The Collapse in Home Ownership was Fine Gael Policy

They cant, they either live in Poverty or social housing.

I think that Fine Gael are happy with having most people rent. I think FF want more home owners as they have a more working class base and have been destroyed in the polls over this issue, but they are too tied to the market and prices staying high to change things.

In the English speaking world I could not buy in any major city as they have all gone neo liberal, but I could in most European countries. I dont want to be forced to emigrate though

Now If I may ask you.

What is the solution to the housing crisis if you dont agree with social housing en masse?

How is a massive collapse in home ownership not a crisis? Do you think renting is a comfortable way to live in Ireland?

From my vantage this is the biggest social catastrophe in modern history across the English speaking world thanks to the free market policies started in the 80s, and could well collapse western society

Accord to the ERSI only 10% of under 35s currently are home owners (with or without mortgage) they project that in this cohort 1 in 2 will never buy. Compared to 90% owning in the current generation of pensioners. Thats a collapse

Im opposed to build to rent, and Im opposed to private housing on public land. Neither provide the housing thats needed.

The majority of apartments built in Dublin are build to rent.

The average income cant buy a apartment in Dublin.

Do you think its acceptable for hundreds of thousands of people to have to rent?

That footage is from the day they filmed the riot scene of in the name of the father, it was made look that way

Key Findings:

• Ireland has experienced a marked drop in homeownership rates in recent years. This has been particularly acute for younger-aged households, with the share of 25-34 year olds living independently who own their own home more than halving between 2004 and 2019, falling from 60 per cent to just 27 per cent.
• In comparison with current retirees (aged 65+) where the homeownership rate is around 90 per cent, homeownership rates are around 10 percentage points lower (approximately 80 per cent) for those currently aged 55-64 and 45-54; this differential is unlikely to close substantially for these groups given their position in the lifecycle.
• There is greater uncertainty over the 25-34 age group given their age and lifecycle earnings prospects. Nonetheless, the simulated rate of homeownership is lower again for the youngest age group, 25-34, with approximately one-in-two households likely to become homeowners in the majority of scenarios explored.
• Lower rates of homeownership are likely to lead to substantially higher income poverty rates after-housing costs (AHC) in retirement. The research finds that AHC income poverty rates for those approaching retirement would reach 31 per cent under a low future homeownership scenario, 28 per cent under a medium future homeownership scenario, and 21 per cent under a high future homeownership scenario, compared to 14 per cent at present.

https://www.esri.ie/news/future-retirees-likely-to-face-lower-homeownership-which-may-pose-challenges-for-retirement

Yes, I want to see the Vienna model implemented. 70% of their population lives in public housing tied to 20% of their earnings

I also want to see an end to multi nationals using Ireland as a tax haven

I want a socialist country because the current one is a horrible disaster for young people

Since people are amazing claiming we dont have a housing crisis, why are SF so popular. If everyone could buy a home where they work (ie no crisis) then people would be supporting the status quo

Well its not 30 mins since between a car loan, insurance and fuel a car would cost the guts of 800 a month, so I couldnt afford to drive into Dublin. My plan is to get a folding bike and take a train or bus to work. So thats near 90 mins each way door to door from Navan or Drogheda.

Actually the mortgage Im allowed is more in the region of 490 a month.

Im saving 2000 because Im working two jobs and stopped go out, also rent free and bill free at home while I save. When I move it will be this:

Wage: 2630

Mortgage: 490

Life Insurance or Home (forget which one but its required when you have a mortgage): 130

Broadband + gas + electricity: 300

Paying back dad for 5 years (hes giving me 15,000 loan when I have the other 25,000 I need saved): 500

Savings for holidays and other expenses (boiler, clothes, christmas etc): 350

So 860 left, if I got a car Id only have food, Id never be able to afford to leave the house, petrol, a car loan, insurance and tax would eat up 600 + of that