is extraordinary, isn't it any wonder folks don't post their thoughts , opinions experiences on Boards without having to fear getting into extraordinary back and fourths.

My word I've come to expect this in Political threads not on a predictable Banking decision.

I'm not responding further to this , it's getting absurd

I'm suggesting your memories are wildly incorrect, as backed up by reality (KBC didn't even have a current account product 10 years ago, they never bought anyones branch network, their only ever branch in Naas opened in 2015, etc).

You may claim these are facts, but they absolutely and utterly aren't - you are mistaken. Every bit of evidence shows that you are mistaken. Nothing here is "swipes", just pointing out that actual reality cannot allow your mistaken memories to be real.

I would suggest you read up on the Mandela Effect. I suspect you've merged whatever bank you used before KBC in to KBC in your memories - but your memories are not right, and are absolutely not facts.

Legal tender only exists in the case of a debt - and even then there are some limits on it (mainly to stop the "here's 100,000 1 cent coins" type annoyance stunts). It's implausible that the concept would be extended to normal purchases.